Oliver Wilcox IFA

31/05/2022

Don’t wait till it’s too late. Visualise your retirement now. Everyone forgets that when you retire, your pension becomes your 'salary', are you looking after your retirement fund?

Whether you’re in your twenties and just starting out, or in your sixties and on the brink of retirement, you want the best possible returns for your nest egg.

How are you saving
• State Pension
• Relying on your former company to pay what they promised
• Personal Pension
• Relying on family to help

Do you want to go on vacation every year or travel frequently?
Will you downsize your home?
Will you be working part time during retirement?
What will your hobbies be /how much will they cost to maintain?
How often will you eat out?
What will your medical expenses be?

To be fully prepared for retirement, you need to take inventory of all your financial resources to realistically determine what your potential income could be. If you do not plan properly, you could run out of money in a few years.

Although retirement is a long way off when you are in your 20s, financial experts say this is the perfect time to harness the power of compound interest to maximise savings.

21/04/2022

https://www.linkedin.com/feed/update/urn:li:activity:6917813112079319040/

03/08/2021

The government says lowering the state pension age is not fair or affordable for taxpayers.

12/01/2021

"Tesco, Asda and Waitrose have become the latest supermarkets to say they will deny entry to shoppers who do not wear face masks unless they are medically exempt..."

It follows similar moves by Morrisons and Sainsbury's, but those with medical reasons will be exempt.

06/01/2021

The defined benefit (DB) pension scheme deficits of the UK’s 350 largest listed companies finished 2020 at £70 billion, research from Mercer shows.

If you hold a defined benefit pension in the UK and would like some more information on the figures reported the article we'd would be happy to help.

The shortfall was £70 billion by the end of the year, research from Mercer shows.

05/10/2020

"Europe is tightening restrictions to regain control of resurgent coronavirus infections, with Paris closing bars and new curbs likely on the way in Italy and Ireland..."

Europe is tightening restrictions to regain control of resurgent coronavirus infections, with Paris closing bars and new curbs likely on the way in Italy and Ireland.

24/09/2020

"Chancellor of the Exchequer Rishi Sunak set out his plan to rescue millions of jobs and businesses from a winter crisis as the coronavirus pandemic again threatens to derail the U.K. economy..."

Chancellor of the Exchequer Rishi Sunak set out his plan to rescue millions of jobs and businesses from a winter crisis as the coronavirus pandemic again threatens to derail the U.K. economy.

14/09/2020

"There's been a flurry of major deals, progress towards workable vaccines, and looming new lockdowns. Here’s what’s moving markets..."

Get up to speed with what's moving markets

24/08/2020

"European stocks climbed to a one-week high and equity futures rose amid a thaw in U.S. and China relations and hopes of wider access to new coronavirus treatments..."

European stocks climbed to a one-week high and equity futures rose amid a thaw in U.S. and China relations and hopes of wider access to new coronavirus treatments.

19/08/2020

Certainly worth a read!

Financial planners share what they tell clients not to do.

07/08/2020

"Good morning. The U.S.-China dispute is accelerating on the tech front, there are new theories about the virus's early spread, and there's a stimulus stand-off. Here’s what’s moving markets..."

Get up to speed with what's moving markets