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Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 9am - 5pm Saturday 9am - 4pm

Blue Strawberry Financial Services Limited

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Blue Strawberry Financial Services Limited

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Friendly mortgage experts 🏡😊 Helping first-time buyers & home movers across the UK. Making the journey simple, stress-free & easy to understand.

Approachable advice with a smile every step of the way 😁 At Blue Strawberry Financial Services it is all about building strong relationships with our clients and helping them secure the best mortgages and protection policies to suit their needs. This is the bed-rock of our business. We provide the following services :-
Mortgages - First Time Buyers, Movers and Remortgaging
Buy to Let
Protection - Buildings and Contents Insurance, Life Insurance, Critical Illness Protection, Income Protection
We are unable to provide you with advice on commercial mortgages. However, we can introduce you to an authorised and regulated Financial Adviser who can provide you with specialist advice. If you are interested in finding out more about how we work contact us at www.bluestrawberryfinancialservices.co.uk

02/11/2026

⚠ An agreement in principle is useful but it is not a guarantee that the mortgage will be offered later.

An agreement in principle can give you a sense of budget and show an estate agent that a lender has carried out an initial look on your finances. That makes it helpful when you start viewing 🤓

What it does not do is replace the full application. The lender still checks the property, your documents and the full details before making a final decision. So its best to see the AIP as an early step not the finish line

Send us a message to start a conversation 🏠

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOAN SECURED AGAINST IT

31/10/2026

Mortgage Rates Can Feel A Bit Spooky At The Minute!!

⚠️ - If you are a first time buyer, the useful question is not whether the market feels unsettling but what can you do based on your situation

A sensible approach is to :

👉 Check out what monthly payment feels comfortable for you
👉 Look at how different deposit levels change the picture
👉 Get clarity on what you'd need to move forward when the timing is right.

That gives you something concrete to work with, rather than trying to guess your way through it.

Send us a message to start a conversation

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOAN SECURED AGAINST IT.

31/10/2026

Its Halloween and here are a few horror stories that you may hear this spooky season!!

30/10/2026

😃 A Great Way to End Another Busy Week at Blue Strawberry Towers!!

👉 Receiving great feedback from our fantastic clients just spurs us on to improve everything that we do.

Thank you so much for your kind words Pete. We hope you enjoy your new home.

29/10/2026

Do you Sell It or do you Rent It??

Its a common question that we get asked and every answer is usually different as it is based on your own individual situation and circumstances.

🏠A consent to let is seeking permission from your current lender to rent out your home. Renting out your home without this would be a breach of your mortgage conditions. If you cannot get a consent to let then the other option is

👉Changing your current mortgage from a residential mortgage to a buy to let mortgage. This may not be as simple as it sounds so some advice is generally needed in relation to this.

If you are in this situation then get in touch for your Consent or Rent mortgage review

28/10/2026

🏠 After weeks of speculation the Chancellor, John Healy has delivered his first budget. Here are the key points affecting the Housing Market:-

👉 Landlords to pay a further 2% on their property income
👉 Your First Home Scheme (New Build Homes Only) will be available from February
👉First Time Buyer ISA to launch in 2029
👉 Affordable Housing and Social Housing to get £1.5bn injection

Some good and bad as usual in a budget but at least their is nothing too dramatic that will affect the economy either way😉

24/10/2026

A small clock change can throw off a busy morning if you forget it.

The UK Clocks go back at 2am tomorrow morning so most devices will reset automatically.

Its worth checking anything that wont update itself, such as a bedside clock, oven, car dashboard or analogue watch. If you have plans first thing then setting a reminder before bed can save a scramble in the morning

24/10/2026

You may have a job where you get a basic salary but also additional payments for overtime, shift allowances, extra duty hours and many more

If you do then many lenders will take these payments into account but maybe not all of them and this could affect how much you can borrow on your mortgage. To make sure you get the right figure as to how much you can borrow then get in touch today☎💻

22/10/2026

If You’re Trying To Work Out When The Home Is Actually Yours, The Short Answer Is this: Exchange Makes It Binding; Completion Is When The Keys Change Hands.

Exchange Is The Point Where Both Sides Are Committed. Until Then, Either Side Can Still Pull Out Without The Sale Being Completed. Completion Is The Day The Money Moves, Ownership Transfers And You Can Usually Collect The Keys.

They Can Be The Same Day, But Often They’re Separate. That Gap Can Matter If You Need To Arrange Removals, Give Notice to a Landlord or Take Time Off Work. Knowing The Difference Helps You Plan The Practical Side Rather Than Just The Legal One.

Send Us A Message To Start A Conversation.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOAN SECURED AGAINST IT.

16/10/2026

👉 If your income is made up of a basic salary as well as additional payments for overtime, shift pay, management allowance and others then you need to be aware as to how lenders use this income.

🏠 It can vary from lender to lender so if you think that all of it can be used then you may need to be careful.

☎ Get in touch to see what your are able to lend based on your income and how it is made up

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER LOAN SECURED AGAINST IT

Address

12 Church Road
Bebington
CH637PH

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 4pm

Website

http://www.bluestrawberryfinancialservices.co.uk/

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