Harbour Mortgage Solutions

Harbour Mortgage Solutions Harbour Mortgage Solutions Ltd. Based in South Wales, covers UK; available for online meetings.
(1)

30/08/2026

It is always a joy to receive such kind words from our clients 😍

Thank you both for taking the time to leave a review; we know it will help future clients when they are deciding who to approach for their mortgage advice.

Music Credit: Thank You - Estelle

28/08/2026

Mortgage broker or bank? 🏦🤔🏡

It’s one of the first decisions many buyers face — and there isn’t one answer that’s right for everyone.

Going directly to your bank may suit some people. For others, speaking to an independent mortgage adviser who can consider options from a range of lenders could be valuable.

The important thing? Understand your options before you decide.

At Harbour Mortgage Solutions, we’ll take the time to understand your circumstances, explain your options clearly and help you navigate the mortgage market without the jargon.

💬 What would you choose first — BANK or BROKER?

Music Credit: Make Up Your Mind - Bailey Rushlow



Your home may be repossessed if you do not keep up repayments on your mortgage.

At Harbour Mortgage Solutions, we like to offer friendly, non-jargon advice based on your personal circumstances.We are ...
27/08/2026

At Harbour Mortgage Solutions, we like to offer friendly, non-jargon advice based on your personal circumstances.

We are based in beautiful Barry, but we cover the whole of the UK. So if you are a first-time buyer, looking to move or remortgage, why not contact us?

We are here to help!
07899737405
[email protected]

25/08/2026

START A CONVERSATION WITH US TOMORROW AND...

we wouldn't start by asking:

❌ "How much do you want to borrow?"

We'd start by asking YOU:

🏡 Are you buying your first home?

🔑 Are you looking to move?

💷 Are you coming to the end of your current deal?

📈 Have your circumstances changed?

Because good mortgage advice isn't about finding a mortgage and sending you on your way. It's about understanding your personal circumstances, your plans and what matters to you. That's the difference independent advice can make. We'll be with you every step of the way.

If you're thinking about your next move, have a conversation with us: 07899737405

📩 Harbour Mortgage Solutions — friendly, independent mortgage advice.

Music Credit: Let's Get Down To Business - Wolf Samuels

23/08/2026

🏡 THINKING ABOUT BUYING A HOME?

Then this weekend, stop doom-scrolling for a minute! We want to challenge you to do these 5 things instead:

✅ Check your credit report
✅ Work out how much deposit you've got
✅ Look at your monthly spending
✅ Think about what you REALLY want from your next home
✅ Speak to a mortgage adviser

We are not saying you need to have everything figured out before you speak to us; after all, that's what we are here for. We'll help you understand your options, explain jargon and guide you through the mortgage market.

Maybe this weekend is the perfect time to start.

📩 Drop Harbour Mortgage Solutions a message for a friendly chat.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Music Credit: Corporate Background Music - Magpie Music

"Can I get a mortgage if I have a car loan or other debts?"The short answer is possibly yes.Having a car loan, credit ca...
21/08/2026

"Can I get a mortgage if I have a car loan or other debts?"

The short answer is possibly yes.

Having a car loan, credit card, personal loan or other financial commitments doesn't automatically mean you can't get a mortgage. It's the bigger picture that matters more.

Lenders will typically look at things such as:

💷 Your income
📊 Your monthly commitments
💳 Your credit history
🏡 The mortgage you're applying for
💰 Your deposit
👥 Your overall financial circumstances

This is why getting the right advice for your personal circumstances is so important. At Harbour Mortgage Solutions, we're here to help you navigate the mortgage market with friendly, independent advice tailored specifically to you.

📩 Have a mortgage question you'd like us to answer next Friday?

Drop it in the comments 👇 - Remember, there are no silly questions; we are here to help.



Your home may be repossessed if you do not keep up repayments on your mortgage.

🔎 HOUSE HUNTING TIP…When you are looking for a new home don't just search Rightmove.Search for your mortgage options FIR...
20/08/2026

🔎 HOUSE HUNTING TIP…

When you are looking for a new home don't just search Rightmove.

Search for your mortgage options FIRST. 👀

Why?

Because knowing roughly what you can afford can save you from:

❌ Falling in love with a property that's out of reach

❌ Wasting time viewing unsuitable homes

❌ Making an offer before understanding your finances

❌ Discovering unexpected problems later

At Harbour Mortgage Solutions, we can help you understand your borrowing options before you start the serious house hunt. Of course, because we're independent, we're not tied to one lender, so we can help you find the best options to suit your personal circumstances.

📩 Want to know where you stand? Get in touch.

Your home may be repossessed if you do not keep up repayments on your mortgage.

18/08/2026

🏖️ SUMMER SPENDING… OR HOME SAVING?

Be honest…

How much have you spent on holidays, days out, BBQs and ice creams this summer? 😂

There's absolutely nothing wrong with enjoying yourself, but if buying a home is on your radar, it's worth thinking about where your money is going too.

💷 Saving for a deposit?
🏡 Planning to move?
🔑 Hoping to buy your first home?

A mortgage isn't just about having a deposit.

Lenders will look at your income, expenditure, credit history and overall circumstances, which is why independent advice can be so valuable.

If buying a home is one of your goals, let's work out what your options could look like.

📩 Drop us a message for a friendly chat.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Music Credit: Summer Holiday - Cliff Richard and the Shadows

16/08/2026

💷 You’ve just won £1 million… but there’s a catch!

You have to spend it on a house. 🏡

What are you choosing?

🌊 A stunning seaside home
🌳 A country cottage with acres of land
🏙️ A luxury city apartment
🏠 Your dream family home
🏝️ Or something completely bonkers?

And, more importantly… where in the UK would it be?

Tell us your dream home in the comments — we want to see how extravagant your choices are! 😂

Of course, most of us aren't handed £1 million to spend on property. For the rest of us, understanding what you can afford and which mortgage options may be available is where professional mortgage advice can help.

📍 Harbour Mortgage Solutions | Barry | South Wales

Your home may be repossessed if you do not keep up repayments on your mortgage.

Music Credit: Money, Money - Liza Minelli

👶🏡 Does Having Children Affect How Much I Can Borrow?It's a question we get asked, and the answer is: It can.When a lend...
14/08/2026

👶🏡 Does Having Children Affect How Much I Can Borrow?

It's a question we get asked, and the answer is: It can.

When a lender assesses your mortgage affordability, they don't just consider your income. They'll also consider your regular household expenditure and financial commitments.

Having children can mean additional costs such as childcare, school or nursery fees, clothing, food and other everyday expenses. These can therefore be taken into account when a lender assesses affordability.

But don't panic! 👇

Having children doesn't automatically mean you won't be able to get a mortgage, or that you won't be able to borrow enough for the home you want.

Every lender has its own affordability criteria, and everyone's circumstances are different.

If you're a growing family thinking about moving, or you're expecting a baby and wondering how it could affect your mortgage options, it's worth getting advice based on your individual circumstances.

💬 Have you ever wondered how lenders work out affordability? Ask us your mortgage questions below — you might inspire our next FAQ!

📍 Harbour Mortgage Solutions | Barry | South Wales

*Mortgage availability and eligibility are subject to individual circumstances and lender criteria. Your home may be repossessed if you do not keep up repayments on your mortgage.*

Address

3 Cold Knap Way
Barry
CF626SQ

Telephone

+447899737405

Website

Alerts

Be the first to know and let us send you an email when Harbour Mortgage Solutions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category