IPON WITH Purpose

IPON WITH Purpose Rosemarie Cariño, AFP®
MD at International Marketing Group
AFP® Associate Financial Planner, Registered Financial Planner(RFP®)
Philippines

Wealth comes from consistent financial wisdom and smart money decisions
03/06/2026

Wealth comes from consistent financial wisdom and smart money decisions

Everest Memorial Solution (EMS) is the most affordable memorial solution product today.It provides the following benefit...
02/06/2026

Everest Memorial Solution (EMS) is the most affordable memorial solution product today.

It provides the following benefits:
- memorial fund
- memorial service assistance
- final hospital bill benefit
- assignable
- coverage up to age 100

With all these how can EMS protect you? Let us know and place your answer in the comment section!

Manila Bankers Assurance, the best way to show your love.



🚨 Habang BATA at MALAKAS ka pa… KUMILOS ka na ba para sa future mo?Hindi lang trabaho ang dapat pinaghahandaan — pati HE...
02/06/2026

🚨 Habang BATA at MALAKAS ka pa… KUMILOS ka na ba para sa future mo?

Hindi lang trabaho ang dapat pinaghahandaan — pati HEALTH, SAVINGS, at PROTECTION ng pamilya mo. 💙

Be part of the KAISER Health & Wealth Movement today!
Build today. Secure forever.















01/06/2026
“Pagod ka na…pero hindi ka pwedeng huminto.”Ito ang realidad ng maraming breadwinner at empleyado ngayon.Habang malakas ...
01/06/2026

“Pagod ka na…
pero hindi ka pwedeng huminto.”

Ito ang realidad ng maraming breadwinner at empleyado ngayon.

Habang malakas ka pa,
magplano ka na para sa future mo.

Hindi habang buhay kaya ng katawan ang puro trabaho.

Maghanda habang may income pa.
Dahil mas masarap pa rin yung nagtatrabaho ka dahil gusto mo…
hindi dahil wala kang choice.




𝗝𝗨𝗦𝗧 𝗜𝗡: Ang pagiging miyembro ng 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗠𝗮𝗿𝗸𝗲𝘁𝗶𝗻𝗴 𝗚𝗿𝗼𝘂𝗽 (𝗜𝗠𝗚) ay madalas na kinahuhumalingan ng marami dahil sa ...
31/05/2026

𝗝𝗨𝗦𝗧 𝗜𝗡: Ang pagiging miyembro ng 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗠𝗮𝗿𝗸𝗲𝘁𝗶𝗻𝗴 𝗚𝗿𝗼𝘂𝗽 (𝗜𝗠𝗚) ay madalas na kinahuhumalingan ng marami dahil sa mga financial benefits at financial education na inaalok nito.

Narito ang mga pangunahing dahilan kung bakit mo gustong maging miyembro:

𝟭. 𝗘𝗱𝘂𝗸𝗮𝘀𝘆𝗼𝗻 𝘀𝗮 𝗣𝗮𝗴𝗵𝗮𝘄𝗮𝗸 𝗻𝗴 𝗣𝗲𝗿𝗮

𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗶𝘁𝗲𝗿𝗮𝗰𝘆: May mga libreng seminar at libro ukol sa tamang pag-iipon at pag-invest.

𝗣𝗿𝗮𝗰𝘁𝗶𝗰𝗮𝗹 𝗪𝗲𝗮𝗹𝘁𝗵 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀: Tinuturuan ang mga miyembro kung paano bubuo ng matatag na pinansyal na pundasyon.

𝟮. 𝗗𝗶𝗿𝗲𝗰𝘁 𝗔𝗰𝗰𝗲𝘀𝘀 𝘀𝗮 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗮𝘁 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲

𝗭𝗲𝗿𝗼 𝗠𝗮𝗿𝗸𝗲𝘁𝗶𝗻𝗴 𝗙𝗲𝗲𝘀: Direktang makakabili ng financial products nang walang ahente.

𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱𝘀: May libreng ₱1,000 initial investment sa Soldivo Strategic Growth Fund pagka-miyembro mo (Rampver Financials, Soldivo Funds, ATRAM, PhilEquity, Philam Asset Management Inc, FAMI, Sunlife Asset Management.

𝗞𝗮𝗶𝘀𝗲𝗿 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲: Access sa 3-in-1 product na may healthcare, investment, at life insurance.

𝟯. 𝗠𝗴𝗮 𝗗𝗶𝘀𝗸𝘄𝗲𝗻𝘁𝗼 𝗮𝘁 𝗣𝗲𝗿𝗸𝘀

𝗖𝗮𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲: Diskwento sa mga non-life insurance gaya ng auto, fire, at travel insurance ( BOLT, Manila Bankers, Bethel, Standard Insurance, MAA General Assurance Phils. Inc.

𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲: May mga special discount kapag bumili ng condo o lupa sa Rampver Realty, SMDC, Ayala Land, DMCI Homes, Ortigas & Company, Rockwell Land, Megaworld, Shang and more.

𝟰. 𝗣𝗮𝗴𝗸𝗮𝗸𝗮𝘁𝗮𝗼𝗻 𝘀𝗮 𝗡𝗲𝗴𝗼𝘀𝘆𝗼 (𝗕𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗢𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝘆)

𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿𝘀𝗵𝗶𝗽: Pwede kang maging financial educator upang kumita ng komisyon.

𝗙𝗹𝗲𝘅𝗶𝗯𝗹𝗲 𝗧𝗶𝗺𝗲: Magagawa mo ang negosyo kahit part-time o nasa ibang bansa (OFW)

Gusto mo bang malaman kung 𝗺𝗮𝗴𝗸𝗮𝗻𝗼 𝗮𝗻𝗴 𝗺𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 𝗳𝗲𝗲 o interesado ka ba sa partikular na investment product nila gaya ng Kaiser?

Ang membership sa 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗠𝗮𝗿𝗸𝗲𝘁𝗶𝗻𝗴 𝗚𝗿𝗼𝘂𝗽 (𝗜𝗠𝗚) at ang kanilang sikat na 𝗞𝗮𝗶𝘀𝗲𝗿 𝗟𝗼𝗻𝗴-𝗧𝗲𝗿𝗺 𝗛𝗲𝗮𝗹𝘁𝗵𝗰𝗮𝗿𝗲 ay may magkaibang bayad at sistema.

𝟭. 𝗠𝗮𝗴𝗸𝗮𝗻𝗼 𝗮𝗻𝗴 𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 𝗙𝗲𝗲?

Ang pagiging miyembro ng 𝗜𝗠𝗚 𝗮𝘆 𝗶𝘀𝗮𝗻𝗴 𝗼𝗻𝗲-𝘁𝗶𝗺𝗲 𝗺𝗲𝗺𝗯𝗲𝗿𝘀𝗵𝗶𝗽 𝗳𝗲𝗲 na nakadepende sa kung nasaan kang bansa, at may taunang renewal:

𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲-𝗕𝗮𝘀𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀: ₱𝟲,𝟬𝟬𝟬 ang unang bayad. Kasama na rito ang automatic na ₱𝟭,𝟬𝟬𝟬 na panimulang investment mo sa Soldivo Mutual Fund.

𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 / 𝗢𝗙𝗪 𝗠𝗲𝗺𝗯𝗲𝗿𝘀: Naglalaro sa ₱𝟭𝟬,𝟬𝟬𝟬 hanggang ₱𝟭𝟱,𝟬𝟬𝟬+ (depende sa bansa gaya ng Hong Kong, UAE, o Europe dahil sa kaakibat na worldwide accidental insurance at regional benefits).

𝗬𝗲𝗮𝗿𝗹𝘆 𝗥𝗲𝗻𝗲𝘄𝗮𝗹: May ₱𝟭,𝟱𝟬𝟬 na Annual Accreditation Renewal Fee bawat taon upang mapanatili ang iyong access sa mga portal, discount, at active mutual funds.

𝗨𝗦𝗔𝗣 𝗧𝗔𝗬𝗢 o kausapin na ang kilala mong IMG Member dahil sigurado akong matutulungan rin nila kayo.

Bakit ang Kaiser Long Term HMO ang isa sa pinakamagandang healthcare plans para sa’yo at sa pamilya mo? 💙Dahil ito ay is...
30/05/2026

Bakit ang Kaiser Long Term HMO ang isa sa pinakamagandang healthcare plans para sa’yo at sa pamilya mo? 💙

Dahil ito ay isang 3-in-1 plan na nagbibigay ng mas kumpletong proteksyon para sa iyong kinabukasan:

✨ Healthcare – Tulong sa hospital bills kapag nagkasakit, kaya mas panatag ang loob.
✨ Insurance – May maiiwang financial benefit para sa pamilya kung may hindi inaasahang mangyari.
✨ Investment – Ang naipon mong pera ay may pagkakataong lumago sa pagdaan ng panahon, kaya may pondo ka sa pagtanda.

Sa Kaiser Long Term Care, peace of mind ang hatid sa’yo:
✔️ Abot-kayang premium depende sa edad
✔️ Flexible payment terms – annual, semi-annual, quarterly, monthly, o spot cash
✔️ 7 years to pay, with long-term protection hanggang retirement
✔️ Habang may HMO benefits ka sa trabaho, puwedeng patuloy lumago ang savings mo kung hindi ginagamit sa pagpapagamot
✔️ Available worldwide – saan ka man naroroon

✅ Para sa edad 10 hanggang 60 years old
💙 For as low as ₱88/day ( for Ages 10- 40 y.o )

📩 Message me for a free quotation based on your age.

Alam mo ba  na possible pala pagsabayin ang ;✅ Healthcare✅ Insurance✅ Investment(saving)Kaya maraming natututo sa pag aa...
30/05/2026

Alam mo ba na possible pala pagsabayin ang ;
✅ Healthcare
✅ Insurance
✅ Investment(saving)

Kaya maraming natututo sa pag aaral Ngayon tungkol sa Kaiser at IMG para sa future( Retirement)

Hindi lang siya basta insurance -- financial education din talaga ang goal.

Kung gusto MO malaman Kung paano gumagana ang 3n1 na ito ng Kaiser Longterm healthcare+ investment+ insurance message mo lang po ako😘😊😘



Bakit patok na patok si Kaiser Ultimate Health Builder?🤔☀️9 reasons why you should include to get Kaiser Ultimate Health...
30/05/2026

Bakit patok na patok si Kaiser Ultimate Health Builder?
🤔☀️
9 reasons why you should include to get Kaiser Ultimate Health Builder. ( this is a healthcare product, not a life insurance product )

✅ 1. SPECIAL ACCESS TO 800+ hospitals NATIONWIDE
🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
Kaiser planholders have access to 2000+ hospitals and 10,000 doctors nationwide.
DURING THE FIRST 7 YEARS, mayroon pang free annual physical exam, unlimited dental checkup, unlimited simple tooth extraction at simple dental procedures ( temporary filling, minor denture adjustments). Mayroon ding in-patient benefits, EXCEPT for pre-existing illnesses, critical illness at maternity.

✅2. COMPREHENSIVE HEALTH CARE BENEFITS
🚑🏨💊🏩🌡🔬🏥
Starting on the 8th year, may consumable outpatient and in-patient benefits for all ailments, including pre-existing diseases critical illnesses, and maternity.

✅3. HOSPITALIZATION BENEFIT
🏨🛏🛌🏩
As mentioned:
first 7 years, in-patient benefits EXCEPT pre-existing, critical illness and maternity.
After 7 years, in-patient AND OUTPATIENT benefits INCLUDING pre-existing, critical illness and maternity.

✅ 4. FAMILY ASSISTANCE
👨‍⚕️🏠🏡🙏♿️
in emergencies, use family assistance to ask Kaiser to vouch for emergency admittance of family member to hospitals.

✅ 5. LIFE INSURANCE COVERAGE
🤝👨‍👩‍👧‍👦💰🗂💵
Kaiser planholders have up to 4 way insurance benefit for 20 years or age 75, whichever comes first.
-- group term insurance*
-- waive of premium on death *
-- waiver of premium on total and permanent disability*
-- accidental death and dismemberment
*subject to underwriting

✅ 6. GUARANTEED CASH BENEFIT
📊📈💸💵🎯
For 13 consecutive years after the 7th year (hindi kailangan maghintay ng age 65) guaranteed health benefits (fund value) are given.
Unused health benefits accumulate with interest for 13 years. Health fund will continue earning interest after maturity.
Accumulated health benefits consumable anytime.
May guaranteed na 3 - 10% annual interest that you can use as your guaranteed steady income during retirement even after only 20 years. Hindi kailangan maghintay ng retirement age.
You also have the option to just leave it with Kaiser to accumulate.

✅ 7. LIMITED PAYING PERIOD
⏱⏳🕰⏰⏳
Kaiser Ultimate health builder has spot cash or 7 years paying period. Guaranteeed, no additional payments!
Pay only 7 years for pre-paid, consumable healthcare you can use till any age!

✅ 8. EARLY MATURITY
Convertible to cash anytime after 20 years.
Kung kumuha ka at age 10, maturity at age 30.
Hindi na kailangan maghintay ng 100 years old.

✅ 9. UNUSED HEALTH BENEFITS AWARDED TO BENEFICIARY.
if member passes away with unused health benefits, unused benefits are inherited by beneficiary.
If member passes away during paying period, beneficiaries are given the life insurance proceeeds, AND the fully paid plan is inherited by primary beneficiary





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