What are the opening hours?

Monday 9am - 5pm Tuesday 9am - 5pm Wednesday 9am - 5pm Thursday 9am - 5pm Friday 8am - 5pm

Premier Business Finance

Home
United Kingdom
Basildon
Premier Business Finance

Premier Business Finance specialise in providing machine finance and machine refinance for manufactu We obtain approval for over 95% of applicants.

Welcome to Premier Business Finance where we provide clear and simple machine finance solutions for manufacturers. Benefits for you

You obtain access to over 20 machine finance lenders. Use our expert knowledge of the market to save you the time, effort and avoid frustration. Free assessment and no broker fees. Our fees are paid by the lenders. Our experienced staff will guide you through the pro

cess, work with your suppliers and prepare all the finance paperwork so you can concentrate on running your business

Expert knowledge on non-standard requests, such as stage payments, machines coming from foreign suppliers, VAT deferments & payment holidays

Machinery Damage & Breakdown Cover to protect your investment

Why us? Our experienced staff work with over 20 lenders in the market and we will quickly find the right machine finance option for you saving you time and effort and avoids the frustration of doing all the work yourself. We are happy to visit and discuss machine finance options over the telephone outside of normal business hours. Many manufacturers are busy and involved with getting the jobs out the door during the day and many prefer to discuss machine finance options early in the morning before production starts or later in the evening or at a weekend. We provide a personal service and will complete all the necessary documents and work with your suppliers ensuring that the finance is in place when you need it leaving you to concentrate on running your business. We are committed to providing a quality service and we undertake to return all emails and telephone calls within 2 hours, 95% of the time and always on the same day. This means that you can be confident there will be no unnecessary delays. We can arrange facilities with many different lenders and therefore can handle a much wider range of requirements than any single source can offer. This avoids the constant need for you to keep going through the application process saving you valuable time. We are able to provide excellent complementary products such as Machinery Damage & Breakdown Cover and Keyman Cover to provide peace of mind and help protect your valuable investment. We are members of the National Association of Commercial Finance Brokers (NACFB) and operate within their code of conduct giving you the assurance that your enquiry will be handled professionally. We really welcome and want to hear about your complaints. If you feel that something has not been handled to the standard you require then your comments will provide us with the opportunity to improve our business.

01/06/2026

🔥 DEAL COMPLETED🔥

Another strong transaction delivered for a business in the construction sector based in Essex.

We’ve successfully funded a Press Brake with a deal value of £26,422.20, helping the business expand its fleet and increase operational capacity.

Investing in the right equipment keeps projects moving, improves efficiency, and gives businesses the ability to take on more work with confidence.

Fast turnaround. Competitive funding. Real business impact.

If you’re looking to invest in machinery, vehicles, or equipment for your business, we’re ready to help make it happen.

26/05/2026

💰 Asset Refinance: Pros, Cons & Why Businesses Use It💰

Cash flow is the lifeblood of any business — and asset refinance can be a smart way to unlock capital tied up in equipment, vehicles, machinery, or other business assets.

Here’s a simple breakdown 👇

✅ Pros of Asset Refinance

• Improves cash flow – Release working capital without selling critical assets.

• Supports growth – Funds can be used for expansion, hiring, stock, or new opportunities.

• Potentially lower repayments – Compared to unsecured borrowing, rates can be more competitive.

• Keeps operations running – You continue using the asset while accessing its value.

• Flexible funding option – Useful during seasonal dips or periods of rapid growth.

Why Businesses Choose Asset Refinance

Asset refinance is often used to:

✔️ Improve working capital

✔️ Invest in growth opportunities

✔️ Manage unexpected costs

✔️ Consolidate existing borrowing

✔️ Strengthen short-term liquidity without disrupting operations

When used correctly, refinancing can turn dormant asset value into a strategic business tool rather than letting equity sit unused.

The key is making sure the funding supports a clear business objective — not just solving a temporary cash issue.

21/05/2026

🛑Interest rates are rising… but that doesn’t mean business growth has to slow down. 🛑

For many businesses, higher rates mean tighter cash flow, increased monthly commitments, and tougher lending conditions. But it also means now is the time to finance smarter.

As an asset finance broker, I’m seeing more businesses:

➡️ Preserve working capital instead of paying cash upfront

➡️Refinance existing agreements to improve cash flow

➡️Spread the cost of equipment, vehicles, and machinery more efficiently

➡️Lock in funding before further rate increases

The right finance structure can make a huge difference in uncertain markets.

Whether it’s vehicles, plant machinery, construction equipment, or commercial assets — having access to flexible funding solutions is becoming more important than ever.

If your business is reviewing costs, expansion plans, or upcoming purchases, now is a good time to explore your options.

A conversation today could save thousands over the term of an agreement tomorrow.

18/05/2026

🔥 DEAL COMPLETED 🔥

Another one delivered.

We’ve funded a Vauxhall Combo Cargo for a butcher based in East Sussex—replacing their existing vehicle and keeping their business moving without disruption.

Reliable transport isn’t a luxury in this trade—it’s essential. Fresh stock, timely deliveries, and smooth day-to-day operations all depend on it.

Quick turnaround. Zero hassle. Back on the road and ready for business.

If your vehicle is holding you back, we’ll help you upgrade—fast.

14/05/2026

💼 Business Loans for Growth & Working Capital 💼

At Premier Business Finance, we work with a panel of specialist lenders to help businesses access flexible funding when traditional machine finance isn’t suitable.

Business loans can be used for a wide range of needs, including:

• Machine refurbishment

• Building works & mezzanine floors

• Computer software & website development

• Training costs

• Working capital support

They’re often more flexible than bank lending, with a higher approval rate and typically less security required.

📊 What’s available:

• £5,000 – £250,000

• Repayment terms: 12, 36 or 60 months

• Loans over £100,000 may require asset security

• Personal guarantees usually required

📋 Basic criteria:

• Limited companies only

• 2+ years filed accounts

• Last 6 months bank statements

• Experian score 50+ (last 3 months)

⚡ Fast process:⚡

• Underwriting within 48 hours

• Funding typically within days of approval

If you’re looking to invest, grow, or ease cash flow pressures, we’re here to help with free advice and tailored funding options.

11/05/2026

🔥 DEAL DONE🔥

£34,200 funded. No delays. No friction.

We’ve delivered fast, flexible funding for a Cumbria-based motor vehicle retail business to secure a Citizen CNC headstock machine—levelling up their machine shop instantly.

More control. More capacity. More profit potential.

This is what the right finance looks like—quick decisions, smooth ex*****on, real impact.

If your business needs to move fast and grow faster, we should be talking.

05/05/2026

🔧 Did you attend MACH Exhibition and now considering a New or Used machine? 🔧

Great to see so much innovation and equipment on display at MACH this year.

If you came away thinking about upgrading, replacing, or expanding your machinery — whether new or used — we may be able to help.

At Premier Business Finance, we specialise in arranging funding for a wide range of equipment purchases, working with a panel of lenders to secure competitive and flexible finance options.

💡 We can help with:

• New & used machine purchases

• CNC & engineering equipment

• Manufacturing upgrades

• Workshop expansion & tooling

Whether you're still comparing options or ready to move forward, we can quickly look at funding solutions to support your purchase.

If you’d like a no-obligation chat or indicative quote, feel free to get in touch.

Eva Pallett - [email protected]

Keith Pallett - [email protected]

30/04/2026

🚛 Deal of the Month 🚛

We’re delighted to have supported a Shropshire-based freight and transport company with the finance for a new forklift truck, strengthening their fleet and enhancing day-to-day operations.

This latest addition will improve efficiency in loading and handling, helping the business keep goods moving quickly and reliably while meeting growing demand.

It’s great to see continued investment in equipment that supports smoother logistics and operational performance.

We’re proud to have played a part in this deal and look forward to seeing the positive impact it brings.

27/04/2026

🛑 Our Managing Director ! 🛑

Keith Pallett

Keith has over 48 years experience in the finance industry including over 42 years in the asset finance sector. Keith has worked for Nat West Bank, Barclays Mercantile Business Finance, Bank of Scotland and Sovereign Finance prior to setting up Premier Business Finance in 2002.

Keith is fully qualified having obtained both a Banking Diploma and a Finance House Diploma. He has also recently passed the “Certificate In Business Banking Conduct” examination in 2015. He certainty has plenty of experience to handle any proposition you may have.

[email protected]
07984826082

23/04/2026

🔧 Deal of the Month 🔧

We’re pleased to have supported a Warwickshire-based engineering company with the finance for a new van, helping them expand and strengthen their growing fleet.

This addition will improve mobility, increase efficiency on-site, and support the team in delivering projects to clients quickly and reliably.

It’s always great to see businesses investing in their operations to keep pace with demand and continue their growth journey.

We’re proud to have played a part in making this happen and look forward to seeing the benefits this new vehicle will bring.

Address

Southwest 2 Office. Astra House, Christy Way
Basildon
SS156TQ

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	8am - 5pm

Website

http://premierbusinessfinance.co.uk/

Alerts

Be the first to know and let us send you an email when Premier Business Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Premier Business Finance:

Shortcuts

Want your business to be the top-listed Finance Company in Basildon?