Peppermint Mortgage Services Ltd

19/09/2023

19/09/2023

NEW to market, this lovely two bedroom end of terrace home in Abingdon, walking distance of less than a mile to the centre of town - and for anyone who loves to tinker (or keep a nice car or a bike or two), a really fantastic garage/workshop.

Offers in Excess of £315,000

07/07/2023

Obviously we all know that Erin is excellent.. and now she has certificate to prove it!

With interest rates rising rapidly, if you need Mortgage advice, please do get in touch soon rather than later.

VOUCHEDFOR TOP RATED ADVISOR 2023 - click here to contact with Peppermint Mortgages.

22/06/2023

The Bank of England Takes a Stand Against Inflation: Interest Rates Rocket to 5%

The Bank of England Takes a Stand Against Inflation: Interest Rates Rocket to 5% - in a move that has sent shockwaves...

09/05/2023

NO DEPOSIT NEEDED! Peppermint Mortgages is helping to turn generation rent into generation homeowner...

NO DEPOSIT NEEDED! - For too long, deposits have held back renters from becoming homeowners. With house prices and the cost of living rising..

17/04/2023

There’s a lot of gloom around the housing market right now. But 2023 could provide ideal opportunities for first-time buyers...

POSSIBILITIES ABOUND FOR FTBS IN 2023 - it’s fair to say that there’s a lot of gloom around the housing market right now.

17/03/2023

Whatever your goals for 2023, let’s achieve them together...

#2023

SUPPORTING YOU IN 2023 AND BEYOND - We’ve made it to 2023 after what has proved to be another difficult year. The cost-of-living crisis...

20/02/2023

https://www.peppermintms.co.uk/be-ready-to-buy-in-four-steps/

Be ready to buy in four steps - the home-buying process can be complex for the first-time buyer (FTB). So much so that finding the right...

17/11/2022

The truth is out there!

25/07/2022

I’m proud to be a member of VouchedFor.

And reviews like the one below, from a first-time buyer, not only make my day, but reinforce why I set up Peppermint Mortgage Services and my own purpose in bringing happiness and the best outcome possible for my clients.

If you’re looking to buy your first home, why not get in touch? I’d love to help!

❓ What were the circumstances that caused you to look for a financial adviser?
✔ We were buying our first home, during a very busy sellers' house market

❓ How has Erin Rigault helped you?
✔ Erin was brilliant, she guided us through a very intense period of house hunting. We had to update our mortgage in principle several times, which Erin sorted for us quickly and professionally.

❓ Have you seen the outcome you were hoping for?
✔ Yes, we received quick, reliable and friendly service. Special care was taken not to miss any deadlines or updates, even during covid isolation and illnesses.

❓ What could they have done better?
✔ Nothing, it was all fantastic.

14/07/2022

❓ When is the right time to re-mortgage ❓

The short answer to this is when you’d end up in a stronger position financially than previously.

To follow are some of the situations where this might be appropriate 👇:

✔ To borrow money: If you’ve built up equity, you might be able to release some funds as a lump-sum loan. Before you take this option, it is important to ensure that this is the cheapest way to borrow money.

✔ When you’ve built up equity: If your home has increased in value since you took out your mortgage, you might be eligible for lower mortgage rates. However, you may need to pay an early repayment charge to your existing lender.

✔ While interest rates are low: If you took out a mortgage when the Bank of England’s base rate of interest was higher, you might save money by re-mortgaging before the end of your current deal. Again, you need to consider any early repayment charges, and whether these would be outweighed by any savings in your repayments.

✔ When your current deal is finishing: Re-mortgaging may be a useful option, and may allow you to find a favourable interest rate.

✔ To overpay: If you’ve come into some extra money, you may wish to overpay your mortgage. Not all mortgages allow for this, and re-mortgaging might allow you to reduce the total size of your loan. Again, it is important to be aware of early repayment charges.

If you would like to discuss whether re-mortgaging would be a suitable option for your circumstances, please get in touch with me. I’d be happy to help and have access to wide range of products.


RISK WARNING: Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be no more than £500.