Approve My Mortgage Ltd

Approve My Mortgage Ltd Approve My Mortgage - Ross Smith. Specialising in; Bad Credit Mortgages, Low Deposits & more.

16/05/2026

“You’ll never get a mortgage.”

That’s what a lot of my clients were told before they came to me.

Bad credit.
Self employed.
Defaults.
Low deposit.
Missed payments.
Declined by the bank.

Then a few weeks later… they’re holding keys. 🔑

Stop letting one “no” convince you it’s impossible.
Most of the time, you’ve just spoken to the wrong lender.

If you think getting a mortgage is out of reach…
message me anyway.
You might be a lot closer than you think.

Ross Smith
Mortgage Broker
📞 07450 971614
📧 [email protected]





Most people insure their phone, car, holidays… but forget the thing that matters most — their family.Life insurance give...
14/05/2026

Most people insure their phone, car, holidays… but forget the thing that matters most — their family.

Life insurance gives your loved ones financial security if the unexpected happens. The good news? It’s usually far cheaper than people think.

I’ll do the full quote, explain your options properly, and set everything up for you free of charge.

Message me today for your free quote 📩

12/05/2026

Still waiting for mortgage rates to ‘drop a bit more’? 👀

Meanwhile…
• house prices move
• lenders change criteria
• someone else gets the house you wanted

Most people delay buying because of fear, not facts.

The truth?
You don’t need the ‘perfect’ rate to make a smart move — you just need the right plan. 🏡

If you’re wondering whether now is the right time to buy, remortgage, or move… message me ‘RATE’ and I’ll tell you honestly what’s possible for you. 📲

Ross Smith
Mortgage Broker
📞 07450 971614
📧 [email protected]

🏡 Want to buy your first home… but genuinely don’t know where to start?Most people think:❌ “I need a massive deposit”❌ “...
07/05/2026

🏡 Want to buy your first home… but genuinely don’t know where to start?

Most people think:
❌ “I need a massive deposit”
❌ “My credit isn’t good enough”
❌ “I probably won’t get accepted”

Truth is… a lot more people can buy than they realise.

The hardest part for most first time buyers isn’t the mortgage…
It’s actually taking the first step and finding out what’s possible. 👌

That’s where I come in.

I’ll talk you through:
✅ How much you could borrow
✅ What deposit you may need
✅ Your monthly payments
✅ What lenders may accept
✅ The full process from start to finish

No pressure. No jargon. Just honest advice.

📩 Message me the word START and let’s see how close you really are to getting on the property ladder.

Ross Smith | Mortgage Broker
📞 07450 971614
📧 [email protected]

04/05/2026

Bad credit? Relax… they’re not putting your face on a ‘DO NOT LEND’ poster.

Too many people give up after one missed payment, default, CCJ or rough patch. Truth is… there are lenders out there who look at the full picture.

If you want to buy a home, remortgage, or just know where you stand — don’t rule yourself out before speaking to the right person.

📩 Message me START and I’ll tell you what’s possible.



🏡 Want to buy a property but don’t know where to start?You’re not alone — that’s exactly where many first-time buyers be...
02/05/2026

🏡 Want to buy a property but don’t know where to start?

You’re not alone — that’s exactly where many first-time buyers begin. The good news is, you don’t need to figure it all out on your own.

I’ll guide you through every step of the process, from checking what you could borrow, getting an Agreement in Principle, right through to getting the keys 🔑

Clear advice. Better options. Stronger futures.

📩 Message me today for a free no-obligation chat
📞 07450 971614
📧 [email protected]

Want to buy a home but don’t know where to start?You’re not alone… and that’s exactly where we come in.At Approve My Mor...
24/04/2026

Want to buy a home but don’t know where to start?

You’re not alone… and that’s exactly where we come in.

At Approve My Mortgage, we specialise in helping people who think it’s not possible 👇
✔️ Bad / adverse credit
✔️ First time buyers
✔️ Self-employed
✔️ Low deposit options

No jargon. No confusion. Just clear advice and a proper plan from day one.

If you’re serious about getting on the property ladder (or improving your current deal)…
📩 Drop me a message or comment START and I’ll guide you through it.

📞 07450 971614
📧 [email protected]



Self-employed?Year end is here…Declare nothing = borrow nothing 🤝What you show on paper directly affects:• How much you ...
27/03/2026

Self-employed?
Year end is here…

Declare nothing = borrow nothing 🤝

What you show on paper directly affects:
• How much you can borrow
• What lenders you can access
• Whether you get approved at all

If you’re unsure what to do before submitting your accounts…
Speak to me first — it could make a big difference 🏡

Ross Smith
📞 07450 971614

Mortgage rates have been rising again over the past few weeks 📈And for many homeowners, that could mean higher monthly p...
25/03/2026

Mortgage rates have been rising again over the past few weeks 📈

And for many homeowners, that could mean higher monthly payments are coming.

The important thing is — you don’t have to just sit and accept it.

👉 If your fixed rate is ending soon
👉 Or you haven’t reviewed your mortgage in a while

There may be better options available to you.

A quick review could potentially:
• Reduce your monthly payments
• Put you on a more suitable deal
• Or give you clarity on what’s coming next

If you’re unsure where you stand, drop me a message

I’ll talk you through it — simple, clear, no obligation.

Message me “RATE” and I’ll take a look for you

Ross Smith
07450971614
[email protected]

Thinking about buying a home, remortgaging, or just unsure where you stand? 🏡You don’t need to have everything figured o...
23/03/2026

Thinking about buying a home, remortgaging, or just unsure where you stand? 🏡

You don’t need to have everything figured out — that’s what I’m here for.

I’ll walk you through:
✔ What you can borrow
✔ How much deposit you need
✔ Your options (even with bad credit)
✔ The full process from start to finish

No pressure. No obligation. Just honest advice.

If you’ve been putting it off or don’t know where to start, drop me a message — happy to help 👇

📩 Message me directly
📞 07450 971614

20/03/2026

Looking to get on the property ladder but don’t know where to start?

You’re not alone.

Most first time buyers are unsure about:

• How much they can borrow
• How much deposit they need
• Whether their credit score is good enough
• What the process actually involves

The good news is — it’s usually simpler than people think.

If you’re thinking about buying your first home this year, I’m happy to run through the options with you.

No obligation, just honest advice.

Ross Smith
📞 07450 971614
✉ [email protected]

Address

Barry
CF629HG

Opening Hours

Tuesday 8am - 5am
Wednesday 8am - 5am
Thursday 8am - 5am
Friday 8am - 5am
Saturday 9am - 5am

Telephone

+447450971614

Website

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