Swann Financial

09/06/2026

We are delighted to announce that Swann Financial is now part of Eight Financial Advice 🎉

To all our Swann clients, please be assured that your adviser, your financial plans, and the personal service you value will remain exactly the same.

What will change is the support behind the scenes. As part of EIGHT Financial Advice, you will benefit from enhanced resources, greater capability, and access to a wider range of expertise.

EIGHT Financial Advice is the largest St. James’s Place Partner Practice in the UK by total number of clients. Built on long-term client relationships and exceptional service standards, EIGHT shares the same values and client-first approach that have always been at the heart of Swann Financial.

Over the coming weeks, you will begin to see changes to our branding and content. We encourage you to follow EIGHT Financial Advice to stay up to date, as this page will soon be merged or transitioned into a location page.

We are incredibly excited to be joining Ian and the wider EIGHT team and look forward to this next chapter together.

22/05/2026

What are offset mortgages? 👇🏼

Having an offset mortgage can provide flexible benefits when it comes to interest.

How does an offset mortgage work and is it right for you?

Our guide explains more: https://www.swannfinancial.co.uk/article/detail/sjpp/what-are-offset-mortgages.html

14/05/2026

Why a financial plan matters more during good times than bad 👇🏼

When everything in the market feels calm, many people ease off thinking about their financial plan.

But the reality is, that good times are when the best planning opportunities appear.

When volatility eventually returns, preparation can become a big form of protection.

A strong plan gives you confidence when the market doesn’t.

Swann Financial is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). Swann Financial is a trading name of Swann Financial Limited.

SJP Approved 13/5/2026

03/04/2026

Happy Easter! 🐣

Please note that the Swann Financial office will be closed on Good Friday and Easter Monday as our team takes some time to recharge with their families.
We will resume normal business hours on Tuesday 7th April.

Wishing all of our clients and friends a wonderful long weekend!

31/03/2026

Tax year end is this week 👇🏼

Even small actions, a contribution, a review or a final check, can still be worthwhile before 5 April.

Once the deadline passes, unused allowances are gone.

A few minutes now could make a difference long after the tax year ends.

Taxation rules can change at any time and are dependent on individual circumstances.

Swann Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP Approved 19/01/2016

26/03/2026

ISA or pension: which should you prioritise?

ISAs offer flexibility and tax-free access
Pensions offer tax relief and long-term planning benefits

They’re taxed differently, they’re accessed differently and they serve different purposes.

For many people, the answer isn’t “either/or”, it’s both in the right order based on goals, income and timeframe.

The value of your investment can go down as well as up. You could get back less than you invested.

Taxation rules can change at any time and are dependent on individual circumstances.

Swann Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP Approved 19/01/2026

24/03/2026

Where is your money taking you?
Find out in under two minutes.

https://lloyd-lupnn4tm.scoreapp.com/

Our free Financial Clarity assessment shows how prepared you are for long-term security and personal finances, highlighting what’s working and what needs attention.

✔ Free
✔ Personalised report
✔ Takes less than 2 minutes
✔ Optional conversation about your results

Clarity beats guesswork every time.

Swann Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 22/01/2026

Do you have clarity over your financial future? Take this quick, free quiz to find out and get your free Financial Clarity Report.

23/03/2026

Before 5th of April, here are 3 things worth checking 👇🏼

Have you used your ISA allowance?
Are pension contributions on track?
Have you reviewed allowances you can’t carry forward?

Even late-stage checks can help avoid missed opportunities.

The value of your investment can go down as well as up. You could get back less than you invested.

Taxation rules can change at any time and are dependent on individual circumstances.

Swann Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority)

SJP Approved 19/01/2026

15/03/2026

Today we recognise the dedication, guidance and influence of mothers and mother figures everywhere.

Their commitment shapes lives, families and communities, and we acknowledge the role they play every day.

Wishing all mothers a Happy Mother’s Day.

12/03/2026

You’re Invited: Inheritance Tax Mitigation & Estate Planning Seminar

We are delighted to invite you to an insightful seminar on Inheritance Tax Mitigation and Estate Planning, taking place at Ellenborough Park, Cheltenham on:

🗓️ Tuesday 24th March 2026
🕒 Morning Session: 10:15am – 12:30pm
🕒 Afternoon Session: 2:15pm – 4:30pm

This event will explore the importance of effective tax planning and the risks of leaving it too late. With up to 40% of estates, above any available allowances, potentially going to HMRC, careful preparation can help ensure your legacy benefits those you love most.

We’re pleased to welcome expert speakers Simon Pigott and Ray Sommerfield, who will cover:
‣ Inheritance Tax & Mitigation – Calculating liabilities and protecting your estate
‣ Later Life Planning
‣ Leaving a Legacy & Other Tax Planning Opportunities

Spaces are limited. To secure your place (and bring a guest if you wish), please contact our Events Team at [email protected].

Take this opportunity to gain clarity, confidence, and peace of mind about your future planning.

Swann Financial Limited is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 10/03/2026