Josh Finigan - Mortgage Adviser

Josh Finigan - Mortgage Adviser I'm a Mortgage Adviser who has worked in the mortgage industry since 2020. Appointments available, call today!

Whether you're a first time buyer, self-employed or looking for a buy-to-let mortgage, I can help whatever your credit history. After working within the mortgage industry since 2020, I have gained deep and extensive knowledge of the mortgage market working at several firms around the Manchester area. Originally, I started off working in an admin role and progressed to being a mortgage adviser over

time. Currently, I provide whole-of-market mortgage advice that’s personalised to what works best for you and your situation. In the past I have specialised in providing Buy to Let mortgages to my clients and have recently become a self employed mortgage and protection adviser under Mortgage experience, I can offer clients a more tailored, flexible service. Whether you're a first-time buyer, looking to remortgage, or expanding a property portfolio, I am here to find the right solution that works for you. Areas of expertise:
• Buy to Let (individual, Ltd company, HMO’s)
• Adverse Credit
• Debt Consolidation
• First Time Buyers

I am extremely passionate about helping to guide my clients through the mortgage process as seamlessly and straightforward as possible. If you are looking for no-nonsense mortgage advice from someone who genuinely cares about getting it right for you — let’s talk

09/09/2026

PROTECTING THEIR TOMORROW STARTS TODAY.

Life insurance is about more than financial protection.

It is about knowing that the people you love could have support if the unexpected happens.

Sometimes, the most important things we do for our family are the things they never have to think about.

If you have a mortgage or loved ones who depend on you, do you have the right protection in place?

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/protection/life-insurance/

Please note for these insurance products, terms and conditions apply.

STRUGGLING WITH YOUR CREDIT HISTORY? YOU STILL HAVE OPTIONS. 🔍🏡 Having less than perfect credit does not mean you cannot...
07/09/2026

STRUGGLING WITH YOUR CREDIT HISTORY? YOU STILL HAVE OPTIONS. 🔍🏡

Having less than perfect credit does not mean you cannot get a mortgage.

There are specialist lenders who understand different circumstances, and with the right guidance, you may still be able to secure a suitable deal.

Rates and fees can vary, but our experienced team will help you navigate the options and find the most appropriate solution for your situation.

If you would like support exploring your options, we are here to help.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/mortgages/bad-credit-mortgages/low-credit-score/

Your home may be repossessed if you do not keep up repayments on your mortgage.

IS YOUR FIXED RATE MORTGAGE COMING TO AN END?If your current deal is nearing its end, now is the time to start reviewing...
01/09/2026

IS YOUR FIXED RATE MORTGAGE COMING TO AN END?

If your current deal is nearing its end, now is the time to start reviewing your options.

Waiting too long could mean moving onto a variable rate, where payments can become less predictable and potentially more expensive.

By exploring your remortgage options early, you can secure a deal that better suits your current circumstances and future plans.

If you are unsure where to start, we are here to guide you through your options with clarity and confidence.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.

BUILDING A PROPERTY PROJECT? START WITH THE RIGHT FUNDING 🏗️Every successful development starts with the right financial...
27/08/2026

BUILDING A PROPERTY PROJECT? START WITH THE RIGHT FUNDING 🏗️

Every successful development starts with the right financial structure in place.

Whether you are planning a new build, conversion, or major refurbishment, securing the right finance early can make the difference between a smooth project and costly delays.

At Mortgage Experience, we work with developers to arrange tailored funding solutions that align with your project goals, from land purchase through to completion and beyond.

💡 We can help you with:
• Structuring your finance to suit your project
• Managing cash flow throughout the build
• Planning your exit or refinancing strategy

With access to a wide range of lenders and specialist products, we help you move forward with clarity and confidence.

Get in touch to discuss your next development opportunity.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/commercial/property-development/

Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The precise amount will depend on your circumstances, but will be agreed with you before proceeding.

One of the most common things we hear?“I wish I’d sorted it sooner.” ⏳When it comes to insurance, waiting often feels ea...
02/04/2026

One of the most common things we hear?

“I wish I’d sorted it sooner.” ⏳

When it comes to insurance, waiting often feels easier, until it isn’t. Changes in health, lifestyle, or circumstances can impact your options, and what was once straightforward can quickly become more complicated or expensive.

Putting the right cover in place early gives you certainty, protection, and peace of mind for the future 🛡

Don’t leave it until it’s too late to wish you had.

Get in touch to explore your options today 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

When it comes to mortgage affordability, it’s not just about how much you earn, it’s about what you have left.Your net d...
31/03/2026

When it comes to mortgage affordability, it’s not just about how much you earn, it’s about what you have left.

Your net disposable income plays a key role in how lenders assess what you can comfortably afford. After your regular outgoings are taken into account, this is what helps determine the level of borrowing that’s right for you.

Understanding this early can make a real difference to your options and help avoid any surprises along the way.

If you’re unsure where you stand, we’re here to help you make sense of it all.

Get in touch to find out more 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

What you do day-to-day could be affecting more than just your health… it could be impacting your insurance premiums too....
27/03/2026

What you do day-to-day could be affecting more than just your health… it could be impacting your insurance premiums too.

From lifestyle habits to occupation and even where you spend your downtime, insurers look at a bigger picture than you might think.

Understanding these factors can help you make smarter choices (and potentially save money 💡)

Get in touch with us today to discuss your insurance options 👇

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

Are you an entrepreneur looking to secure your first commercial mortgage?Whether you’re expanding your business, investi...
25/03/2026

Are you an entrepreneur looking to secure your first commercial mortgage?

Whether you’re expanding your business, investing in premises, or taking your next big step, having the right funding in place is key.

Navigating commercial mortgages can be complex but with the right guidance, it becomes a clear and achievable process.

We’re here to help you explore your options and find a solution tailored to your business goals.

📩 Get in touch to discuss your first commercial mortgage.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your property may be repossessed if you do not keep up repayments on your mortgage.

Is it time to refresh your finances this spring?It’s easy for things to fall out of sync, whether it’s your mortgage dea...
24/03/2026

Is it time to refresh your finances this spring?

It’s easy for things to fall out of sync, whether it’s your mortgage deal, monthly expenses, or longer-term financial plans.

A quick review can help uncover ways to cut costs, improve efficiency, and make sure everything is working in your favour.

If it’s been a while since you last checked in, now could be the ideal time to reassess and reset.

📩 Get in touch to find out where you stand.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Your home may be repossessed if you do not keep up repayments on your mortgage.

What happens to your debts if you’re no longer here? 🤔It’s not something many of us like to think about, but debts such ...
20/03/2026

What happens to your debts if you’re no longer here? 🤔

It’s not something many of us like to think about, but debts such as mortgages, loans or credit cards don’t automatically disappear.

In many cases, they may become the responsibility of your loved ones or be paid from your estate.

That’s where life insurance can help.
A life insurance policy can provide financial support to your family, helping them cover outstanding debts and maintain stability during an incredibly difficult time.

It’s about giving the people you care about one less thing to worry about.

💬 If you’d like to understand how life insurance could protect your family’s financial future, we’re here to help.

📞 01257 226654
📧 [email protected]
💻 https://www.mortgage-experience.com/contact-us/

Please note for these insurance products, terms and conditions apply.

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