Approve My Mortgage Ltd

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Approve My Mortgage Ltd Approve My Mortgage - Ross Smith. Specialising in; Bad Credit Mortgages, Low Deposits & more.

23/09/2026

When the client wants £300k but thinks “trust me bro” should count as proof of income 😂💀

Unfortunately the lenders want a little more than good vibes 😂

🏡 Ross Smith | Approve My Mortgage
📞 07450 971614
📧 [email protected]

Mortgages made simple. Even when the paperwork isn’t 😂

Thinking about buying your first home but not sure where to start? 🏡You don’t need to have everything figured out before...
18/09/2026

Thinking about buying your first home but not sure where to start? 🏡

You don’t need to have everything figured out before speaking to a mortgage broker.

I can help you understand what you may be able to borrow, how much deposit you could need, and what mortgage options are available to you — all explained simply and without the jargon.

Sometimes the hardest part is just taking the first step.

📩 [email protected]
📞 07450971614

Message me today and let’s see how close you could be to getting on the property ladder.

🚨 BAD CREDIT DOESN’T MEAN NO MORTGAGE.CCJs? Defaults? Missed payments? A credit score you’d rather not talk about? 👀Don’...
12/08/2026

🚨 BAD CREDIT DOESN’T MEAN NO MORTGAGE.

CCJs? Defaults? Missed payments? A credit score you’d rather not talk about? 👀

Don’t assume you’ll be declined.

I work with specialist lenders who look beyond the number on your credit report and consider the full picture.

🏡 Buying a home
🔑 Moving house
💷 Remortgaging
📉 CCJs & Defaults considered
✅ Straight answers about what’s actually possible

You might have more options than you think.

📲 Drop me a message with the words “BAD CREDIT” and I’ll take a look at your situation.

Ross Smith | Approve My Mortgage
📞 07450 971614
📧 [email protected]

Think you could be paying too much on your mortgage? 🏡💷Thousands of homeowners stay on the same deal for years without c...
07/08/2026

Think you could be paying too much on your mortgage? 🏡💷

Thousands of homeowners stay on the same deal for years without checking whether they could save money.

A quick mortgage review could help you:

✅ Reduce your monthly payments
✅ Secure a better interest rate
✅ Review your current deal before it ends

It costs nothing to check, and it could save you hundreds or even thousands over the life of your mortgage.

📞 Ross Smith
07450 971614

📩 Drop me a message or comment “REVIEW” below and I’ll be in touch.

04/08/2026

Most people don’t get declined because they earn too little… they get declined because they make avoidable mistakes. 👀

Here are 3 of the biggest reasons I see every week.

Watch this before you apply – it could save you time, stress and a rejected application.

📞 Ross Smith
📱 07450 971614
📧 [email protected]

29/07/2026

Too many people fall in love with a house before finding out if they can actually get the mortgage to buy it.

Then comes the disappointment…

❌ An offer accepted.
❌ Money spent on solicitors and surveys.
❌ Only to discover the mortgage isn’t possible or the monthly payments aren’t what they expected.

Before you start viewing properties, make sure you know:
🏡 How much you can borrow.
💷 What your monthly payments could look like.
✅ Which lenders are likely to accept your application.

A quick chat before you start house hunting could save you time, money and a lot of unnecessary stress.

Thinking of buying this year? Get in touch before you book your next viewing.

📩 DM me HOUSE or call 01446 501249 for a free, no-obligation chat.

Buying your first home, remortgaging, or just unsure where to start?I’ll guide you through the whole process from start ...
06/07/2026

Buying your first home, remortgaging, or just unsure where to start?

I’ll guide you through the whole process from start to finish, explain everything in plain English, and help you secure the right mortgage for your circumstances.

✅ Free consultation
✅ No obligation
✅ Expert advice every step of the way

📞 07450 971614
📧 [email protected]

Drop me a message today and let’s get you approved. 🏡

FREE 30-MINUTE MORTGAGE REVIEW What’s stopping you from buying your next home? Deposit? Credit score? Not sure what you ...
01/07/2026

FREE 30-MINUTE MORTGAGE REVIEW

What’s stopping you from buying your next home? Deposit? Credit score? Not sure what you can borrow? Send me a message—I’m happy to help.

Whether you’re buying your first home, moving house or remortgaging, it all starts with a FREE consultation. Message me today and let’s get your mortgage approved. 🏡📞 07450971614

“I arrange mortgages for a living… and this is the biggest myth stopping people buying their first home.” Ross Sm...
18/06/2026

“I arrange mortgages for a living… and this is the biggest myth stopping people buying their first home.”







Ross Smith - 07450971614
Approve My Mortgage

16/05/2026

“You’ll never get a mortgage.”

That’s what a lot of my clients were told before they came to me.

Bad credit.
Self employed.
Defaults.
Low deposit.
Missed payments.
Declined by the bank.

Then a few weeks later… they’re holding keys. 🔑

Stop letting one “no” convince you it’s impossible.
Most of the time, you’ve just spoken to the wrong lender.

If you think getting a mortgage is out of reach…
message me anyway.
You might be a lot closer than you think.

Ross Smith
Mortgage Broker
📞 07450 971614
📧 [email protected]





Address

Barry
CF629HG

Opening Hours

Tuesday 8am - 5am
Wednesday 8am - 5am
Thursday 8am - 5am
Friday 8am - 5am
Saturday 9am - 5am

Telephone

+447450971614

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