12/08/2026
🚨 BAD CREDIT DOESN’T MEAN NO MORTGAGE.
CCJs? Defaults? Missed payments? A credit score you’d rather not talk about? 👀
Don’t assume you’ll be declined.
I work with specialist lenders who look beyond the number on your credit report and consider the full picture.
🏡 Buying a home
🔑 Moving house
💷 Remortgaging
📉 CCJs & Defaults considered
✅ Straight answers about what’s actually possible
You might have more options than you think.
📲 Drop me a message with the words “BAD CREDIT” and I’ll take a look at your situation.
Ross Smith | Approve My Mortgage
📞 07450 971614
📧 [email protected]