Dungalmaa Christmann

Dungalmaa Christmann Wir geben jedem die Chance seine eigene Zukunft in die Hand zu nehmen und zu gestalten.

05/10/2025

On average, my clients receive back €1,400 as a tax refund. 💸✨
Do you also want to benefit from our financial strategy?

Small adjustments and smart planning can unlock more money for you — money you didn’t know you could get back.

At DVAG Geschäftsstelle Dungalmaa Kreß, I help international professionals maximize their tax returns and improve their overall financial situation.

Ready to claim what’s yours? DM me ‚REFUND‘ 💬





29/09/2025

Are you looking for a financial advisor who understands you — without explaining your cultural background? 🌍🤝

Your financial goals are personal, and so is your story. Working with someone who truly gets where you come from makes all the difference.

At DVAG Geschäftsstelle Dungalmaa Kreß, I specialize in helping international professionals navigate financial decisions — no awkward explanations needed.

Ready for advice that speaks your language? DM me ‚ADVISOR‘ 💬






24/09/2025

🌍 Hi, I’m Dunja – Financial Advisor, wife, and proud mom.
After 16 years in Frankfurt’s banking world and now 6 years with DVAG, I’ve built a multicultural team and supported 650+ clients on their financial journey.

💡 Our mission: Everyone deserves a financial advisor.

👉 Especially international professionals in Germany: we understand your unique needs — from real estate financing abroad, to early retirement planning, to protecting your family’s health and wealth.

📍 Offices in Bad Homburg, Cologne, and Mannheim – with more to come.
✨ Ready to build your financial future with experts who truly get you?

📲 Book your appointment today – link in bio!

22/09/2025

Yesterday I had a client with €70,000 just sitting in his bank account… earning 0% interest. 😳🔥

Why do people like to burn their money like that instead of investing it? Keeping money just sitting there means it loses value every day — thanks to inflation.

At DVAG Geschäftsstelle Dungalmaa Kreß, I help international professionals make their money work smarter, so it grows instead of shrinking.

Want to stop burning money? DM me 'INVEST' 💬

19/09/2025

Want your kids to succeed? Then it starts with you. 👶🔥

Save for their education, protect them with the right insurance and build generational wealth. And the earlier you start, the bigger the impact will be!
Spoiling them now won't help. Setting them up for life will...

At DVAG Geschäftsstelle Dungalmaa Kreß, I help international professionals build financial plans that give their children real opportunities.

Want to take the first step? DM me 'KIDS' 💬

17/09/2025

✨ Finally… a financial advisor who actually understands what it means to live between two worlds.

Being an expat in Germany isn’t just about opening a bank account — it’s about navigating big, life-changing decisions:
🏡 Financing a home here or back in your home country,
🔨 Renovating the family house abroad while balancing savings here,
🕰 Calculating retirement so you can stop working earlier,
📑 Understanding “insurance German” and making the right choices

This is where I step in.
At DVAG Geschäftsstelle Dungalmaa Kreß, I support international professionals with the real financial challenges that come with cross-border lives. No generic advice — but clear, tailored strategies that give you stability, confidence, and freedom.

📩 DM me “expat” and let’s create a plan that connects your life in Germany with your dreams around the world.

14/09/2025

What if a financial emergency hits you tomorrow — are you ready? 🚨💸Build an emergency fund that covers at least 3 months of your essential expenses such as rent, groceries, car and other subscriptions. If you don't have it, save it slowly, month by month starting from 50€ a month. At DVAG Geschäftsstelle Dungalmaa Kreß, I help international professionals build financial safety nets that actually work.Want to start building yours? DM me 'EMERGENCY' 💬

🌍 Moving to Germany as an international professional can feel like living in two worlds.You support family back home, dr...
10/09/2025

🌍 Moving to Germany as an international professional can feel like living in two worlds.

You support family back home, dream of building a future here, and balance currencies, banks, and tax systems across borders. And yet, when you sit down with most financial advisors, they just don’t get it. Instead of feeling understood, you end up explaining your life.

That’s why I’ve built my practice differently.
At DVAG Geschäftsstelle Dungalmaa Kreß, I work with expats, for expats. I understand the complexity of cross-border lives — your priorities, your challenges, your dreams.

Here, you don’t need to translate your culture or your goals. We skip the awkward explanations and go straight to creating clarity, stability, and financial freedom.

📩 DM me ""expat"" and let’s design a plan that truly understands both where you come from and where you want to go.

08/09/2025

Stop spending money without thinking — this is your wake-up call 😬💸 The simplest habit to fight impulse spending: Ask yourself 3 times before buying anything — especially why! Most reasons in your head aren't good ones. And deep down, you know it. Taking a moment to reflect is the easiest way to stop impulse spending.At DVAG Geschäftsstelle Dungalmaa Kreß, I help international professionals get the right advice for their financial decisions.Want more tips? DM me 'MONEY' 💬

05/09/2025

Want to get approved for a loan? Start with your credit score. Benefit: A strong credit score is equal to better loan chances, lower interest and more financial freedom. Here are 3 simple ways to boost it:1. Stick to 2 bank accounts - too many can signal instability 2. Keep only one or two credit cards - More than 2 cards can hurt your score3. Avoid frequent address changes - Stability builds trust with lenders These small changes can improve your creaditworthiness and secure your loan At DVAG Geschäftsstelle Dungalmaa Kreß, I help international professionals optimize their credit scores for financial success.📩 DM me to learn more about boosting your credit score.

01/09/2025

What is schufa and why does it matter??🔍 Schufa tracks your financial behavior and determines your creditworthiness. Banks use it to decide if you can get a loan, credit card, or even rent an apartment.💳 A high score means better chances for financial products, while a low score could lead to higher interest rates or rejections.💡 Want to improve your Schufa score and make smarter financial moves?At DVAG Geschäftsstelle Dungalmaa Kreß, I help international professionals understand and manage their Schufa score.📩 DM me for tips on boosting your credit!

Adresse

Basler Str. 3
Bad Homburg
61352

Öffnungszeiten

Montag 09:00 - 15:15
Dienstag 09:00 - 15:00
Mittwoch 09:00 - 15:00
Donnerstag 09:00 - 15:00
Freitag 09:00 - 15:00
Samstag 09:00 - 15:00

Telefon

+491746852576

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