Andrew Haynes; Mortgage & Protection Adviser, Ilfracombe & North Devon.

25/10/2024

I don't do the job for gifts but it is really nice when you get some lovely bits from really lovely clients, thank you all.

19/02/2024

I found an iPhone this morning, walking into Ilfracombe High Street from Chambercombe, as anyone lost one?

20/12/2022

18/08/2020

💥💥 Second Self Employment Income Support Scheme (SEISS) 💥💥

The second self employment income support scheme opens for claims today the 17 August. You can claim any time between their allocated date and the 19 October 2020.

The eligibility criteria for the second grant is exactly the same as the first grant – so self-employed people who were eligible for the first SEISS grant will be eligible for the second grant, so long as their business has been adversely affected since 14 July 2020.

This typically means that their business has experienced lower income and / or higher costs because of coronavirus (COVID-19) since 14 July. There is no minimum threshold over which a business’s income, costs or activity need to have changed by, but you will be asked to keep appropriate records as evidence of how their business has been adversely affected.

The second taxable grant is worth 70% of average monthly trading profits, a reduction from the 80% available under the first grant. This will be paid out in a single instalment and will be based on three months’ worth of trading profits and capped at a maximum of £6,570.

https://www.gov.uk/guidance/claim-a-grant-through-the-coronavirus-covid-19-self-employment-income-support-scheme

14/05/2020

CORONAVIRUS -SELF-EMPLOYMENT INCOME SUPPORT SCHEME
The Self-employment Income Support Scheme will allow those who are self-employed to make a claim for lost income for a three-month period.
The scheme means the self-employed will be able to claim for a taxable grant worth 80% of trading profits up to a maximum of £2,500 each month, for three months.
It is open to anyone who:
• made trading profits of up to £50,000 during the 2018/19 tax year and submitted a Self-Assessment tax return on or before 23 April 2020 for that year
• traded in the 2019/20 tax year
• intends to continue to trade in the tax year 2020 to 2021
If you are not eligible based on the 2018 to 2019 Self-Assessment tax return, HMRC will look at your previous tax returns.
Online applications for the Self-employment Income Support Scheme can be submitted from Wednesday 13 May 2020. You can check your eligibility and make a claim via the HMRC website.
More details of the scheme can be found here:

If you're self-employed or a member of a partnership and have been adversely affected by coronavirus (COVID-19) find out if you can use this scheme to claim a grant.

01/04/2020

To all of my self-employed friends and clients, a little information regarding the 3 month government grant.
How to apply
You cannot apply for this scheme yet.
HMRC will contact you if you are eligible for the scheme and invite you to apply online.
Individuals do not need to contact HMRC now and doing so will only delay the urgent work being undertaken to introduce the scheme.
You will access this scheme only through GOV.UK. If someone texts, calls or emails claiming to be from HMRC, saying that you can claim financial help or are owed a tax refund, and asks you to click on a link or to give information such as your name, credit card or bank details, it is a scam.