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Charlie Harding - Mortgage & Protection Adviser

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Charlie Harding - Mortgage & Protection Adviser

🏡 Worrall Mortgages 🏡
Award-winning Whole of Market Mortgage & Protection Advisers. Expert mortgage advice with a personal touch.

Mortgage Brokerage of the Year winners - Yorkshire Prestige Awards 2025/26 & 2026/27. 🏆

01/09/2026

My besties have found their forever family home! 🏡🥰 I’m so happy for you both and even more grateful that you chose me to help make it happen. I can’t wait to see all the memories you make in your new home! 🫶🏼

27/08/2026

Feeling very lucky to have such lovely clients who go out of their way to buy me gifts like this to say thank you. 💐🍾 Such a lovely surprise and very much appreciated! 🥰

26/08/2026

When did you last check that your protection still matches your life?

𝗕𝗲𝗰𝗮𝘂𝘀𝗲 𝗮 𝗹𝗼𝘁 𝗰𝗮𝗻 𝗰𝗵𝗮𝗻𝗴𝗲…

🏡 Your mortgage could have increased
👶 You may have started a family
💼 You could have changed jobs or increased your income
💔 Your relationship status may have changed
📈 Your financial commitments may be completely different

Your life insurance, critical illness and income protection were designed around your circumstances at the time you arranged them.

Your priorities change throughout life - your protection should reflect that too.

Not sure whether your existing cover still suits you? Get in touch and I’ll be happy to talk through your options. ☺️

25/08/2026

Thank you to my client for leaving this amazing review, it’s very much appreciated! 🥹💕

20/08/2026

It’s so easy to fall in love with a property, start picturing where the sofa will go and then think about the mortgage afterwards…

But knowing your budget 𝐛𝐞𝐟𝐨𝐫𝐞 you start viewing can save you a lot of time, stress and disappointment.

Before you start house hunting, it’s worth knowing:
🏡 How much you could potentially borrow
💷 What your monthly payments might look like
📊 What deposit you’ll need
🔍 What lenders are likely to consider
💡 And, most importantly, what you can 𝙘𝙤𝙢𝙛𝙤𝙧𝙩𝙖𝙗𝙡𝙮 afford

The dream home is out there - but let’s make sure it comes with a mortgage that works for you too. 🏡🔐

If you’re thinking about buying, get in touch and let’s have a chat about your options. I’ll guide you through every step. ☺️

𝘠𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 (𝘰𝘳 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺) 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦.

18/08/2026

Your mortgage doesn’t have to follow the original plan…

Making overpayments could help you:

* Reduce the amount of interest you pay
* Potentially pay your mortgage off earlier
* Build equity in your home faster
* Give you greater financial freedom in the future

Even small overpayments add up over time.💰

Before you start overpaying… check your mortgage first! Most lenders have rules around how much you can overpay each year, and exceeding your allowance could mean an early repayment charge. 🏡

𝘠𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 (𝘰𝘳 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺) 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦.

14/08/2026

Happy completion day to this lovely client, who has also left a fab review! 🏡☺️

After months of stress, and previous purchases falling through, he has finally got the keys! 🔑🏡

So pleased I could help make this one happen. Congratulations! 🥂🎉

11/08/2026

A lovely surprise from a client who’s remortgage has just completed - thank you! 🥰

10/08/2026

Buying your first home doesn’t have to be overwhelming! 🏡

If you’re a first time buyer planning to buy soon, these 6 steps will put you in the strongest position before you start viewing properties.

Preparation is everything - and getting the right advice early can save you time, stress, and money.

If you’re not sure where to start, feel free to get in touch! ☺️🏡🔑

𝘠𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 (𝘰𝘳 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺) 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦.

04/08/2026

The first thing you should be arranging isn’t the viewing… it’s finding out how much you could borrow.

A Mortgage in Principle can give you confidence, show estate agents you’re serious, and help you avoid falling in love with a home that’s outside your budget.

Thinking of buying? Let’s get you ready! 🏡🔐

𝘠𝘰𝘶𝘳 𝘩𝘰𝘮𝘦 (𝘰𝘳 𝘱𝘳𝘰𝘱𝘦𝘳𝘵𝘺) 𝘮𝘢𝘺 𝘣𝘦 𝘳𝘦𝘱𝘰𝘴𝘴𝘦𝘴𝘴𝘦𝘥 𝘪𝘧 𝘺𝘰𝘶 𝘥𝘰 𝘯𝘰𝘵 𝘬𝘦𝘦𝘱 𝘶𝘱 𝘳𝘦𝘱𝘢𝘺𝘮𝘦𝘯𝘵𝘴 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘮𝘰𝘳𝘵𝘨𝘢𝘨𝘦.

Address

Barnsley

Telephone

+447794418750

Website

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