Southgate Wealth Management

08/06/2026

Tax rules are set to change from April 2027 in a move which will see most people's pensions bought into their estates for inheritance tax purposes.

Combined with a long-term freeze in IHT thresholds, it is not surprising many people are turning to trusts as a way to manage their tax liabilities.

👉Learn more here: https://www.southgatewm.co.uk/article/detail/sjpp/can-a-trust-help-protect-your-estate.html

Taxation rules can change at any time and are dependent on individual circumstances.

Trusts are not regulated by the Financial Conduct Authority.

Southgate Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 17/4/2026

05/06/2026

We are celebrating National Volunteering Week! Our team do a range of volunteering - from junior cricket coaching, school PTA activities and litter picking, to being on the UK board of Cherish a Child UK, raising funds to help change the lives of children living with HIV/AIDs in Uganda, Africa. Find out more about our team on our website: https://www.southgatewm.co.uk/about/meet-the-team/listing

02/06/2026

Supporting children and grandchildren financially is on many people’s minds.

Whether it’s helping with future education, a first home or long‑term savings, there are different ways to start building foundations early.

This article explains some of the main options available, along with key things to think about: https://www.southgatewm.co.uk/article/detail/sjpp/saving-and-investing-for-children-and-grandchildren.html

Southgate Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 28/5/2026

27/05/2026

How does an offset mortgage work and is it right for you? Our guide explains more.

https://www.southgatewm.co.uk/article/detail/sjpp/what-are-offset-mortgages.html

24/05/2026

Luka’s first cricket match for Downend Cricket Club! A proud moment as a dad, juniors coaching support and club sponsor!

24/05/2026

The 50/20/30 rule is an easy budgeting method that helps you balance everyday spending with saving for the future.

Here’s how it works:

• 50% – needs: essentials like rent or mortgage, utilities, groceries and insurance

• 30% – wants: dining out, subscriptions, hobbies and holidays

• 20% – savings or debt repayment: building an emergency fund, saving, investing or paying down debt

It’s about creating simple ways to build better money habits.

22/05/2026

Planning for the future can bring peace of mind for you and your family.

In recognition of Dementia Action Week, this article looks at how a lasting power of attorney (LPA) can help ensure your wishes are understood if you’re unable to make decisions yourself.

Learn the different types of LPA and why putting one in place early can help avoid added stress for loved ones: https://www.southgatewm.co.uk/article/detail/sjpp/dementia-action-week-shoring-up-the-future-with-a-lasting-power-of-attorney.html

Southgate Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).

SJP Approved 20/5/2026

18/05/2026

Wishing all students, parents and teachers the very best during exam season!

13/05/2026

A very common topic of conversation at the moment! Read on to help understand more 🏡

https://www.southgatewm.co.uk/article/detail/sjpp/fixed-rate-or-tracker-choosing-the-right-mortgage-in-uncertain-times.html

10/05/2026

It’s always encouraging to see a proactive focus on the link between money and mental health.

This Mental Health Awareness Week, we want to show our support for the idea of a "Share Once" system - similar to the "Tell Us Once" service you can use when someone dies.

Led by Martin Lewis and the Money and Mental Health Policy Institute, the idea of a “Share Once” system allows individuals to safely share their circumstances across essential services in a joined-up, compassionate, and practical approach.

Greater awareness and practical solutions like this can make a meaningful difference to people’s financial and emotional wellbeing.

Find out more here: https://www.moneysavingexpert.com/news/2026/03/martin-lewis-mmhpi-share-once-system/

People struggling with their mental health need a simpler way to tell banks, energy firms and other providers that they need support – with the majority currently missing out on extra help due to how daunting the existing process can be.