Christopher Kennaugh - Kennaugh & Co

15/04/2024

𝟑 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐨𝐟𝐟𝐞𝐫𝐬 𝐢𝐬𝐬𝐮𝐞𝐝 - 𝐌𝐨𝐫𝐞 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐬𝐮𝐜𝐜𝐞𝐬𝐬 ✅

What an incredible week the last week has been ...

I've had the pleasure of giving good news to 3 clients at home in the last week. We've again been working extremely hard to secure these

Since I set up as self employed doing this on my own since 2018, this is what we've been able to do on a regular basis and we're proud to be able to help so many people consistently on an ongoing basis. It's our aim for you to get the right mortgage and simplify the process

Doing this so often has meant, we've now got nearly 150 reviews from clients across google and Facebook our services and also lead to us being featured in The Times top rated financial advisors twice over the years also and we'd love to give you the same outcomes we're securing for our clients on an ongoing basis

We've got more appointments booked in over the next two weeks to help clients again with remortgages and purchases and we've already had an incredibly busy and productive 2024, so watch this space



Local advisor, helping local people

08/04/2024

𝐀𝐩𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬 𝐜𝐨𝐦𝐩𝐥𝐞𝐭𝐞𝐝 - 𝟔 𝐭𝐨𝐝𝐚𝐲

Worked very hard today indeed! Todays applications:

✅ 𝟏 Mortgage application submitted
✅ 𝟐 Life insurance application submitted
✅ 𝟑 Critical illness cover application submitted
✅ 𝟒 Life insurance application submitted
✅ 𝟓 Critical illness cover application submitted
✅ 𝟔 Critical illness cover application submitted

More emails have landed in the inbox this morning as well, confirming 𝐟𝐮𝐫𝐭𝐡𝐞𝐫 𝐢𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐫𝐚𝐭𝐞 𝐫𝐞𝐝𝐮𝐜𝐭𝐢𝐨𝐧𝐬 👏😁 📩 % ⬇️

More applications booked in this week to assist with purchases and remortgages

Keeping it local

Local advisor, helping local people

03/04/2024

𝐓𝐮𝐫𝐧𝐢𝐧𝐠 𝐚 𝐧𝐨 𝐢𝐧𝐭𝐨 𝐚 𝐲𝐞𝐬

Hello everyone. I hope your doing well!

Returned yesterday and worked solidly on keeping people up to date after the Easter break, but the best part of the day was this (and a reminder why doing this job is worth it)

Yesterday I was absolutley elated to be able to let my clients know we’d secured their mortgage offer. This was after coming to us for advice when a bank direct had said no. We found a lender to help and worked tirlessley to get the offer secured over the last few weeks and got a yes, and thankfully have been able to make a big difference

This is what it’s all about, an expert on your side making it happen. Another mortgage offer💪

Local advisor helping local people

28/03/2024

𝐀𝐧𝐨𝐭𝐡𝐞𝐫 𝐦𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐨𝐟𝐟𝐞𝐫! 🥳

Had the pleasure of issuing another mortgage offer to my clients this afternoon. They were absolutley elated as this will help them buy their forever home especially after a few initial concerns about their chances of securing a mortgage. I knew where to look!

Absolutley over the moon for them. This makes all the hard work worth it

Another mortgage, sorted!

Local advisor, helping local people

27/03/2024

NEW FIRST TIME BUYER £5,000 DEPOSIT SCHEME

Today a lender has announced the released the launch of a new mortgage product, potentially allowing you to get on the property ladder with just £5,000 deposit, as little as 1%

Key points:

🔵 At least one applicant must be a first time buyer
🔵 Applicants need a minimum of £5000 deposit
🔵 maximum age is 70 at the end of mortgage term
🔵 maximum loan £495,000 (subject to income and affordability checks) and 99% of the property value
🔵 purchases for new builds or flats are excluded

If you want to know if your eligible just let me know

Local advisor, helping local people

26/03/2024

CIS contractor mortgages. What are they?

I’ve had the pleasure of helping a couple of clients in the last two weeks who are CIS contract workers. What are CIS contractor mortgages though?

CIS contractor mortgages are specifically designed for contractors who are paid through the Construction Industry Scheme (CIS). These mortgages take into account the unique income structure of CIS contractors, who often receive irregular payments or work on a self-employed basis. Lenders offering CIS contractor mortgages typically assess income differently than traditional mortgages, taking into account gross income rather than net profit

https://www.gov.uk/what-is-the-construction-industry-scheme

This is where a broker can help, as they will know how lenders assess the income as every lender is different. This is something I’ve been able to help clients with recently in the last couple of weeks who were part of this scheme, helping them get the right lender

Local advisor, helping local people

What the Construction Industry Scheme (CIS) is, work covered by the scheme and find out whether you should register as a contractor or subcontractor.

25/03/2024

Another application submitted! 😁

This is the additional support you get with a mortgage broker

This isn’t a 9-5 job where we clock off at 5pm, we’re here at times working evenings and fitting clients in at times to help and suit them

Dedication, commitment and service

Local advisor, helping local people

25/03/2024

Another agreement in principle accepted ✅

Completed another appointment this afternoon to help my clients remortgage

Using a broker has helped as it means

✅ Time saved

✅ Money saved

✅ Research done up front to make the process as smooth as possible

All in a days work, another mortgage sorted

Local advisor, helping local people

25/03/2024

Check out this amazing property 😮😍

As soon as you walk into the place, you can really feel the posh vibe, reflecting how fancy the area is.

Everything, from the impressive entrance to the carefully planned interiors, gives off a classy and exclusive feel.

It's all about living the high life, with every little thing chosen to make you feel super fancy and refined.

Find out more here: https://adawson.co.uk/property/church-lodge-19-newchurch-village-burnley-lancashire/

Virtual Viewing
https://www.youtube.com/watch?v=3fIWT6xwNl0

The property market is changing, so is estate agency…

Feel free to reach out at:
[email protected] or 07730 681111

24/03/2024

Enjoying some lovely afternoon sunshine up in earby

There’s nothing like the Lancashire countryside