AA & R Certified Accountants Limited

15/10/2026

VAT bill due, but your customers haven’t paid yet? 💷
The VAT Cash Accounting Scheme could help eligible businesses manage that cash-flow pressure.
You generally account for VAT on sales when customers pay you—but you also reclaim VAT on purchases only when you pay your suppliers. Whether it suits your business depends on how money moves in and out.
▶️ Watch our video for a quick explanation, then read the full article:
https://aarcertifiedaccountants.co.uk/vat-cash-accounting-scheme-small-business/
Need help comparing the options? Get in touch with AA & R Certified Accountants for friendly, practical advice.

14/10/2026

Are you paying VAT before your customers pay you? 💷

If your business regularly waits for invoices to be settled, the VAT Cash Accounting Scheme could help with cash flow.

For eligible businesses, VAT on sales is generally accounted for when customers pay. VAT on purchases is generally reclaimed when you pay your suppliers.

It’s worth considering both sides. Waiting to reclaim VAT on large purchases could outweigh the benefit of delaying VAT on unpaid sales.

Our latest article explains how the scheme works and what to consider before making a change.

👉 Read it here:
https://aarcertifiedaccountants.co.uk/vat-cash-accounting-scheme-small-business/

Need help deciding whether it suits your business? Get in touch with AA & R Certified Accountants. We’ll help you compare the options against your trading pattern. 🤝

13/10/2026

Finished the job, sent the invoice… and still waiting to be paid? 💬

Late payments can put pressure on wages, supplier bills and your next job. In this video, we share five practical steps to help you manage overdue invoices and keep a clearer picture of your cash flow.

From agreeing payment terms to spotting customers who regularly pay late, a consistent process can make chasing payments easier.

Need support? Contact AA & R Certified Accountants:
https://aarcertifiedaccountants.co.uk/contact/

12/10/2026

https://aarcertifiedaccountants.co.uk/late-paying-customers-small-business-guide/

Unpaid invoices can upset your plans. Discover practical steps to set clear terms, follow up confidently and protect your cash flow.

10/10/2026

Full shelves, but a stretched bank balance? 🛍️

Your cash could be tied up in products that aren’t selling.

In this video, we share three practical checks for retailers: identify slow-moving stock, plan supplier payments around expected sales, and keep clear stock records.

Before your next big order, ask: if sales are slower than expected, will there still be enough cash to cover the bills?

At AA & R Certified Accountants, we help you connect stock, profit and cash flow so you can make clearer business decisions.

Read the full article:
https://aarcertifiedaccountants.co.uk/retail-stock-and-cash-flow/

09/10/2026

Unsold stock ties up money your shop needs. Discover practical ways to review slow sellers, plan orders and link stock decisions to cash flow.

08/10/2026

A busy diary is great — but is every job making you money? 🔧💷

Covering labour and materials is only the starting point. Your quotes also need to contribute towards insurance, vehicle costs, admin and profit.

In this video, we explain how to build those costs into your pricing and why reviewing each finished job can help you quote more accurately next time.

If you’re working hard but your profit is falling short, AA & R Certified Accountants can help you understand your costs and margins.

Get in touch: https://aarcertifiedaccountants.co.uk/contact/

07/10/2026

https://aarcertifiedaccountants.co.uk/how-to-price-a-job-for-profit/

Make every quote count. Learn to cover labour, materials and overheads, allow for profit and use completed jobs to improve your next estimate.

06/10/2026

Your business is growing — should you stay a sole trader or become a limited company? 🤔

The answer depends on more than tax. How much money you need personally, the risks your business carries and your future plans all play a part.

In this video, we share five questions to consider before making the switch.

▶️ Watch the video, then read our article:
https://aarcertifiedaccountants.co.uk/sole-trader-or-limited-company-business-growth/

Need help weighing up the options? Get in touch with AA & R Certified Accountants for friendly, practical advice based on your circumstances.

05/10/2026

https://aarcertifiedaccountants.co.uk/sole-trader-or-limited-company-business-growth/

Compare the practical questions behind choosing a sole trader or limited company structure.