Greenwood Mortgages

19/05/2023

A big thank you to everyone who wished me well on the” tour de manc” bike ride earlier in the month. Although I look fairly happy on the pics, I have to say it was tough. I really underestimated those rolling hills, my lack of preparation really came back to haunt me 80 or so miles in.

Your donations kept me motivated and got me over the finish line. I thought I would do it in under 6 hours it took me over 7!

The event was well attended, well organised, well supported and the food stops well…..pies coffee, sandwiches and cakes - outstanding.

I was cycling for The Manchester Foundation Trust Charity who are raising funds for the build to beat breast cancer appeal for Wythenshawe Hospital.

You can learn more about the charity here and how you can get involved too
https://mftcharity.org.uk/build-to-beat-breast-cancer.../

26/04/2023

I am undertaking the Tour de Manc 100 mile bike ride on the 30th April 2023 for The Manchester Foundation Trust Charity who are raising funds for the build to beat breast cancer appeal for Wythenshawe Hospital. Family, friends and clients have received world class treatment at the facility and has such a positive impact on families in the local area.

You can learn more about the charity here and how you can get involved too :)
https://mftcharity.org.uk/build-to-beat-breast-cancer-appeal/

Any donations welcome :)
https://www.justgiving.com/fundraising/nicktourdemanc

26/03/2023

Last weekend I was featured in “The Times Top Rated Financial Adviser Guide”. Entry to the guide is driven by client feedback, so was lovely to see the business being recognised by my clients. Really proud to have a small family business like ours make it in.

The support given by the community, clients, friends, and family has been super – I really do appreciate it – thank you. 😊

30/12/2022

What’s Changing in 2023
From January I will be able to help clients with all aspects of financial planning. I will be rebranding Greenwood Mortgages to Nicholas Bone Financial to reflect the change

Why?
Based on feedback my clients want me to offer a more complete financial advice service. The changes made will allow me to offer a full wealth management proposition and continue to help families with their mortgage and protection needs. I have been a qualified financial adviser for over 14 years, so the change has been relatively simple to action. I enjoy getting know clients and building relationships and the change will mean I can spend more time with the families I look after 😊

When will the change happen?
Changes to the website, logo and social media will happen early January, I will share as these take place. Lots of work to be done over the festive period

What additional services will I offer?
The change will allow me to offer advice on pensions, investments, mortgages, insurance and all aspects of wealth creation, preservation, and management.

19/12/2022

Great to see Chloe and James getting the keys to their first home – they made it just before Christmas. I really love this picture they look so happy - thanks for sharing:)
🎅🙌🙌☃️🏡

11/12/2022

A nice review to receive in what has been a busy period in the run up to Christmas – thank you 😊

I am making some exciting changes to the business which I hope I will be able to communicate in the next week or so. The changes have been purely based on customer feedback so I am confident they will enhance the current service proposition – watch this space.

02/10/2022

If you are a ltd company director or a sole trader and planning to buy or change your mortgage you will likely be asked to evidence your income. Some lenders want sight of financials that are no more than 18 months old. 2020-2021 tax returns will pass this point on Thursday next week. Self-assessment return deadline is 31/01/2023 for online returns. If you are planning to make a change to your mortgage it would be worth discussing with your accountant to complete sooner.

24/09/2022

What a week! As lenders scrambled to reprice products ahead of the base rate change, we were battling to secure products for our clients. Some late nights but happy customers. Received a lovely review from a client via google that made it all worthwhile. You can check out more reviews at www.greenwoodmortgages.co.uk

Some big announcements this week from bank of England and the mini budget

Stamp Duty
• No stamp duty on first £250,000 of properties value up from £125,000
• First Time buyers -no duty on first £425,000 up from £300,000
😊
Interest Rates
• Interest rates are heading upwards, with the Bank of England raising them to 2.25% on Thursday - their highest level since the 2008 financial crisis when the banking system faced collapse. At the same time the government is borrowing hundreds of billions of pounds to support the economy.
• As a reminder you can secure a new product up to 6 months prior to your deal expiring – dust of the paperwork check your product end date, acting early will give you some protection from rising rates.

28/08/2022

Mortgage application to offer within 5 days. Offer was issued at 0905 on Saturday morning! 🥳

In contrast another lender was quoting 25 working days to assess an application.

If speed of completion is important to you choosing the right mortgage broker, lender and solicitor is critical in the current market.

26/08/2022

https://www.bbc.co.uk/news/business-62674301

The rise in energy prices will be a worry to households across the country. Always worth a check to see if you are entitled to any support. Calculator below makes it a bit easier to check.
https://www.entitledto.co.uk/benefits-calculator/Intro/Home?cid=3cb5f13e-27e1-40bf-b5ac-3fcb70387913
🙏

The typical household energy bill will hit £3,549, prompting concern for people's health this winter.

22/08/2022

Results are in……..

Net Promoter Score (NPS) is a gauge many businesses use to measure customer satisfaction. A Net Promoter Score greater than +50 for financial services firms would be considered excellent.

Score for Greenwood Mortgages as of 22/08/2022 is 100 !!!!!

Super proud of the result 😊

Thank you to everyone who completed the independent survey from MAZE, I have shared a handful of reviews in the video below.

As a reminder I can help with
• Mortgages
• Remortgage
• Product switch
• Buy to let mortgages
• Ltd company buy to let mortgages
• Family Protection (life insurance, income protection, critical illness insurance and family income benefit)
• Key Person insurance for small businesses
• Private Health insurance for individuals, families, and small businesses

www.greenwoodmortgages.co.uk

14/08/2022

After 5 days in North Wales with my wee boy, niece and nephew I am back in the office for a welcome rest 🤣
Nice part of the world, well worth a trip even if just for the day.

As a reminder remortgage rates can be booked 6 months in advance, please check your paperwork 🧐🧐