rhg Insurance Brokers

02/09/2026

Packing up laptops, tablets, and bikes for university or college?

Before setting off, it's worth checking if your gadgets are properly protected outside the main family home.

Many standard home contents policies can extend cover to student accommodation, but limits and requirements (like room door locks or out-of-home limits) vary.

Top Tip: Check if your "Personal Possessions" cover includes out-of-home items, or if student belongings need to be specified individually.

Unsure if your student's gear is covered? Give the rhg Insurance team a quick call on 01438 350222 to check!

26/08/2026

Heading out on holiday soon?

Don't let unexpected mishaps ruin your getaway. Whether you’re heading off on a quick weekend break, an annual multi-trip adventure, or a long-haul family holiday, comprehensive Travel Insurance ensures you're protected every step of the way.

Key cover includes:
🏥 Emergency Medical: Coverage for medical treatment and repatriation.
❌ Cancellation & Delays: Protection if your trip is cancelled, delayed, or cut short.
🧳 Luggage & Belongings: Cover for lost, stolen, or damaged bags, money, and documents.
🩺 Pre-Existing Conditions: Tailored options to cover existing medical needs.

Don't leave your peace of mind to chance! Speak to the team at rhg Insurance on 01438 350222 to get a tailored quote before you pack your bags.

Insurance is there for when you need it the most, when you’re at home or out and about. At rhg Insurance, we are experts in insurance and work side by…

21/08/2026

Our team is small but mighty!!

Insurers are usually big companies, and you may struggle to speak to the same person twice. But with rhg, you can speak to the same person each time. They’ll get to know you and your products, and will be able to help give advice or support if you have a question or if you need to make a claim.

Get in touch today on 01438 350222 or visit www.rhgib.co.uk to find out more.

12/08/2026

Does Your Home Insurance Protect You From Heatwaves?

As temperatures soar, you might be wondering how extreme heat impacts your home and whether your insurance has you covered.

While "heatwaves" aren't a single listed peril on a policy, standard home insurance should cover many of the major risks caused by scorching weather.

Here are the key areas to keep on your radar:

Subsidence: Caused when dry weather shrinks clay-rich soil and affects your home's foundations. This is typically covered under standard buildings insurance (though excesses can be higher).

Fires & Wildfires: Damage to your property from accidental garden fires, barbecues, or wildfires is generally covered under standard buildings and contents policies.

Storms & Flash Floods: Heatwaves are often followed by sudden summer thunderstorms and heavy downpours. Wind and structural storm damage are usually covered, but make sure to check your flood definitions.

Garden Cover: Expensive outdoor furniture, hot tubs, or items kept in the open often have specific limits under standard contents policies.

Security & Open Windows: Hot weather means leaving windows wide open for a breeze. Remember that leaving ground-floor windows unattended can sometimes invalidate theft claims if your home is left unsecure.

Top Tip: Routine property maintenance is key. Insurers expect homes to be well-maintained, so fixing roof tiles and clearing drainage before extreme weather hits can help prevent claim headaches down the line.

Get in touch on 01438 350222 or email on [email protected] if you'd like us to review your policy and make sure you're fully protected this summer.

05/08/2026

Are your most cherished jewellery pieces fully protected? 💍

Whether it's a family heirloom, a luxury watch or an engagement ring, valuable jewellery holds incredible sentimental and monetary worth and its value often increases over time. Here are key tips to safeguard your collection and ensure your insurance coverage keeps pace:

📋 Get Regular Valuations: Have your items revalued regularly by accredited valuers (such as members of the NAJ or Guild of Valuers and Jewellers). Be sure to retain full written descriptions, photos, and diamond grading reports.

🔒 Invest in Secure Storage: If keeping jewellery at home, choose a 'Sold Secure' or Eurograde-tested safe that is professionally bolted to the wall or floor. For rarely worn pieces, consider using a bank safety deposit box.

✈️ Practice Smart Everyday Care: Keep precious items on your person when travelling, store them out of sight in busy places, and inspect clasps and settings regularly to prevent accidental loss.

🛡️ Avoid Underinsurance: Make sure your home contents limit covers the total current value of your collection, or opt for a dedicated high-value policy for complete peace of mind.

Unsure if your current policy fully covers your valuables? Contact the team at rhg Insurance today to review your coverage!
https://rhgib.co.uk/insurance/personal-insurance/home-and-contents-insurance

29/07/2026

Protect your passion, your horses, and your equine business with specialist Equestrian Insurance from rhg Insurance 🐴🌾

From single-horse owners to busy commercial yards, every equine setup is unique. Rather than generic, off-the-shelf policies, our dedicated equestrian team works directly with specialist insurers to arrange tailored cover that gives you complete peace of mind—in and out of the saddle.

What we cover:

🐴 Horse & Multi-Horse Insurance – Tailored protection for health, vet fees, and activities.

🚛 Horsebox & Trailer Cover – Protection against theft and damage, plus reliable breakdown assistance.

🏡 Private Yards & Land Liability – Protection against fire, flooding, and injury or damage caused on your land.

🎪 Riding Schools & Equine Businesses – Complete packages covering care, custody, facilities, and public liability.

Speak to our equestrian insurance specialists today on 01438 350222 to get a competitive quote built around you!

🔗

We can provide a wide range of equestrian insurance products through several insurers, which include these common policies. Whether you need insurance for…

23/07/2026

From modified cars to houses that are flood risks. There are lots of circumstances that require specialist insurance and you won’t find the solution on comparison sites.

Our Account Executives are insurance experts, so we’ll be able to help you find insurance to suit you, or help point you in the right direction.

Get in touch today on 01438 350222 or visit www.rhgib.co.uk to find out more.

15/07/2026

A tiny stone chip on your windscreen can quickly turn into a major crack. But a common myth stops people from getting them fixed:
“Will a windscreen claim ruin my No Claims Bonus?”

The good news: Under almost all comprehensive policies, a windscreen repair or replacement will not affect your hard-earned No Claims Discount. Plus, getting a chip repaired early is usually completely free with zero excess!

Before you book a repair:
- Always check if your insurer has a preferred, approved windscreen partner (using a non-approved garage could limit your cover).
- Keep your policy details handy so the glass company can bill your insurer directly.

Keep your eyes on the road and your discount safe. Have questions about what your policy covers?

Call our friendly team on 01438 350222

08/07/2026

Just passed your test or still learning? Don’t let high insurance costs stall your freedom!

We offer flexible, affordable cover designed specifically for drivers aged 17–24:

🎓 Learner Policies: Build your own No Claims Discount before you even pass.

👥 Named Driver: Drive a parent's car without risking their No Claims Discount.

🎉 New Driver Cover: Completely restriction-free—no night-driving curfews!

🏡 Student Short-Term: Quick 7 to 28-day cover for when you're back from uni.

Get on the road without breaking the bank. Get in touch on 01438 350222 or request a quote: https://rhgib.co.uk/insurance/personal-insurance/vehicle-insurance-1

Make sure your vehicles are protected with a policy that is right for you. Vehicles come in all shapes and sizes and so do insurance policies. rhg will…

02/07/2026

Going direct to insurers means you’re not able to compare like for like policies, and comparison sites don’t show you all of your options.

Brokers are able to find out exactly what you need, and show you all the policies that will work for you. You get exactly what you need, at the right level of protection.

Get in touch today on 01438 350222 or visit www.rhgib.co.uk to find out more.