04/06/2026
🏡 Inheritance tax in Spain isn't what most expats expect — and it varies hugely depending on your region.
A few things that catch people out:
• In Spain, inheritance tax (ISD) is paid by the person who INHERITS — not by the estate, unlike the UK.
• It's a progressive tax, and each of Spain's 17 regions sets its own rules on top. The very same inheritance can be taxed completely differently in, say, Madrid versus Catalonia.
• Some regions reduce the bill by up to around 99% for a spouse or children… others are far less generous. Where you're resident genuinely matters.
We've broken the rules down region by region, and built a free calculator that factors in your area's inheritance tax to show what your family would actually need to be protected.
🗺️ Check your region and try the calculator here:
https://turnerinsurance.es/inheritance-tax-in-spain-hub/
Not sure how it affects you? We'll explain it in plain English, no jargon.
📞 966 461 625 · Turner Insurance, Jávea
ISD in Spain varies by region — compare Valencia, Madrid, Catalonia, Basque Country, Andalusia and Galicia rates and exemptions.
