The Surrey Mortgage Company

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Your home may be repossessed if you do not keep up with repayments on your mortgage.🏠 Are you a First-Time buyer? Here’s...
31/08/2026

Your home may be repossessed if you do not keep up with repayments on your mortgage.

🏠 Are you a First-Time buyer? Here’s How Mortgages Actually Work:
 
Buying your first home is a huge milestone – but the mortgage side can feel like a completely different language.
 
Here’s a clear breakdown of how it works and what you actually need to focus on.
 
Therefore, getting advice early helps you understand your budget, your needs and circumstances, and what types of mortgages are available to you – Helping you move forward with confidence.
 
So to all the First-Time Buyers out there, reach out to me and have a chat about your options and get some informed advice on your next steps. You can reach me on:

📩[email protected]
📞07741665205
☎️01372811068

📰 Featured in The Times & The Telegraph!We’re thrilled to share that we’ve been recognised as a VouchedFor Top Rated Mor...
25/08/2026

📰 Featured in The Times & The Telegraph!

We’re thrilled to share that we’ve been recognised as a VouchedFor Top Rated Mortgage Advisor, featured in The Telegraph (Jan-26) — and we’ve also been featured in The Times! 🌟

This recognition means so much because it’s built entirely on client reviews — real feedback from real people we’ve had the privilege of helping along the way. So genuinely, thank you to every client who took the time to share their experience.

If you’re looking for mortgage advice you can trust, backed by real results and real reviews, we’d love to help. DM us to get started. 💬

TrustedAdvice

20/08/2026

Plan ahead. Secure your next mortgage rate now.

Did you know you can secure a product transfer up to 6 months before your fixed rate ends?

By reviewing your options early, you could avoid falling onto your lender’s standard variable rate (SVR), which can be higher.

If rates go down in between us keying your mortgage application and your fixed rate with
your current lender ending, we will review your options and see what is right for you as switching may incur additional costs.

Speaking to us early is a WIN WIN situation!

It’s never too soon to start a conversation about your mortgage.

Speak to our advisers who will put you first:

📩[email protected]
📞07741665205
☎️01372811068

🏠What do The Surrey Mortgage Company offer?Thinking about buying a home, moving, or reviewing your current finances? 🏡We...
18/08/2026

🏠What do The Surrey Mortgage Company offer?

Thinking about buying a home, moving, or reviewing your current finances? 🏡
We do a lot more than just find great rates. At The Surrey Mortgage Company, we are here to support your entire financial journey from your very first keys to long-term peace of mind. Swipe through to see exactly what we offer! 👉

🏡 Mortgages 
* First-Time Buyers
* Home Movers
* Remortgages
* Buy-to-Let
🛡️ Protection & Insurance 
* Mortgage & Income Protection
* Life Insurance & Critical Illness Cover
* Private Medical Insurance
* Business & Redundancy Protection
💼 Specialist Services & Future Planning 
* Bridging Loans
* Equity Release (referral only)
* Wills & Estate Planning (referral only)
*
Whether you’re stepping onto the ladder or protecting what you’ve already built, our team is in your corner.

💬 Send us a DM or give us a call. Let’s make your next move stress-free!

📩[email protected]
📞07741665205
☎️01372811068

First Time Buyer, Homemover or … simply want a better interest rate?Need help finding a suitable mortgage OR for a revie...
12/08/2026

First Time Buyer, Homemover or … simply want a better interest rate?
Need help finding a suitable mortgage OR for a review of your existing mortgage to potentially save over your existing monthly payments, why not call in?

📩[email protected]

📞07741665205

☎️01372811068

🏡Worried you won’t meet the mortgage criteria? Let’s break it down—UK style.Getting a mortgage isn’t just about earning ...
12/08/2026

🏡Worried you won’t meet the mortgage criteria? Let’s break it down—UK style.

Getting a mortgage isn’t just about earning a fortune. Lenders look at several things to decide what you can borrow—and it’s not as scary as it sounds.

Here’s what most UK lenders consider:
● Income: Employed, self-employed or on maternity leave? As long as it’s stable and provable, it counts.
● Credit history: A strong credit score helps—but even with a few blips, you still have options.
● Deposit size: The bigger, the better—but many lenders accept just 5–10%. Some even from 0%.
Deposit requirements vary by lender. Low deposit and no- deposit mortgage options are subject to eligibility, affordability, and lender criteria and may not be available to all applicants. Interest rates may be higher compared to mortgages with larger deposits.
● Monthly outgoings: They’ll check things like loans, childcare, and subscriptions to make sure repayments are manageable.
● Affordability checks: It’s not just what you earn—it’s what you can realistically afford each month.
Feeling unsure where you stand?
That’s what we’re here for. We can guide you through it all and match you with the right lender and the most suitable deal to suit your needs and circumstances.

Let’s chat when you’re ready to take that next step!

📩[email protected]
📞07741665205
☎️01372811068

10/08/2026

Your health may hit a bump in the road, but your mortgage shouldn’t.

If you became seriously ill, would your family be able to cover the mortgage?

Critical illness cover can provide financial help at a time when it may be needed most.

DM us or contact us for a quote:

📩[email protected]
📞07741665205
☎️01372811068


InsuranceUK

As with all insurance policies, conditions and exclusions will apply.
The cost of this insurance depends on several factors, such as your age, where you live, and
your occupation. As a result, the cost you will pay is based on your own circumstances.

100 mile race. (It was actually 103 miles). 27 hours. He completed it again. My husband has only gone and finished the N...
09/08/2026

100 mile race. (It was actually 103 miles). 27 hours. He completed it again.

My husband has only gone and finished the North Downs 100 mile race in 27 hours.

100 miles of trails, hills, darkness, sleep deprivation and probably questioning his life choices a few times along the way.

But he kept going and made it to the finish!

A seriously impressive achievement, and one he can definitely be proud of! North downs way has one of the highest drop out due to how intense it is. We are very proud of his achievement!

100 miles. 27 hours. Absolutely smashed it. 💪🏼✨

Reading through these reviews has generally made our week. From first time buyers to remortgages, helping people get the...
06/08/2026

Reading through these reviews has generally made our week. From first time buyers to remortgages, helping people get the keys to their dream home (or a better deal on their current one) never gets old ✨

Massive thank you to every client who took the time to leave her on VouchedFor - it means more than you know. 🙏🏼

Thinking about getting your Mortgage sorted? These are the results we aim for every single time. Get in touch and see what we can do for you :

📩[email protected]
📞07741665205
☎️01372811068

🏦 BASE RATE HELD AT 3.75%The Bank of England has kept rates unchanged — here’s what that means for you 👇If you’re coming...
30/07/2026

🏦 BASE RATE HELD AT 3.75%

The Bank of England has kept rates unchanged — here’s what that means for you 👇

If you’re coming up to remortgage, rates are still worth watching closely.

Want to know how this affects your next move?

Send us a DM or get in contact on:
 
📩[email protected]
📞07741665205
☎️01372811068

Address

Epsom Road
Ashtead
KT211LD

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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