ICF Mortgages

ICF Mortgages Mortgage and protection advice

09/03/2026

Is your fixed rate coming to an end in the next 6 months?
If so, you need to contact me. It looks like rates could be on the rise again so let’s get a rate fixed now. If things change and rates come down before yours is due we can change it again but let’s get something sorted now…. Just in case.

Steph
07814 676523

09/03/2026

Is your fixed rate coming to an end in the next 6 months?
If so, you need to contact me. It looks like rates could be on the rise again so let’s get a rate fixed now. If things change and rates come down before yours is due we can change it again but let’s get something sorted now…. Just in case.

Steph
07814 676523

Happy new year to all my customers! Back to work as normal tomorrow!
01/01/2026

Happy new year to all my customers!

Back to work as normal tomorrow!

Merry Christmas to all my clients. Thank you all for another fantastic year doing the job I love. I am looking forward t...
24/12/2025

Merry Christmas to all my clients. Thank you all for another fantastic year doing the job I love. I am looking forward to helping more clients in the new year buy their new home. Merry Christmas Steph x

18/12/2025

Great news!
Bank of England cuts interest rate to lowest level in nearly three years!
The Bank of England has cut the base rate to 3.75%, taking it below 4% for the first time since January 2023.

After the weekend when lenders should have dropped their rates I will review existing rates and let you know.

In the meantime if you need me get in contact.

Steph 07814 676523

14/12/2025

Hello everyone!
I’ve been made aware that not all your messages are coming through on my page so please feel free to contact me direct.

My phone number is 07814676523

and email

[email protected]

Wishing you all a very merry Christmas and a happy New Year.

Thank you to my lovely customers. Very kind of you both.
12/11/2025

Thank you to my lovely customers. Very kind of you both.

I literally have the best clients ever! Thank you so much!
22/09/2025

I literally have the best clients ever! Thank you so much!

Lovely gift from a happy customer today. Thank you very much, I hope you will be very happy in your new home 🏡 X
03/09/2025

Lovely gift from a happy customer today. Thank you very much, I hope you will be very happy in your new home 🏡 X

07/08/2025

Good news!
Base rate reduced by 0.25% to 4%!
I will contact all existing clients next week to reduce rates as the lenders change them over the weekend.

Dubious sales tactics at two leading estate agencies uncovered - BBC News https://apple.news/AIjaLfNidRPSH2Bu3vW0-Gw   I...
14/07/2025

Dubious sales tactics at two leading estate agencies uncovered - BBC News https://apple.news/AIjaLfNidRPSH2Bu3vW0-Gw

I have had this a lot recently, my clients are coming to me for a decision in principle and then when they offer on a property the estate agents are saying (if you use our mortgage broker and conveyancing you are more likely to have an offer accepted) this is not true! It is not what’s best for the vendor either! It’s for their own financial benefit. A self employed mortgage broker is genuinely working for you, we get paid when you get the keys, estate agents get a salary and their commission is made up of conveyancing and mortgage advisor leads. A self employed broker is genuinely working for you and will always do what is best for the client.

Undercover filming and whistleblower testimony reveals how commission is put ahead of customers.

13/07/2025

Hello all!

From today until the 29th of July, if you need me can you please contact me direct on my mobile 07814 676523 as this page won’t be monitored during that time.
Many thanks.

Address

Hamstreet
Ashford

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