Lunes 09:00 - 17:30 Martes 09:00 - 17:30 Miércoles 09:00 - 17:30 Jueves 09:00 - 17:30 Viernes 08:30 - 14:30

BMI Independent Insurance Brokers

Casa
España
Mijas
BMI Independent Insurance Brokers

BMI Brokers Insurance is an independent insurance broker established in Spain, specializing in expat insurance for over 30 years. Offices in Mijas & Marbella.

Health, home, car, business, travel & pet policies. Expert bilingual service.

02/06/2026

Planning a summer road trip to the UK in your Spanish car? 🚗🇬🇧

Post-Brexit, crossing borders isn't as simple as it used to be. Many expats don't realize their standard Spanish policy might severely limit their coverage once they leave the EU, leaving them vulnerable on a long trip.

Before you pack the boot, ask yourself:
• Does your roadside assistance actually cover you all the way in the UK, or will they leave you stranded in France?
• Do you know exactly how many days your Spanish insurer allows you to drive abroad?
• Are you carrying the correct physical paperwork to prove you are insured?

At BMI Brokers, our English-speaking team makes sure your cross-border trips are fully protected without the confusion.

Make sure your summer drive goes smoothly. Read our essential checklist before you travel:
https://www.bmispain.com/driving-a-spanish-car-to-the-uk-summer-rules-cover/

Contact our team today:
📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

22/05/2026

Planning to explore the Costa del Sol on a 125cc scooter this year? 🛵

Before you buy, make sure you know the rules. Did you know that to ride a 125cc in Spain, you need to have held your car license for a minimum of 3 years? Or that riding without mandatory third-party insurance and roadside assistance can lead to severe penalties?

Navigating Spanish traffic laws as an expat can be confusing, but your insurance shouldn't be.

At BMI Brokers, we explain the exact cover you need in clear English, saving you time, money, and stress.

Find out exactly what you need before hitting the road:
https://www.bmispain.com/buying-a-125cc-scooter-in-spain-expat-rules-insurance/

Contact our team:
📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

18/05/2026

Owning a boat or yacht on the Costa del Sol? 🛥️

Don't let a generic insurance policy sink your summer plans. Many owners assume basic cover is enough, but navigating strict Spanish maritime laws and severe weather risks requires specialised protection.

Our latest guide explains exactly how to safeguard your vessel:

✅ Mandatory Liability: The absolute legal minimum required to navigate Spanish waters or dock in a marina.
🛡️ Comprehensive Cover: Full protection against storms, theft, sinking, and accidental damage.
⚖️ Wreck Removal: Crucial coverage for the massive, unexpected costs of retrieving your vessel if the worst happens.
🗺️ Cruising Limits: Ensure you are fully covered whether you stay near Marbella or sail across the Mediterranean.

At BMI Brokers, we navigate the complex Spanish marine regulations for you. Our English-speaking experts will tailor the perfect policy so you can enjoy the Mediterranean with total peace of mind.

Don't set sail without the right protection. Read our essential marine insurance guide here:
https://www.bmispain.com/marine-insurance-secure-your-yacht-this-summer/

Contact our team today:
📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

06/05/2026

Renting out your Spanish property on Airbnb or Booking.com? 🔑

Relying on standard home insurance or basic host guarantees is a risky gamble. If a guest causes major damage or gets injured during their stay, your regular policy simply won't cover you, leaving you entirely unprotected.

Our latest guide explains exactly how to safeguard your rental business:

✅ Public Liability: Crucial protection against expensive lawsuits if a guest is injured on your property.
🛡️ Accidental Damage: Proper cover for breakages, spills, and property damage caused by short-term renters.
💶 Loss of Income: Financial compensation if a covered disaster makes your home uninhabitable and forces you to cancel bookings.
⚖️ Andalusian Regulations: Ensure your insurance meets the specific legal requirements for holiday lets in Southern Spain.

At BMI Brokers, we speak your language and understand the local rental laws. We will help you secure the exact cover you need to run your holiday let in the Costa del Sol with complete peace of mind.

Protect your investment before your next guests arrive. Read our full guide here:
https://www.bmispain.com/holiday-let-insurance-andalucia-protect-your-airbnb/

Contact our team today:
📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

28/04/2026

Worried about the cost of dental treatments in Spain? 🦷

Private dental work like implants or braces can cost a fortune out-of-pocket. Many expats wrongly assume their standard Spanish health insurance will cover major dental procedures—until they receive a massive bill.

Our latest guide explains exactly how to protect your smile and your wallet:

😁 Implants & Major Work: How to get proper coverage for expensive, complex treatments.
🧒 Orthodontics: Securing cover for braces and aligners for you or your kids.
💶 Cost Savings: Getting access to heavily discounted private rates and free annual check-ups.
⏱️ Waiting Periods: Understanding the small print so you know exactly when your cover starts.

At BMI Brokers, we cut through the complex Spanish jargon. Our English-speaking team will help you find the perfect dental plan so you can keep smiling in the Costa del Sol without the financial stress.

Don't wait for a toothache to start looking for cover. Read our full guide here:
https://www.bmispain.com/dental-insurance-spain-implants-orthodontics-cover/

Contact our team today:
📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

23/04/2026

Thinking your Spanish home is fully insured? 🏠

Most homeowners get confused between 'Continent' and 'Content', or worse, they underestimate the value of their belongings. This common mistake could leave you facing a massive financial gap if you ever need to make a claim.

Our quick guide breaks it down simply:

✅ Continent: Covers the physical structure, walls, and fixed installations.
🛡️ Content: Protects your furniture, electronics, jewelry, and personal items.
⚖️ Accurate Valuation: Why "under-insurance" is the biggest risk to your bank balance.
📊 Updates: When and why you should review your sums insured.

At BMI Brokers, we take the guesswork out of Spanish insurance. Our expert team speaks your language and ensures your home in Mijas, Marbella, or beyond is protected with total precision.

Don't wait for a claim to find out you're under-insured. Read our full guide here:
https://www.bmispain.com/continent-vs-content-value-your-spanish-home-right/

Contact our team today:
📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

10/04/2026

Driving in Spain? 🚗💥

A car accident is stressful enough without adding a language barrier to the mix. Knowing exactly how to fill out the Spanish "Parte Amistoso" (European Accident Statement) is crucial—doing it wrong could mean losing your claim, even if you weren't at fault!

Here is what you need to keep in mind if you have a bumper bender:

✅ The "Parte Amistoso": It's essential to fill it out correctly and sign it only if you agree with the facts.

📸 Evidence is key: Always take pictures of the vehicles, license plates, and the surroundings before moving the cars.

🚔 When to call the police: Minor scratches might not need them, but if there are injuries or disagreements, dial 112 immediately.

🛡️ 7-day rule: You have a strict deadline to report the accident to your insurance company.

At BMI Brokers, we are your local insurance experts. We speak your language and handle the complex Spanish paperwork so you can just focus on driving safely.

Read our full English-speaker guide to handling car accidents in Spain and be prepared for the unexpected:

👉 https://www.bmispain.com/car-accidents-in-spain-the-expats-parte-amistoso-guide/

📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

26/03/2026

Getting a Spanish mortgage? 🏡🇪🇸

Many banks will tell you that buying their expensive life insurance is mandatory to get your mortgage approved. The truth? It’s completely false and illegal for them to force you.

Here is what you really need to know before you sign:

⚖️ The Law: European and Spanish laws guarantee your right to choose ANY insurance provider.

💶 The Savings: Bank-tied insurance policies are often up to 50% more expensive than independent market rates.

🛡️ The Protection: You can get better coverage, tailored to your family's actual needs, for a fraction of the cost.

At BMI Brokers, we are fully independent, English-speaking experts dedicated to finding you the best coverage while saving you money and hassle.

Stop overpaying the banks! Learn about your legal rights in our latest guide: 👇
🔗 https://www.bmispain.com/spanish-mortgage-life-insurance-can-banks-force-you/

📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

20/03/2026

Owning a car in Spain? 🚗💨

Cruising the A-7 is a dream, until steam starts billowing from your bonnet. If you're relying on a standard UK breakdown policy in Andalucia, you're taking a massive risk! 🛑

Many expats don't realize that Spanish roadside rules are strictly enforced and very different from the UK:

⚠️ No "Home Tows": You legally cannot have a friend tow you with a rope. Only licensed "grúas" (tow trucks) are allowed.

💸 The €200 Mistake: Stepping out of your car without a high-visibility jacket on a motorway is an instant fine.

📍 KM 0 Trap: Many UK policies only help if you’re far from home. A proper Spanish policy covers you from your own driveway in Mijas or Marbella!

🗣️ Language Barrier: Explaining your location on a rural road to a Spanish-only dispatcher is a nightmare you don't need.

At BMI Brokers, we specialize in robust insurance for expats. We provide English-speaking operators and coverage that actually works in Spain.

👇 Read our full guide to avoid ruined weekends and heavy fines!
🔗 https://www.bmispain.com/breakdown-cover-spain-vs-uk-expat-car-insurance/

🌐 Visit us for a free quote: https://www.bmispain.com/
📧 [email protected]
📞 952 582 282

11/03/2026

Is your dog’s cheeky behaviour putting your savings at risk? 🐕

Even the friendliest dogs can cause unexpected accidents. If your dog gets spooked and knocks over a cyclist on the promenade, or runs into the road and causes a traffic accident, Spanish law holds you personally responsible for all medical and damage bills.

Make sure you have the right protection with a policy that includes:
🛡️ Coverage for physical injuries to third parties.
🛡️ Property damage caused by your pet.
🛡️ Peace of mind knowing you meet all legal requirements.

We work with top insurers to find the right coverage for your pet, supporting you from quote to claim.

Find out exactly what you need to protect your assets and your pet in our latest guide:
👉 https://www.bmispain.com/dog-insurance-spain-the-new-law-expat-liability-guide/

📧 [email protected]
📞 952 582 282
🌐 www.bmispain.com

Dirección

Carretera De Mijas
Mijas
29650

Horario de Apertura

Lunes	09:00 - 17:30
Martes	09:00 - 17:30
Miércoles	09:00 - 17:30
Jueves	09:00 - 17:30
Viernes	08:30 - 14:30

Teléfono

+34952582282

Página web

https://www.linkedin.com/company/bmi-brokers/, https://www.bmispain.com/, https://www.bmispain.com/contact/

Notificaciones

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