Murphy Scoular Financial Services

08/06/2026

🏡 Summer is One of the Busiest Times to Buy a Home

Thinking of buying, moving or remortgaging this summer?

At Murphy Scoular Financial Services, we're here to help you make informed decisions with confidence.

✔ Independent mortgage advice
✔ Access to a wide range of lenders
✔ Expert guidance from application to completion

Let us help you find the right mortgage solution for your circumstances.

03/06/2026

🏡 First Home Fund Reopens at the End of June! 🏡

If you're a first-time buyer in Scotland, this could help you take the next step onto the property ladder.

✔ Up to £10,000 from the Scottish Government
✔ Available on new-build and existing properties
✔ Homes valued up to £300,000
✔ No monthly repayments or interest charges

The Scottish Government takes an equity share in your home, which is usually repaid when the property is sold.

Thinking about buying your first home? Get in touch to find out how the First Home Fund could help make your dream a reality.

27/05/2026

Life insurance isn’t just a policy... It’s peace of mind for the people who matter most. 💙

Whether you’re planning ahead, protecting your mortgage, or securing your loved ones financially, we’re here to help every step of the way.

📍 3 Parkhouse Street, Ayr KA7 2HH
🕘 Mon–Fri | 9am–5pm

📞 Get in touch today to discuss the right cover for you and your family.

22/05/2026

📢 Bank Holiday Notice

Please note that our offices will be closed on Monday 25th May for the Bank Holiday.

Our voicemail service will remain available, and you can still contact us via email at [email protected] — we’ll get back to you as soon as possible.

Wishing everyone a lovely Bank Holiday weekend ☀️

18/05/2026

🏡 Buying a Home? Don’t Forget These Extra Costs 👀

A lot of buyers focus only on saving the deposit… but there are a few other costs you’ll need to budget for too 👇

✔️ Legal fees
✔️ Mortgage fees & valuations
✔️ LBTT (land & buildings transaction tax)
✔️ Home Report considerations
✔️ Insurance & moving costs
✔️ Additional Cost - such as home surveys or inspections

Getting clear on your FULL budget early can make the whole process much less stressful ✅

📩 Want help working out what you could realistically afford? Drop us a message.

13/05/2026

There’s nothing quite like home 🏡✨

We are proud to help people across Ayrshire find the right mortgage and protection cover, with honest advice and a personal approach from start to finish.

www.murphyscoular.com

11/05/2026

Dreaming of living by the coast but think you need a huge deposit? 🌊🏡

A lot of people are surprised to find out that some lenders will consider mortgages with deposits from just 5% — especially for first-time buyers.

Whether you’re looking in Ayr, Troon, Prestwick or the surrounding areas, getting on the property ladder may be more realistic than you think.

If you’re not sure where to start, get in touch - [email protected]

01/05/2026

📢 May Bank Holiday Office Closure 📢

Please note our office will be closed on Monday 4th May for the May Bank Holiday.

Our voicemail service will be activated during the closure, and you can still contact us by email at [email protected].

We’ll respond to all enquiries as soon as possible when we reopen.

Wishing everyone a lovely Bank Holiday weekend! ☀️

27/04/2026

Timing the market = a gamble 🎲
Having a mortgage plan = a win 🏡

The best time to buy isn’t about predicting the market — it’s about being financially ready and properly advised.

📍 Murphy Scoular, Ayr
☎️ 01292 288177

25/04/2026

Good luck to Ayr Rugby Football Club 1XV at Murrayfield Stadium today in the Scottish Cup Final

Here’s your Ayr squad to take on Currie Chieftains in the Scottish Cup Final 💪

📍 Murrayfield
⏰ 15:30