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Monday 8am - 9pm Tuesday 8am - 9pm Wednesday 8am - 9pm Thursday 8am - 9pm Friday 8am - 9pm Saturday 8am - 9pm Sunday 8am - 9pm

Saving-You.com - The Mortgage Experts

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United Kingdom
Adlington
Saving-You.com - The Mortgage Experts

Appointments available on ZOOM or in our Adlington office. We are here to help.

100% Confidential We speak your language. All our advisors are minimum CeMAP 123.

Hello, we are a young, (at heart) small team of fully qualified Financial Advisors based in Manchester, Leigh, Horwich, Chorley, Preston & Accrington. We have been trading since 2005, however our most experience advisor started over 26 years ago! We genuinely want to help you get the best possible mortgage for your circumstances. We offer no obligation home visits 9am – 8pm at our own expense, 7 d

ays a week. We are proud of our relationships with local industry professionals and work closely with Solicitors, Surveyors and Estate Agents, from Manchester to Preston. We are normal people (well not really, we are financial superheroes, but don’t tell anybody, its a secret)

We listen first, complete a full “fact find” then advise and recommend. Just like if you were going to your own bank. If you choose not to listen, that’s ok too! (although we do ask that the TV is turned off when we visit)

We love to speak with first time buyers, before they get overwhelmed by the corporate salesforce. We will hold your hand through the “scary” world of house buying. If your moving, getting divorced (we wont tell the other half if you haven’t) or looking to invest in property, we know all about that too. Give us a call, you wont be disappointed. (That means we can legally talk to you about your mortgage!)

We all know lots and lots about Insurance. Nobody WANTS insurance, until you NEED it! No hard sell we promise, just good honest advice. We even have “special” insurance for company directors, which can save them loads of money. (if you know one, tell them about us)

There is a regulator that makes sure we do a good job. They are called the Financial Conduct Authority and our number is 432444. You can find our registration here: https://register.fca.org.uk/s/firm?id=001b000000MfcQvAAJ

We also hold a consumer credit licence and a data protection licence. The Mortgage Experts is a trading name of Saving-You.com Ltd, an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

10/06/2026

❤️ Protect Your Family & Finances with Critical Illness Cover

Life is full of surprises—but not all of them are welcome.
A serious illness can affect more than just your health; it can impact your income, savings, and family finances too.

🛡️ Critical Illness Cover can provide a tax-free lump sum payment if you're diagnosed with a covered critical illness, helping you focus on what matters most—your recovery.

Why consider Critical Illness Cover?
💷 Help cover mortgage payments and household bills
🏥 Support private treatment, rehabilitation, or medical expenses
📉 Replace lost income if you're unable to work
👨‍👩‍👧‍👦 Protect your family's financial wellbeing
🌟 Enjoy greater peace of mind for the future

A critical illness can happen when you least expect it. Having the right protection in place means you and your loved ones can face the future with greater confidence.

✅ Financial support when you need it most
✅ Flexible use of your payout
✅ Protection tailored to your needs and budget

📞 Get in touch today for a no-obligation review and find out how Critical Illness Cover could help safeguard your future.

We're here to help you protect what matters most. ❤️

To book an appointment with Steve or Martin please follow this link: https://www.saving-you.com/book-an-appointment/

01/06/2026

🚨 HUGE news for first-time buyers & renters 🚨

Did you could now get on the property ladder with just a £5,000 deposit 🤯

Here’s what you need to know:
• Up to 98% LTV (just £5k minimum deposit)
• Available on homes up to £300,000
• 5-year fixed rate with NO product fees
• Built for people who can afford monthly repayments but struggle to save a big deposit

This is a massive step toward making homeownership more accessible.

If you’ve been stuck renting and thought buying was out of reach… this could change everything.
We have access to this deal, so drop us a message! 👇

Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Book your free appointment by visiting our website here:
www.saving-you.com

We are

22/04/2026

Renting rules are changing… what does this mean for you? 🏡

From 1 May 2026, the Renters’ Rights Act will bring in some important changes:
🔑 Removal of ‘no fault’ evictions: Landlords will need a valid reason to end a tenancy
📄 More flexible tenancies: No more being locked into long fixed terms
📅 Rent can only be increased once a year
⚖️ Tenants can challenge unfair rent increases
💷 Large upfront rent payments will be banned
So what does this mean for you?

For landlords with mortgages:

👉 Beyond just the rules, this is likely to shift how you as a landlord approach your properties.

You may:
• Review whether your current mortgage is still competitive
• Look at raising funds for improvements to increase rental appeal
• Reassess profitability and consider selling
• Restructure portfolios or reduce the number of properties you hold

👉 If you’re a landlord, now is a good time to step back and look at your overall strategy, and make sure your mortgage is working for you, not against you.

For renters & first-time buyers:

👉 For some, this may make renting more stable. For others, it might be the nudge to explore buying instead.

That’s where I come in.

I help you understand your options, whether it’s getting onto the property ladder, reviewing your current mortgage, or planning your next move with confidence.

If you’re unsure how these changes affect you, just drop me a message 📩

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

We are

16/04/2026

So we have been a little quite on here recently. (Apologies for that!)

We have been really busy looking after our current clients who's deals have come to an end and new clients wanting to buy for the first time, or move home.

The interest rates that are available have been shooting up as you will have probably seen on the TV making mortgage payments more expensive.

We have had a lot of the same questions from clients asking what's the best thing to do, with regards to remortgaging, do it now or wait.

We have and always will do our best to make sure that the rate you pay on the mortgage is the best possible for your circumstances.

If we secure you a rate now and your deal is not due to end for 6 months, there is a chance that the rates will drop during that time.

If rates drop, we will make the call to arrange to reduce that rate for you.

If rates increase further, (And we really hope they don't) you have banked the best deal.

We have appointments available either via zoom, or face to face in our Adlington office. Book your slot here: www.saving-you.com

Rocky and Rex (our office whippets) are waiting to greet you!

We are

YOUR HOME MAY BE REPOSSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE

14/01/2026

Struggling to get on the property ladder? 🏡

What if I said there’s a way to get a mortgage with the help of family or friends, without everyone owning the property?

✨ Joint Borrower, Sole Proprietor mortgages allow:
• Up to 4 applicants & 4 incomes
• Support from family or non-family members
• Extra borrower(s) can live in the property
• One person owns the home

Perfect if you need help with affordability but want the home in your name!

📩 Book an appointment at a time to suit you either in our office or online.
www.saving-you.com

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.’’

12/01/2026

✨ Hello 2026… and hello homeownership! ✨

Is buying your first home on your New Year goals list?
Here’s some good news if so!

👉 Another lender has announced this week, to step up with improved borrowing power. This means for single applicants, earning over £50,000 you could potentially borrow up to 5.5x your income! (up to and including 90% loan to value).
That could mean more choice, bigger budgets, and a real step onto the property ladder in 2026.

Book an appointment, either online of in our office: www.saving-you.com
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.’’

18/12/2025

We would like to thank all our clients who have trusted us once again, to arrange their mortgage and insurances for them this year.

We are taking a little break and will be back on 6th Jan 2026, for our 22nd year!

We wish you all Merry Christmas and a Prosperous New Year.

You can book appointments in advance here:
www.saving-you.com

We are

27/11/2025

We have just had some great news from our lenders!

They are starting to drop interest rates once again.

These are the lowest they have been since September 2022.

Would you like to see what is available for you?

Book a free appointment with Steve here: www.saving-you.com

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

13/10/2025

🏡 Own Your Home Sooner — 100% Mortgages Are Back!
No deposit? No problem! 💥
At THE Mortgage Experts, we’re helping first-time buyers take the leap into homeownership with:
✅ 100% mortgages — buy with zero deposit
✅ Long-term fixed rates — lock in your payments for peace of mind
✅ Expert, friendly guidance every step of the way

Requirements:
✅ Minimum household income £24k.
✅ No Adverse Credit in last 3yrs.

Your dream home could be closer than you think — let’s make it happen! 💫
📞 Speak to an expert today or visit 🌐 www.saving-you.com
We are
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

09/09/2025

As seen on TV! 🤓

Steve will be appearing on BBC1's Homes Under The Hammer on Wednesday 17th September. 11.15am - 12.15pm

We are not allowed to give too much away, but lets just say its probably a good idea to view a house before you buy it!

We haven't seen the recording yet, but obviously we do know the results.

If you are a landlord looking to finance your portfolio, or just thinking about getting into property investing, we can share our experiences with you. (Good and bad!)

We are the

Book your appointment with Steve here: https://calendly.com/themortgageexperts/purchase-moving-home

Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.

Address

177 Chorley Road, Adlington.
Adlington
PR69LP

Opening Hours

Monday	8am - 9pm
Tuesday	8am - 9pm
Wednesday	8am - 9pm
Thursday	8am - 9pm
Friday	8am - 9pm
Saturday	8am - 9pm
Sunday	8am - 9pm

Telephone

+441257368479

Website

http://www.Saving-You.com/

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