Mortgage Matters Spain

08/05/2026

Fixed or variable mortgage in Spain? 🤔🇪🇸

It’s one of the questions we get asked most often by clients buying property in Spain — and the answer depends entirely on your plans and priorities.

• 🔒 Fixed rate: stable monthly payments and long-term certainty
• 📈 Variable rate: more flexibility and lower early repayment costs
• ⚖️ Mixed mortgage: fixed initially, then variable later on

Nearly two thirds of new mortgages in Spain are currently fixed rate, but that doesn’t automatically make it the right option for everyone.

Your ideal mortgage depends on your financial situation, your risk appetite, how long you plan to keep the property, and your future exit plans.

We help clients understand the differences clearly before making a decision.

👉 Get in touch with us if you’d like to discuss your options for a property purchase in Spain!

05/05/2026

Relocating from Dubai to Spain? 🇦🇪🔜🇪🇸

We help UAE-based clients secure mortgages in Spain with clarity and confidence — making your move as smooth as possible.

•⁠ ⁠🇪🇸 Assistance for your property anywhere in Spain
•⁠ ⁠🏦 Access a wide range of Spanish mortgage options
•⁠ ⁠🌍 Support for UAE-based and international buyers

Mortgages made simple, wherever you’re moving from.

👉 Get in touch with us if you’d like more information!

MortgageInSpain

22/04/2026

Thinking of buying in La Costa Blanca (Valencia & Alicante)? 🏡

We work directly with all major lenders, giving you access to the best mortgage options in Spain, wherever you’re looking.

• 🏠 Buy in Costa Blanca, mainland or islands
• 🏦 Access a wide range of mortgage options
• 🌍 Support for foreign buyers across Spain

Mortgages made simple, wherever you buy.

Check our new blog post about Spanish Mortgage for property in Costa Blanca

👉Get in touch with us if you’d like more information!

27/03/2026

“Sorry, at 65 you can’t get a mortgage in Spain.” ❌

That’s what our clients were told…

👉 Weeks later, we secured them a mortgage:

🏡 Purchase Price: €435,000
💰 Mortgage: €200,000
📆 Term: 10 years
📉 Fixed Rate: 2.3%

In Spain, one “no” doesn’t mean it’s impossible. Every bank sees things differently — and the key is knowing how to present the case and where to take it 🔑

25/03/2026

Our lovely clients Ihor & Olena are delighted with completing on their new Spanish property!🏠🇪🇸

13/03/2026

Are you paying too much on your
Spanish mortgage? 🏡

It might be worth considering a refinance if:

• 📈 Your interest rate is higher than current rates
• 🔒 You would prefer the stability of a fixed rate
• 💶 You want to lower your monthly payments

Get in touch with us if you’d like more information
about refinancing!

27/02/2026

27/02/2026

27/02/2026

How long does it take to get a Spanish mortgage? ⏳🏡

Start by filling out the pre-approval form — it’s the first step to getting the ball rolling and knowing exactly where you stand!

27/02/2026

Do you know how you can start your Spanish mortgage process?

The best way is to get a pre-approval so that you know exactly how much you can borrow prior to finding your dream property.

👉 Find out more about this process step by step on our website or Whatsapp us!

https://mortgagemattersspain.com/mortgage-process/