Robert Personal Finance

Robert Personal Finance 👨🏻‍🎓12yr+ Chartered Accountant
💰 Teaching about Money and Investing
👇Get my FREE Budget planner or book a call today

How to get out of debt quickly in 5 simple steps
20/01/2025

How to get out of debt quickly in 5 simple steps

💰 Saving vs. Investing: Is It Worth It? 📈Ever wonder what happens if you save $500 a month vs. invest it? 🤔 Here’s the b...
18/01/2025

💰 Saving vs. Investing: Is It Worth It? 📈
Ever wonder what happens if you save $500 a month vs. invest it? 🤔 Here’s the breakdown for 5, 10, 15, and 20 years.

🛑 Savings: Steady, but flat.
🚀 Investing: Compounding does its thing.

The longer you invest, the bigger the gap gets. Don’t sleep on the power of time! 🔥

Which would you choose? Saving or investing? Let’s discuss in the comments!

02/01/2025


How do Expats in Germany/Europe invest? Are you sticking with your home investment strategy or are you adding European stocks/ buying property? Love to hear more about it.

I have reached 3K followers! Thank you for your continued support.🙏
26/04/2024

I have reached 3K followers! Thank you for your continued support.🙏

I've just reached 3K followers! Thank you for continuing support. I am hoping to build a community here to help as many ...
15/10/2023

I've just reached 3K followers! Thank you for continuing support. I am hoping to build a community here to help as many people as possible with their financial journeys. 🙏🤗🎉

I've received 1,000 reactions to my posts in the past 30 days. Thanks for your support. 🙏🤗🎉
02/10/2023

I've received 1,000 reactions to my posts in the past 30 days. Thanks for your support. 🙏🤗🎉

Compounding (the interest on interest) is great when it comes to investing, but it doesn’t work in your favour all the t...
27/09/2023

Compounding (the interest on interest) is great when it comes to investing, but it doesn’t work in your favour all the time. When it comes to loans, the opposite thinking is needed, meaning hold it for as short as possible and get the smallest possible interest.

Look at the total interest cost and compare it to the price of the item:

Car Price: 25,000
Interest rate: 12%
Term: 6 years
Total interest: 10,190 (or 41% of the price!)

Ask yourself: Does it makes sense to pay 41% more for this car?

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