Riviera Insurance Brokers

21/08/2026

Before you leave your French home after the summer…

Heading home after spending the summer in the South of France?

Before you close the shutters and leave, take a few minutes to make sure your property is properly protected.

A few simple checks can make a difference:

• Check that your water supply is safely managed
• Make sure alarms and security systems are working
• Secure doors, windows and external areas
• Check that your insurance policy still reflects your current circumstances
• Keep your insurer’s contact details easily accessible in case of an emergency

If your French property is your second home, holiday home or permanent residence, it is worth reviewing your cover regularly — particularly if you have carried out renovations, acquired valuable items or left the property unoccupied for longer periods.

At Riviera Insurance Brokers, we provide insurance solutions for international clients in the South of France, in fluent English and French.

If you would like to review your home insurance, we are happy to help.

11/06/2026

13/04/2026

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23/03/2026

https://forms.office.com/e/wHMqK1rPSD

12/02/2026

Click here to get a quote: https://forms.office.com/e/GmbhRmM98p

16/12/2025

Wishing you a pleasant Christmas and a joyful festive season.

28/11/2025

As we move into a new season, it’s a great time to make sure your coverage still fits your day-to-day life here in France. We can review your policies, including:
✅ Home insurance (primary or secondary residence)
✅ Auto insurance
✅ Health & travel coverage
✅ Liability insurance
✅ Other types of insurance coverage you hold
If you’ve recently moved, renovated, purchased a vehicle, experienced family or professional changes, or updated your residency status, your insurance may need an adjustment.
We can also review policies not currently placed through our office and let you know if we can match — or even improve — your coverage and pricing.
👉 Send us a message or call for a quick 5-minute check-in.
We’re always happy to help.

09/10/2025

When you lease a car in France (LOA or LLD), you’re not the legal owner. If your vehicle is stolen or written off, you could still owe the remaining lease payments. 😟

💡 Financial Loss Insurance (garantie pertes financières) helps cover:
✅ Remaining lease payments after theft or total loss
✅ Early termination fees from the leasing company
✅ Your down payment or first increased payment
✅ The deductible (franchise), depending on the policy

⚠️ Good to know:
• This insurance is optional, but highly recommended
• It’s not always included in your lease contract — check with your provider
• You can also add it through your own car insurer

🚀 Why it’s worth it:
• Peace of mind if your car is lost or destroyed
• Faster recovery — get back on the road quickly
• Tailored cover for LOA and LLD leases

📩 Want to protect your car and your lease?
Send us a message or call today — we’ll help you find the right cover!

11/09/2025

Understanding Motor Insurance in France and Monaco

If you own a car in France or Monaco, you must have insurance. The basic insurance is called third-party liability. It pays for damage or injury you cause to other people or their property. But it doesn’t cover your car.

You can expand your policy with optional protections such as:
• Coverage for damage to your own vehicle
• Theft and fire protection
• Roadside assistance
• Protection against natural events
• Protection from natural disasters (only in France)
• Insurance for special car parts or personal items

🛠️ How It Works
• The insurance is for the car, not the person. So anyone with a license can occasionally drive it and be covered.
• New drivers (less than 3 years of experience) might have to pay more if there’s an accident.
• Family members are covered if they get hurt.
• Natural disaster coverage only works if the government says it’s an official disaster.

💰 Why It Can Be Expensive
Insurance premiums can seem high due to several factors:
• The system requires universal coverage for the vehicle, regardless of who drives it.
• Insurers may apply deductibles for high-risk drivers but cannot exclude them.
• Taxes on insurance are significant—for example, liability coverage is taxed at 35%.
• Car repairs are getting more expensive every year.

18/06/2025

Health Insurance - if not now, when ?
Click here to get a quote: https://forms.office.com/e/GmbhRmM98p