The Surrey Mortgage Company

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‘Can I get a mortgage if I have a student loan?’ I get asked this ALL the time 👀Short answer: yes! It doesn’t even show ...
02/11/2026

‘Can I get a mortgage if I have a student loan?’ I get asked this ALL the time 👀

Short answer: yes! It doesn’t even show on your credit report lenders just look at the repayment as part of your overall affordability.

Send me a message if you want to find out what you could actually borrow 💬

📩[email protected]

📞07741665205

☎️01372811068



Your home may be repossessed if you do not keep up repayments on your mortgage.

Reasons to unfollow me vs. reasons to follow me 👀 (be honest, which side are you on?)I’m not your typical mortgage advis...
29/10/2026

Reasons to unfollow me vs. reasons to follow me 👀 (be honest, which side are you on?)

I’m not your typical mortgage advisor, I’m my own boss, a mum of 2, and a big believer in giving back through charity work. My content is about real advice, real life, and making mortgages make sense.

If that’s your vibe, stick around 💛 If not, no hard feelings.



Your home may be repossessed if you do not keep up repayments on your mortgage.

Before you apply for a mortgage, it’s worth knowing what lenders are actually looking for 👀Swipe through for 4 common re...
27/10/2026

Before you apply for a mortgage, it’s worth knowing what lenders are actually looking for 👀
Swipe through for 4 common red flags that could affect your application, some of these might surprise you.

The good news? Most of these can be fixed with a bit of time and the right guidance before you apply, so it’s never too late to get ahead of it.

Save this post, and if any of these sound familiar, send me a message, let’s sort it before it becomes a problem

📩[email protected]

📞07741665205

☎️01372811068

Your home may be repossessed if you do not keep up repayments on your mortgage.

Most people think mortgages work one way... but the reality is often very different 👀Swipe through for 4 mortgage myths ...
26/10/2026

Most people think mortgages work one way... but the reality is often very different 👀

Swipe through for 4 mortgage myths I hear ALL the time, and the truth behind each one.

Which one surprised you the most? Let me know in the comments 👇

Save this for later, and share it with someone who’s about to start their house-buying journey

📩[email protected]

📞07741665205

☎️01372811068

Your home may be repossessed if you do not keep up repayments on your mortgage.

Fixed or tracker — which is right for you? 🏠A fixed rate means your monthly payments stay exactly the same for the fixed...
23/10/2026

Fixed or tracker — which is right for you? 🏠

A fixed rate means your monthly payments stay exactly the same for the fixed-rate period whether that’s 2,3, or 5 years. if you want certainty and an easy budget.

A tracker rate moves in line with the Bank of England base rate, so your payments could go up or down. It could mean lower costs if rates fall, but less predictability if they rise.

There’s no one size fits all answer here. It really comes down to your risk appetite, your budget, and how long you’re planning to stay in the property.

Which one would you pick? Let me know in the comments 👇 Or if you want to talk through what’s best for your situation, send me a DM.

📩[email protected]

📞07741665205

☎️01372811068

Your home may be repossessed if you do not keep up repayments on your mortgage.
TrackerMortgage HomeBuyingUK MortgageAdvice

🏡Self-employed and thinking about a mortgage? These are the mistakes I see most often,  and the good news is, every sing...
21/10/2026

🏡Self-employed and thinking about a mortgage? These are the mistakes I see most often,  and the good news is, every single one is avoidable with the right prep.

Being self-employed doesn’t mean you’re automatically at a disadvantage. It just means the prep looks a little different 👆

Are you self-employed and worried about how it’ll affect your application? Let me know below 👇

FirstTimeBuyer Remortgage

Your home may be repossessed if you do not keep up repayments on your mortgage.

If I could sit down with first-time-buyer me, here’s exactly what I’d say 💭Buying your first home is exciting, but nobod...
19/10/2026

If I could sit down with first-time-buyer me, here’s exactly what I’d say 💭
Buying your first home is exciting, but nobody really prepares you for the bits in between. Swipe through for the things I wish I’d known before I started the process.
Some of it I learned the easy way, some of it the hard way 😅 But hopefully it makes your journey a little smoother.
Tell me, what do you wish someone had told YOU before buying your first home? I’d love to hear your stories 👇
Save this for anyone you know starting their home-buying journey 🏠
📩[email protected]
📞07741665205
☎️01372811068



Your home may be repossessed if you do not keep up repayments on your mortgage.

Applying for a mortgage soon? 📋 Save yourself the last-minute scramble and start gathering these 5 things now:✅ ID (pass...
16/10/2026

Applying for a mortgage soon? 📋 Save yourself the last-minute scramble and start gathering these 5 things now:

✅ ID (passport or driving licence)
✅ Proof of address (last 3 months)
✅ Proof of income (payslips, or accounts if you’re self-employed)
✅ Bank statements (last 3-6 months, all accounts)
✅ Proof of deposit (including a gift letter if it’s from family)

Having these ready before you apply can save you days, sometimes weeks of back-and-forth. Little prep now = a much smoother process later.

Save this post so it’s easy to find when you need it 🔖

📩[email protected]

📞07741665205

☎️01372811068

Your home may be repossessed if you do not keep up repayments on your mortgage.

A well-deserved shoutout to Harry 👏 Since joining us in January, he’s put everything into his role and has been such a v...
16/10/2026

A well-deserved shoutout to Harry 👏 Since joining us in January, he’s put everything into his role and has been such a valuable support to the business. Thank you, Harry, your hard work and dedication really don’t go unnoticed!

Address

Epsom Road
Ashtead
KT211LD

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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