18/10/2026
Myth: self-employed workers in Spain can't claim unemployment if the business goes under. ❌
Reality: there's a specific benefit for that, called cese de actividad, and it pays real money if you qualify. ✅
To be eligible you need to be registered in RETA and covered for this benefit, current on your Social Security payments, under retirement age, and have at least 12 contribution months in the last 24.
The payout is 70% of your regulatory base: a minimum of €560 a month (€749 with dependent children) up to €1,225 (€1,575 with children), lasting 4 to 24 months depending on your contribution history.
The part that trips people up: the amount depends on what you contributed, not what you earned, and the claim is won by the paperwork you prepared before closing, not by the application itself.
Read the full guide here 👇
https://www.selfemployedspain.com/unemployment-for-the-self-employed/
If you are a self-employed in Spain, you’re probably wondering if there is an unemployment for the self-employed once you close your business...