Yomo Finance - Ben Groves Mortgage Broker

Yomo Finance - Ben Groves Mortgage Broker We are a mortgage brokerage helping individuals & businesses buy & remortgage. Yomo Finance usually charges a fee for mortgage advice.

YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no.15250199. Registered Address: The Hive @ Edenwood, Place 15 Old Chatham Road, Blue Bell Hill, Aylesford, ME20 7EZ.

If you’ve been through a mortgage application before, a few of these might sound familiar…There can be a lot of document...
03/09/2026

If you’ve been through a mortgage application before, a few of these might sound familiar…

There can be a lot of documents, emails, lender requests and waiting involved. And yes, sometimes they really do ask for one more thing.
The good news is, keeping on top of it all is part of what we’re here for.

We’ll deal with the lender, keep you updated and help make the process feel as straightforward as possible.

Which one do you relate to most?









Please note: This post is for information purposes only and does not constitute financial advice. Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

"What happens when I drop you a message?"A question I get more than you'd think, and a fair one to ask. Nobody wants to ...
27/08/2026

"What happens when I drop you a message?"

A question I get more than you'd think, and a fair one to ask. Nobody wants to feel like they've handed themselves over to a sales pipeline.

Here's exactly what happens when you get in touch. No hard sell. No pressure. Just a proper conversation.



Please note: This post is for information purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances. Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Every industry has its share of dodgy advice. Mortgages are no different.Here are 4 things you'll never hear me say to a...
20/08/2026

Every industry has its share of dodgy advice. Mortgages are no different.

Here are 4 things you'll never hear me say to a client, and why they matter.

If you've ever been told any of the above, get a second opinion. Drop me a message if you want one.



Please note: This post is for information purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances. Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

Hindsight is a wonderful thing.Looking back at buying my first home, there are a few things I'd do differently. Not beca...
13/08/2026

Hindsight is a wonderful thing.

Looking back at buying my first home, there are a few things I'd do differently. Not because anything went wrong, but because I know now what I didn't know then.

Here are 4 things I'd tell my past self. If you're about to buy for the first time, this one's for you.

Please note: This post is for information purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances. Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

One thing I find myself thinking after almost every client conversation…Most people have spent weeks worrying about thin...
04/08/2026

One thing I find myself thinking after almost every client conversation…

Most people have spent weeks worrying about things they didn’t need to worry about.

Not because they’ve done anything wrong, but because nobody has ever explained how the process actually works.

That’s why I’ve put together five things I wish more people knew before they started looking at mortgages.

No jargon. No scare tactics. Just the things that make the process a little clearer and, hopefully, a little less stressful.

Which one resonates with you most?

Please note: This post is for information purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

One thing I've realised is that people often put off speaking to a mortgage broker because they think they're not ready....
28/07/2026

One thing I've realised is that people often put off speaking to a mortgage broker because they think they're not ready.

They think they need to have the perfect deposit, the perfect credit score, or even the perfect property before they make that first call.

The reality is, the first conversation isn't about having all the answers.

It's about understanding where you are today, where you'd like to get to, and what your options look like.

Whether you're ready to buy next month or next year, having a plan almost always makes the journey less stressful.

I'm curious... what's stopped you from having that first conversation?



Please note: This post is for information purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

One thing I’ve noticed after years of speaking to buyers…The biggest obstacle usually isn’t affordability.It’s assumptio...
21/07/2026

One thing I’ve noticed after years of speaking to buyers…

The biggest obstacle usually isn’t affordability.

It’s assumption.

“I won’t earn enough.”

“My credit won’t be good enough.”

“I’m self-employed, so I probably won’t qualify.”

More often than not, people rule themselves out before they’ve even explored their options.

Every lender has different criteria, and every situation is different.

That’s why I always say: don’t make the decision for the lender.

Have the conversation first.

You might be surprised by what’s possible.



Please note: This post is for information purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

After years of advising buyers, these are probably the five things I find myself repeating the most.Mortgage advice isn’...
14/07/2026

After years of advising buyers, these are probably the five things I find myself repeating the most.

Mortgage advice isn’t about having all the answers before you start.

It’s about asking the right questions.

Which one surprises you the most?

Please note:

This post is for information purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

One thing this job has taught me is that there are a lot of mortgage myths floating around.The funny thing is, the assum...
07/07/2026

One thing this job has taught me is that there are a lot of mortgage myths floating around.

The funny thing is, the assumptions people make are often the very things stopping them from moving forward.

The best thing you can do?

Ask the question.

You might be surprised by the answer.

Which one have you heard the most?

One thing I wish more first-time buyers knew:You don’t need to have everything figured out before speaking to a broker.T...
30/06/2026

One thing I wish more first-time buyers knew:

You don’t need to have everything figured out before speaking to a broker.

Too many people wait until they’ve found the perfect house before asking questions.

The buyers who tend to have the smoothest experience are usually the ones who understand their position early and make a plan before they start viewing properties.

Buying your first home is a lot less stressful when you know where you stand.

What’s the one thing you’re most unsure about when it comes to buying your first home?

Address

15 Old Chatham Road
Aylesford
ME207EZ

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