Elaine Brown Mortgage and Insurance Adviser

01/05/2026

20/03/2026

I don’t normally do posts like this as it varies depending on your circumstances, location and needs BUT given the uncertainty with other things at the minute, hopefully this will help plan if you are thinking of buying soon 💰🏡

Any surprises there or anything you didn’t know about?

12/03/2026

Worried about mortgage interest rates? Here’s something that might help 📈🏡

08/03/2026

04/03/2026

I have helped many clients with benefit income buy new homes but understanding lender criteria and how to present your application, including future plans, makes all the difference ✅

25/02/2026

No one wants to fix a mortgage deal and then see rates drop a few months later. But trying to time mortgage rates is like trying to time the stock market and while you’re waiting…

🏡 Property prices may increase
💷 Rent still needs to be paid every month
📊 Lenders can change their criteria
⏳ Potential opportunities pass

I always ask my clients ‘Is it the right time now for YOU?’

If the payment is affordable ✔
If the property fits your plans ✔
If you’ve got flexibility in the deal ✔

And remember, you might be able to:
• Secure a rate and review before your new deal starts
• Consider a shorter fixed or tracker product
• Overpay (if suitable) to reduce interest long term
• Remortgage when the time is right

A mortgage shouldn’t be based on headlines.
It should be based on your numbers, goals and timeline

14/02/2026

Roses are red, violets are blue. Save yourself the heartbreak and make your dreams come true 🤭

08/02/2026

Pretty accurate! Back from holiday…straight back to coffee and mortgages ☕️🏡

27/01/2026

The kitchen island of dreams 😍👉🏻

Louise and Shaun came to me in 2024 as they were looking to buy their first house after years of renting. Unfortunately, their first one fell through when the seller decided to pull out at the last minute! But I believe often things happen for a reason and they went on to move into this gorgeous house end of 2025 🤍

I’m not just with you when things are going well, I’m here for when things go wrong too!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

25/01/2026

Saving your deposit can be really daunting but the bigger deposit you have, the lower interest rate you may be able to get! Here are 3 ways that may be able to help 💰🏡

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

14/10/2025

Walk in ready and at a great price 👌🏻 Contact Dawn at Harpers property if you’re interested!