rhg Insurance Brokers

02/06/2026

If you are involved in an accident with an uninsured driver, your car insurance coverage will depend on the type of insurance you have.

Here are the key points to consider:

Comprehensive Insurance: If you have comprehensive car insurance, it will cover the cost of repairs to your own vehicle, regardless of who caused the accident. This means you can make a direct claim to your insurer for your own damages.

Third-Party Only Insurance: If you only have third-party only insurance, you will not be covered for your own damages. In this case, you will need to pay for repairs out-of-pocket.

Uninsured Driver Promise: Some insurers offer an uninsured driver promise, which protects your no-claims bonus if the accident was not your fault and you can provide the other driver's insurance details.

Motor Insurers’ Bureau (MIB): If you have comprehensive insurance but the other driver is uninsured, you can still make a claim through the MIB. This involves submitting evidence of the incident and waiting for the MIB to investigate.

It's important to check your specific insurance policy and the terms of any uninsured driver promise to understand how it applies to your situation. We can help you understand your cover and arrange a new policy if needed.

27/05/2026

Wherever you decide to travel this summer, make sure you have the whole trip covered from the moment you book.

Get in touch on 01438 350222 to see how we can help.

Insurance is there for when you need it the most, when you’re at home or out and about. At rhg Insurance, we are experts in insurance and work side by side with you and our insurance partners to arrange tailored policies that provide the exact cover that you need. If you want more information, or....

19/05/2026

Why choose an independent chartered insurance broker?

Being one of only a few independent Brokers left in the industry enables rhg to access a huge variety of policies from a range of insurers rather than being owned by a Network that can tie a broker to just a few insurers. This is one of the many reasons why using an independent broker like rhg is a good idea for your business.

And our chartered status means that your Account Executive is an expert in the insurance that you need, and that they keep their industry knowledge bang up to date.

Being independent and chartered means that you get the best service, and the right insurance policy for you.

Get in touch to speak to one of our expert team on 01438 350222 or visit www.rhgib.co.uk to find out more.

13/05/2026

If you run a community group, dealing with members of the public, then you do need public liability insurance. If a member of the public gets hurt as a result of your activities, you could be liable so it is much better to ensure you are covered.

If you want to talk through your options with one of our experts, get in touch on 01438 350222 and if you decide that it is worth it for you, we can arrange the right cover quickly and effectively.

T: 01438 350222
https://rhgib.co.uk/insurance/commercial-insurance/liability-insurance

07/05/2026

Equine Insurance is so important as a horse owner. Vet bills for illnesses or injuries can be expensive and unpredictable, but we can make sure that you don't have the extra stress of wondering if you're covered.

We can even make sure your policy is tailored to specific risks, and make sure things like public liability is covered as well if you need it.

Get in touch on 01438 350222 or visit our site to request a quote.

rhg Insurance Brokers works with you to understand you and your equine friend’s needs before going out to specialist Equine insurers to bring you a competitive quote for the insurance you need. However long you’ve been riding and however many horses you own, we’ll arrange a tailored policy, ju...

29/04/2026

If you have something to insure that isn’t completely standard, you can have a hard time exploring your options. Say you have a modified car, or you have a house that has a history of subsidence, we can help with that. What about if you are not standard?! We can help you if you’ve previously filed for bankruptcy or have a criminal conviction.

Speak with one of our Account Execs today to find out how we can help you on 01438 350222 or visit www.rhgib.co.uk to request a quote.

22/04/2026

FAQ - Is my kitchen covered by buildings insurance?

Buildings insurance covers you if there is damage to any permanent fixtures and fittings in your home. That tends to mean items that cannot be easily picked up and moved. So your fitted kitchen would be covered, but not your cooking equipment or freestanding appliances.

Need cover arranged? Get in touch on 01438 350222 or visit Home and https://rhgib.co.uk/insurance/personal-insurance/home-and-contents-insurance to request a quote

16/04/2026

Getting out there and learning to drive is one of the major milestones, giving you independence to go places when you want, instead of having to rely on someone else and their own availability. Not all insurers want to insure young drivers and those that do can often increase the premiums so much that it’s no longer affordable. We can arrange insurance cover that will give you the freedom to go where you want, when you want , at affordable insurance prices.

We can arrange policies for learner drivers and new drivers on their own vehicle or a named vehicle.

Make sure your vehicles are protected with a policy that is right for you. Vehicles come in all shapes and sizes and so do insurance policies. rhg will work with you to discover exactly what you need and work with insurance companies across the country to get a competitive quote for you.

10/04/2026

We have one aim – to get you the insurance you need.

So we do our homework; studying insurance policies from big names and specialists alike to make sure we know who offers what.

We listen to our customers. We know what their experience is like making a claim with different names.

So we are able to match you with the right insurer and the right policy.

Get in touch today on 01438 350222 or visit www.rhgib.co.uk to find out more.

02/04/2026

Is it worth getting GAP insurance?

GAP insurance covers the difference between what your car insurer pays out and the amount you paid for your car, which can be significant if your car is stolen or written off.

Pros:
Provides financial protection against depreciation.
Ensures you can replace your car without incurring a loss.
Can be beneficial for those with outstanding finance on their vehicle.

Cons:
It can be an additional expense that some drivers may not need.
Not all drivers will benefit from it, especially if they have older cars.

Ultimately, whether GAP insurance is worth it depends on your individual circumstances and the value of your vehicle.

If you want to talk through your options with one of our experts, get in touch on 01438 350222 and if you decide that it is worth it for you, we can arrange the right cover quickly and effectively.