Welsh & Taylor Wealth

Welsh & Taylor Wealth Financial advice from a truly independent firm who deliver the 5* service you deserve

We’re a fully independent, directly authorised financial advice firm based right here in Aberdeen - recognised as one of the city’s Top Rated Firms by VouchedFor and backed by over 240 five-star client reviews. What makes us different?
✅ We’re not tied to any provider or product
✅ We offer full market access and transparent, competitive fees
✅ We build bespoke investment portfolios tailored to you

r goals
✅ We use powerful cashflow modelling to help you visualise your financial future
✅ And most importantly - we put people before products, always

Whether you’re planning for retirement, investing for the future, or just want a second opinion, we’re here to help with advice that’s clear, personal, and built entirely around you. For more information on the services we provide, please visit www.welshandtaylorwealth.co.uk
Welsh & Taylor Wealth is a trading name of WTW Ltd who are authorised and regulated by the Financial Conduct Authority (1022233).

Small changes in your investment strategy today can make a big difference over time.Our newsletter delivers actionable i...
08/09/2026

Small changes in your investment strategy today can make a big difference over time.

Our newsletter delivers actionable insights and expert advice straight to your inbox every month.
Gain the knowledge and confidence to start maximising your wealth now.

Subscribe here: https://www.welshandtaylorwealth.co.uk/sign-up



The content in our newsletter is intended to provide general information and is not financial advice. As everyone’s situation is different, we recommend speaking to a qualified adviser before taking any action.

“The process was seamless and without hassle. I’ve seen steady growth and a greater return after consolidating my smalle...
04/09/2026

“The process was seamless and without hassle. I’ve seen steady growth and a greater return after consolidating my smaller pensions into one ‘Pot’”.

Consolidating pensions can feel like a big and sometimes daunting decision, particularly when you’ve built up several smaller plans over time. Many people simply want clarity around what they have and whether it still suits their long term plans.

With clear, straightforward advice and support throughout the process, clients are able to better understand their pension arrangements and feel more confident about how everything fits together. It’s often about simplifying what’s already in place and making informed decisions rather than chasing outcomes. If you’re reviewing your pension arrangements and want an initial conversation, we’re always happy to talk.

Financial advice is personal, and what’s right for one person may not be right for another.

Emma is Operations Manager, keeping everything behind the scenes running smoothly while supporting strategic growth acro...
02/09/2026

Emma is Operations Manager, keeping everything behind the scenes running smoothly while supporting strategic growth across the business.

With a background in Biomedical Sciences and Accounting & Finance, she combines analytical thinking with a strong commercial mindset.

She has been with the business since day one and plays a key role in driving efficiency, improving processes, and managing financial operations.

Emma says:
"I enjoy making sure everything runs smoothly behind the scenes so that our clients receive the best possible experience. Knowing the work we do supports families in achieving their long-term goals makes it incredibly rewarding."

Are you one of the thousands of pairs of ears tuning into Original 106 here in the North East?You might have heard Welsh...
01/09/2026

Are you one of the thousands of pairs of ears tuning into Original 106 here in the North East?

You might have heard Welsh & Taylor Wealth on the air recently. If you did, we’d love to know 👇
Retirement isn’t a number on a page. It’s what that number allows you to do.

For many people we speak to, especially in energy, business ownership or senior roles, the real question isn’t “can I retire?”

It’s “what does life actually look like when I do?”

That’s where good planning comes in. Clear, practical, and built around you.

If you’ve heard the ad, drop a 👋 or comment below. We’re curious.

And if you want to explore your own plan, you can start here:
https://www.welshandtaylorwealth.co.uk/contact-us

Meet Linda, a logistics business owner who dreamed of stepping back from daily operations by 60 without compromising her...
28/08/2026

Meet Linda, a logistics business owner who dreamed of stepping back from daily operations by 60 without compromising her financial future. Sound familiar?

With Welsh & Taylor Wealth, she aligned her business and personal finances, optimised her pension and dividends and now confidently works a reduced week, all while her retirement is on track to meet her retirement goals.

How did Welsh & Taylor Wealth do this?
• Through integrated planning
• Resulting in reduced stress and workload for Linda
• A clear roadmap to semi-retirement

Read Linda’s full story: https://www.welshandtaylorwealth.co.uk/case-studies/linda58



Please note: This article is for general information only and does not constitute advice. The information is aimed at individuals only. All information is correct at the time of writing and is subject to change in the future. WTW Ltd is authorised and regulated by the Financial Conduct Authority (FRN 1022233). The firm is registered in Scotland (SC638981).

In your 40s and 50s, financial priorities tend to stack up quickly with retirement planning, mortgages, family support a...
26/08/2026

In your 40s and 50s, financial priorities tend to stack up quickly with retirement planning, mortgages, family support and protecting what you’ve already built.

That’s why investment decisions at this stage are less about chasing returns and more about maintaining balance.

In today’s environment:
• Cash plays a useful role for short-term security
• Stocks and shares remain important for long-term growth
• Alternatives can add diversification, but need careful understanding
• Regular reviews matter more than market timing

The strongest financial strategies in 2026 won’t rely on predicting markets, they’ll rely on structure, discipline and alignment to real-life goals.

Read the full article: https://www.welshandtaylorwealth.co.uk/blog/cash-markets-more



Please note: This article is for general information only and does not constitute advice. The information is aimed at individuals only. All information is correct at the time of writing and is subject to change in the future.

If you could afford first class would you buy that ticket? Or would you buy an economy ticket to save money even if you ...
25/08/2026

If you could afford first class would you buy that ticket? Or would you buy an economy ticket to save money even if you didn’t have to?

The answer often has less to do with income and more to do with the financial habits we've learned throughout our lives.

In our latest episode of Those Pension Guys, we explore how childhood experiences, family influences and cultural attitudes shape the way we think about money and how those behaviours can impact everything from investing to retirement.

We discuss:
• The three common money personalities: Saver, Spender and Avoider
• Why your upbringing influences your financial decisions
• How to recognise your financial habits and reshape them
• Why financial education is one of the greatest investments you can make.

Your past doesn't have to define your financial future.

Listen now and discover how understanding your money: https://www.youtube.com/watch?v=WCTSdFHEZtg

This podcast is for general information only and does not constitute financial advice or a personal recommendation.

25/08/2026

🚨 Life doesn't always go to plan. So what happens when it doesn't?

In the latest episode of Those Pension Guys, Kieran, Martin and Emma explore the financial shocks that can turn life upside down, from redundancy, illness and bereavement to caring for ageing parents, receiving an inheritance, or even selling a business.

These moments often bring more than just financial questions. Fear, guilt, uncertainty and overwhelm can make it difficult to know what to do next.

Drawing on real client experiences, the team discuss:

✅ The financial challenges people face during major life changes
✅ Why emotions can impact decision-making
✅ The importance of emergency funds and financial protection
✅ How cashflow modelling can help you prepare for the unexpected
✅ Practical ways to regain confidence when life throws a curveball

Whether you're facing a challenging situation now or simply want to be better prepared for the future, this episode is packed with practical insights and real-world examples.

🎧 Watch now and discover how financial planning can help bring clarity during life's most uncertain moments.

Working in the Energy sector can make pensions complex. Offshore rotations. International contracts. Multiple employers....
21/08/2026

Working in the Energy sector can make pensions complex. Offshore rotations. International contracts. Multiple employers. Great career progression but complicated finances.

Where do I start?

If you’ve been putting off going through piles of paperwork to figure out what’s what, our latest guide will help you cut through the jargon and with our help, make your pension work harder for you.

Welsh & Taylor Wealth was founded by former energy professionals who’ve seen first-hand how easy it is to lose control of your pension strategy.

We’ve created a free, practical guide for energy professionals who want to:
• Understand where their pensions really are
• Stop relying on generic ‘rules of thumb’
• Build a confident, flexible retirement plan and take control of your future finances.

Download the guide and take control of your long-term future.

https://www.welshandtaylorwealth.co.uk/confidence



The value of investments can fall as well as rise and is not guaranteed. You may get back less than you originally invested. The opinions expressed do not constitute advice, and nothing in this document should be considered a recommendation. Please contact your adviser before taking any action.

Do you have the right balance between saving for tomorrow and enjoying life today?• Were you taught to save every penny?...
20/08/2026

Do you have the right balance between saving for tomorrow and enjoying life today?
• Were you taught to save every penny?
• Did your family never talk about money?
• Or have you learned everything through trial and error?

Money isn't just about numbers; it's about behaviour, beliefs and experiences.

In this episode of Those Pension Guys, we have an honest conversation about:
• How our upbringing shapes our relationship with money
• Why some people feel hesitant about investing while others are more comfortable taking higher levels of risk
• The importance of talking openly about finances
• How you can build healthier financial habits for the future

No matter where you're starting from, it's never too late to shape a healthier relationship with money.
Listen to the episode now and let us know: which money personality do you think you are – Saver, Spender or Avoider?

https://www.youtube.com/watch?v=WCTSdFHEZtg



The information in our podcasts do not constitute a recommendation; personalised financial advice should be sought before making any financial changes.

Address

Welsh & Taylor Wealth, H1, Hill Of Rubislaw, Anderson Drive
Aberdeen
AB155BL

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 4pm

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