Mortgage & Protection Adviser -South London

07/04/2025

"Another happy client! 😊 After being let down by other brokers, I secured the perfect mortgage offer – no delays, no extra fees. 🏡 If you're struggling with your mortgage journey, let's chat! "

09/01/2025

🌟 Another happy client! 🌟
I’m proud to have gone the extra mile to find the perfect solution and make things simple and clear.

Looking for expert advice and great service? Let’s talk! 🏡💼

08/01/2025

📢 Attention First-Time Buyers! 🏡
Big changes to Stamp Duty are coming on 1 April 2025! ⏳

Now’s the time to act and take advantage of the maximum discount before the new rules kick in. Don’t miss this golden opportunity to save on your dream home!

💬 Let’s chat and get you moving!

06/01/2025

🎉 Another happy homeowner! 🏡
It’s always rewarding to help clients achieve their property dreams. 💼✨

Looking for mortgage advice or protection for your family? Let’s talk and make it happen! 📩

02/01/2025

Putting clients first 🤩

07/11/2024

20/06/2024

The latest shows that UK house prices UK house prices were largely static in May, edging down slightly by -0.1% or around £170 in cash terms

A period of relative stability in both house prices and interest rates should give a degree of confidence to both buyers and sellers. While homebuyers and those remortgaging will continue to respond to changes in borrowing costs, set against a backdrop of a limited supply of available properties, the market is unlikely to see huge fluctuations in the near term.

Read the full House Price Index here:
https://lnkd.in/eBr5pJay

13/06/2024

Government Mortgage Guarantee Scheme for purchase mortgage applications over 90% loan to value (LTV).

The following criteria applies:

1.First time buyers and home movers
2.Purchase applications only, no remortgages
3.Maximum loan amount of £570,000
4.Available for loans >90% up to 95% LTV; product fees cannot be added above 95% and loan amount plus any incentives plus any product fee added cannot exceed 95%.
5.Minimum 5% personal deposit is required
6.This must be the customers only residence and they must not have an interest in any other properties such as a second home or buy to let
7.New build houses/bungalows (not flats) are included
8.No other 'schemes' can be selected (shared equity, shared ownership, right to buy not acceptable)
9.An enhanced credit score requirement will be applied to any applications on this scheme
10.A maximum 4.49x loan to income (LTI) cap will be applied as part of our affordability assessment
11.Current credit commitments will be deducted as ongoing in our affordability calculation even when declared as 'to be repaid' at or before completion. The loan amount must be affordable with these commitments deducted as remaining.
12. Lending into retirement is allowed subject to normal criteria.

'Your home may be repossessed if you do not keep up with the repayments on your mortgage'

04/06/2024

Shariah Compliant Home Purchase Plan,
Whether you’re buying your first home, wish to move house or refinancing your existing property, we’re here to help you.

'Your home may be repossessed if you do not keep up with the repayments on your mortgage'