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FinanXpats Kontaktinformationen, Karte und Wegbeschreibungen, Kontaktformulare, Öffnungszeiten, Dienstleistungen, Bewertungen, Fotos, Videos und Ankündigungen von FinanXpats, Versicherungsvertreter, Rathausplatz 7, Weinböhla.

06/11/2026

German doesn’t have long words. It just glues short ones together. 🇩🇪

Once you see the pattern, a lot of German paperwork gets less scary: almost every insurance word ends in -versicherung (insurance), and the part in front tells you what’s covered. Hausrat = household contents. Zahn = teeth. Reise = travel.

Which word broke you – and what’s the longest one you’ve met in a German letter so far? 👇

„I’m publicly insured, so I’m covered.“ Most people in Germany say this, and most of the time it’s true.The German syste...
05/11/2026

„I’m publicly insured, so I’m covered.“ Most people in Germany say this, and most of the time it’s true.

The German system is built around one principle: it pays for what is medically necessary, in a cost-effective way. That sounds reasonable, but it means „comfortable“, „nicer-looking“ or „convenient“ are often not included. The gaps tend to show up at the optician, at the dentist, or on holiday.

One more thing worth knowing: many public insurers (Krankenkassen) offer voluntary extras on top of the legal minimum. Examples include subsidies for professional teeth cleaning, travel vaccinations or osteopathy. These differ a lot between insurers, so it’s worth comparing them, especially if you’re choosing a Krankenkasse for the first time.

Which of these three surprised you most? 👇

02/11/2026

November is when the new car insurance bills arrive in Germany. 🚗

Here’s what most people don’t know: if your insurer raises the price without improving your cover, you usually have a special right to cancel – within one month of receiving the notice. Even after 30 November, the regular switching deadline.

Also worth a second look: your bill may show a lower total, even though the price actually went up. Your no-claims discount can hide the increase.

Did your car insurance go up this year? 👇

01/11/2026

That official-looking letter from „ARD ZDF Deutschlandradio Beitragsservice“? It’s not spam. 📬

Watch the video to see what it’s about – and why your flatmates might want to see it too.

One thing the video doesn’t cover: if the person who registered your flat moves out, the registration goes with them. Someone who stays has to register the flat again – otherwise you might get a letter about back payments later.

Were you surprised by this letter when you moved here? 👇

29/10/2026

USA vs. Germany: what surprised Jasmin most? 🇺🇸🇩🇪⚽

Her family moved to Boston for „just one year“. They stayed 10.
Now Jasmin is back in Germany and works as a relocation specialist.

So I challenged her to a kicker match and asked her one question:
What surprised you most about Germany?

Her answer? Two things. And one tip every newcomer should hear. 👀
👉 Watch till the end.

New in Germany and not sure about health insurance or your financial setup? That’s exactly what we help internationals with.
📅 Book a call: link in bio

🇺🇸 or 🇩🇪? Who do you think won the match? 👇

relocation internationals dresden siliconsaxony americaningermany kicker finanxpats

27/10/2026

Most people in Germany who file a tax return get money back – on average more than €1,000. 💶
And if you moved here mid-year, chances are you’ve paid too much tax in your first year.
The good part: you can file up to 4 years back. For tax year 2022, the deadline is 31 December 2026.
Have you ever filed a tax return in Germany? 👇

25/10/2026

We celebrated Taiwan Film Day in Dresden 🇹🇼🤝🇩🇪

Films, Taiwanese tea, and the story behind the name „Ilha Formosa“, the beautiful island.

We learn from each other, in both directions. Taiwanese culture, German culture, and everything in between. All it takes is being open and curious.

We need more evenings like this. They’re what makes people feel truly welcome in a new country.

Thank you to the .dresden, Tina , SuSu .life and everyone who came! 🙏

23/10/2026

🇩🇪 New in Germany? You’ve come to the right place!

Hey, I’m Stefan! 👋

I’m the person behind FinanXpats, and together with my team in Dresden, I help internationals navigate the German insurance and financial system.

Having worked with international teams around the world, I know that moving to a new country comes with plenty of questions - and Germany doesn’t always make finding the answers easy. 😉

That’s exactly why I created FinanXpats.

Here, you’ll find practical insights about health insurance, financial decisions, and everyday life in Germany. Explained simply, without unnecessary jargon.

My goal? To help you feel informed, confident, and at home in Germany. 🇩🇪

👉 Follow for insights that make life in Germany a little easier.

💬 What’s one thing you wish someone had explained to you before moving to Germany?

Flu season in Germany comes with its own paperwork.Many internationals are surprised that the rules here are so precise:...
22/10/2026

Flu season in Germany comes with its own paperwork.

Many internationals are surprised that the rules here are so precise: who you tell, when you need a doctor’s note, and what happens to your salary after six weeks. Knowing this before you’re lying in bed with a fever saves a lot of stress.

One thing worth checking today if you’re privately insured: sick pay after week 6 isn’t automatic. It only exists if your plan includes „Krankentagegeld“ – and the day it starts paying varies.

Also on the radar: the German government wants to change the rules on phone sick notes and notes from day one. Nothing has been decided by law yet – we’ll keep you posted.

Did any of this surprise you? Share it with a colleague who just moved to Germany.

You moved to Germany because you’re very good at what you do.Then you tried to book a doctor’s appointment by phone.This...
16/10/2026

You moved to Germany because you’re very good at what you do.
Then you tried to book a doctor’s appointment by phone.
This is one of the least discussed parts of relocating. At work, you lead projects, solve problems and people come to you for answers. An hour later, you’re rehearsing a sentence before calling the Hausarzt, reading an official letter for the third time, or nodding along at the bakery without being sure what you just agreed to.
You haven’t become less capable. You’ve become a beginner again, in dozens of small things at once, after years of not having to be one.
No wonder it’s exhausting. In this year’s Expat Insider survey, 62% of internationals in Germany said learning the language is difficult.
So I’m curious where you stand:
Should you push through this phase as fast as possible, learn the language and do everything yourself? Or is it completely fine to get help with the small things and save your energy for what really matters?
What helped you most when you felt like a beginner again?

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