Amanda Curd - Mortgage & Protection Adviser

Amanda Curd - Mortgage & Protection Adviser Experienced mortgage & protection broker with 20+ years in the industry. Residential, buy to let, commercial, bridging & development finance. Norfolk | UK-wide

Over the years I’ve helped my clients with all sorts of mortgage situations — from first-time buyers and home movers to ...
05/06/2026

Over the years I’ve helped my clients with all sorts of mortgage situations — from first-time buyers and home movers to self-builds, complex income and buy-to-let 💫

Every client and every situation is different, which is why I always take the time to understand exactly what somebody is trying to achieve and find the right solution for them.

Some people assume they won’t be able to get a mortgage because their income is more complicated, they’re self-employed, have had credit issues in the past or don’t quite fit the standard box — and that’s often where my experience and guidance can really help.

I genuinely love helping people navigate what can sometimes feel like a really overwhelming process and making things feel much simpler along the way 🤍

📞 07832 952 891

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY DEBT SECURED ON IT.

A lot of first-time buyers are ruling themselves out before they’ve even explored what’s actually possible.Over the last...
04/06/2026

A lot of first-time buyers are ruling themselves out before they’ve even explored what’s actually possible.

Over the last 12 months, many lenders have relaxed affordability stress tests and improved criteria, meaning some buyers may now be able to borrow significantly more than they could a year ago.

Yet so many people still assume they need a huge deposit or that homeownership is years away.

I speak to people all the time who are surprised to learn that:

• Some lenders will consider deposits from as little as £5,000

• 5% deposit mortgages are available

• In some cases, 97%, 98% and even 100% mortgages may be possible if certain criteria are met

• Their affordability is stronger than they thought

• Their monthly mortgage payment could be similar to their rent

• There may be options they didn’t even realise existed

This is exactly why speaking to a mortgage adviser early in the process is so important.

You don’t need to be “ready to buy tomorrow” to have a conversation.

Sometimes it’s simply about understanding your position, putting a plan in place and knowing what’s achievable.

The earlier you get advice, the more prepared and confident you’ll feel when the right property comes along.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE OR ANY DEBT SECURED ON IT

I’ve had lots of interesting mortgage enquiries this week, from first-time buyers to more complex cases involving multip...
22/05/2026

I’ve had lots of interesting mortgage enquiries this week, from first-time buyers to more complex cases involving multiple income streams, self-build projects, clients with previous credit blips, and a range of more specialist situations.

These are just some of the ways I may be able to help you:

• First-time buyers
• Remortgages
• Home movers
• Right to Buy
• Shared ownership mortgages
• Self-employed applicants
• Self-build mortgages
• CIS workers
• Bad credit mortgages
• Buy-to-let mortgages
• Limited company buy-to-let
• Bridging finance
• Development finance
• Commercial mortgages

Every case is different and there’s definitely no “one size fits all” when it comes to mortgages.

Having qualified in 2004, I’ve seen just about every type of situation over the years, so even if your circumstances feel a little more complex, it’s always worth having a conversation.

If you’d like an informal chat about your situation and what options may be available, feel free to call, message or WhatsApp me anytime on 07832 952891.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

A new low deposit mortgage product has launched, aimed at helping more buyers get onto the property ladder with a smalle...
18/05/2026

A new low deposit mortgage product has launched, aimed at helping more buyers get onto the property ladder with a smaller deposit.

Some of the key features include:

✔ Minimum £5,000 personal deposit
✔ Available up to £300,000 purchase price
✔ Only one applicant needs to be a first-time buyer
✔ Employed & self-employed clients acceptable
✔ No minimum income level

This won’t be suitable for everyone and all applications are subject to status, affordability and lender criteria, but for some buyers this could open up opportunities that may not previously have been available.

If you’d like to see whether this could work for you, feel free to get in touch.

📞 07832 952891

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE OR ANY DEBT SECURED ON IT

One thing I wish more first-time buyers knew…Getting a mortgage is not just about your income and deposit.The small deta...
14/05/2026

One thing I wish more first-time buyers knew…

Getting a mortgage is not just about your income and deposit.

The small details matter too.

Lately I’ve seen applications where people:

• aren’t registered on the electoral roll
• still have old addresses on their driving licence
• have bank statements showing different addresses
• have made late credit card or loan payments
• are regularly using overdrafts

A lot of people don’t realise these things can affect credit scoring and potentially impact a mortgage application.

Sometimes it’s an easy fix.

Sometimes it just needs a bit of time.

This is why speaking to a mortgage adviser BEFORE viewing properties can make such a difference.

A good adviser should help you:

✔ understand what lenders are looking for
✔ spot any issues early
✔ get your documents and credit profile in order
✔ put a plan in place if you’re not quite ready yet

Buying your first home is stressful enough without unexpected surprises halfway through the process.

If you’re thinking about buying your first home this year and want to make sure you’re mortgage ready, feel free to drop me a message 📩

📞 Call, text or WhatsApp: 07832 952891

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT

A little reminder of some of the ways I can help 👋Whether you’re buying your first home, moving house, remortgaging, sel...
08/05/2026

A little reminder of some of the ways I can help 👋

Whether you’re buying your first home, moving house, remortgaging, self-employed, have multiple income streams, looking at buy-to-let, or have had a few credit blips along the way, there are often more options available than people realise.

I also help with:
• Capital raising
• Shared ownership & Right to Buy
• Bridging & development finance
• Commercial mortgages
• Life insurance, critical illness cover, income protection & business protection

If you’re not sure where you stand, feel free to drop me a message for a chat 😊

📱 Call, text or WhatsApp: 07832 952891

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT

CIS workers… this is where mortgage advice really matters 👇I’ve had quite a few CIS workers contact me recently for mort...
07/05/2026

CIS workers… this is where mortgage advice really matters 👇

I’ve had quite a few CIS workers contact me recently for mortgage advice, and one of the biggest misconceptions is that all lenders assess CIS income the same way… because they definitely don’t.

Some lenders will class CIS applicants as self-employed.

Others may assess the income more like employed income.

That can make a HUGE difference to:

✔️ How much you can borrow
✔️ How many payslips you need
✔️ How long you need to have been under CIS
✔️ Which lender is actually the best fit for you

I regularly help CIS workers including:

🔨 Builders
⚡️ Electricians
🪚 Carpenters
🚿 Plumbers
🏗️ General trades

So if you’re unsure where you stand, it’s always worth speaking to somebody who understands the different lender criteria rather than assuming you will be turned down.

And no… being under CIS does not automatically mean getting a mortgage will be difficult 🙌

📱 Call, text or WhatsApp me on 07832 952891

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

06/05/2026

🚨 First time buyers 🚨

Some first time buyers may now be able to borrow up to 6x their income 🏡

So if you’ve been thinking:

“There’s no way I can afford to buy…”

…it could be worth checking what options are actually available to you 👀

It won’t suit everyone and there are checks and certain criteria involved, including:

✔️ Credit score
✔️ How much debt you already have
✔️ Income and job type
✔️ Other lender criteria

But if you’re not sure where you stand, feel free to get in touch and I can talk you through your options 😊

📩 Message me
📞 07832 952891

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE OR ANY DEBT SECURED ON IT

Just a quick reminder of what I can help with, as I know not everyone sees every post 👋I help with:• First-time buyers• ...
10/04/2026

Just a quick reminder of what I can help with, as I know not everyone sees every post 👋

I help with:

• First-time buyers
• Remortgages
• Moving home
• Buy-to-let (including limited company)
• Self-employed & complex income
• Bridging finance
• Commercial mortgages
• Development finance
• Protection (life, income, critical illness)

A lot of what I do isn’t just straightforward cases. I also work with clients who aren’t sure what’s possible or where they stand.

If that’s you, feel free to message me 😊

📞 07832 952891

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS ON YOUR MORTGAGE OR ANY DEBT SECURED ON IT

Happy April Fools 🤪One of these isn’t true…Although in fairness, they all sound questionable 😅
01/04/2026

Happy April Fools 🤪

One of these isn’t true…

Although in fairness, they all sound questionable 😅

Address

The Street
Ashwellthorpe
NR161AA

Telephone

+447832952891

Website

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