Rizeapp

08/06/2023

Looking for the wisest ways to save money? Here are some money-saving life hacks that can help you get ahead:

💷Transfer expensive credit card debt. Look for a 0%-balance transfer credit card deal.

💷If you find yourself overdrafting, organise a free overdraft now. Find a bank that offers interest-free overdraft buffers.

💷Make sure you are claiming all tax reliefs that are available to you.

💷Use a budgeting app to keep you on track, and use an open banking app (like RIZEAPP) so you can easily see the bigger picture of your finances.

💷Remember to haggle with some of your service providers. Broadband, mobile phone and internet providers will often lower prices if you take the time to contact them.

What is your best money-saving hack?

07/06/2023

With RIZEAPP, you are always at the centre of your financial wellbeing, with hyper-personalised tools and interactions that will put you on the right track for holistic financial success.

Our app will help you build healthy financial habits, empowering you to expand your financial future.

Learn more about our financial superapp here: https://www.rizeapp.com/

06/06/2023

Warren Buffet is a legend in the investment world. He offers up some of the best advice for private investors, but his ideas sometimes require a bit of interpretation.

Here are a few of his most famous nuggets of wisdom and tips on how to use them:

🪙 "Our favourite holding period is forever.’’ When buying stocks, your intention should be to hold on to them for as long as possible to avoid the pitfalls of short-termism.

🪙 ’’Diversification is protection against ignorance.’’ Diversification should be a priority for investors, but Buffet doesn’t hold true to his own advice here, and diversifying for diversification’s sake is a poor investment strategy.

🪙 "Risk comes from not knowing what you’re doing.’’ Basically, don’t invest in what you don’t understand. Nobody can understand every single aspect of a prospective investment, but it’s important to have enough information to understand the conditions under which their investment is likely to do well or poorly.

What do you think of Buffet’s advice?

01/06/2023

When you come into a lump sum of money, it can be difficult deciding the wisest way to use it with so many savings and investment options.

Here are some of the most common ways people use a lump sum when they receive a windfall:

💰Paying off debt - large debt, like credit card debt, can quickly compound. Paying off debt will not only improve your financial situation, it will also relieve a lot of stress.

💰Investing - while it involves a higher level of risk, it can lead to greater profits. Some people will make a variety of investments in stocks, shares and bonds and let their money build over time. Others will use half the lump sum in investments and put the rest in savings — it all depends on your comfort level.
💰Build up emergency savings - some people prefer to put their lump sum in a savings account and allow it to build up interest over a long period of time. This is a more conservative approach but gives you access to your funds easily in case of an emergency.

💰An ISA - There are lots of different types of Individual Savings Accounts that can help you save for things like a house, retirement or even towards your children’s future, with some ISAs offering tax-free interest up to £20,000.

However you plan to use your lump sum, it’s a great idea to explore all your options in order to build a strong financial future.

*The content of this page is for general information purposes only and does not constitute financial advice. Past performance is not indicative of future results.
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*All financial instruments involve an element of risk. Crypto CFDs are not available to UK residents.

31/05/2023

Get the only financial app that helps you pay, spend, invest, and grow your wealth while sharpening your financial awareness.

Not to get too technical, but RIZEAPP’S algorithm learns and pre-empts your needs and potential wealth management scenarios across a broad set of microservices, revealing insights with a deep dive into your financial habits. Basically, it’s a superapp🦸⚡

Learn more: https://bit.ly/42J6asW

30/05/2023

Even though alternative assets can offer investors a great opportunity to diversify their portfolios and hedge against inflation, historically, they have come with their own complexities that make them less appealing.

Fintech has revolutionised the alternative asset space with platforms that make investing more transparent and efficient. From machine learning in property valuation and the digitisation of collectables to gold trading as a digital asset, alternatives are now accessible in new ways.

Find out more here: https://bit.ly/3MHyCVW

Alternative assets can be used by high-net-worth and ultra-high-net worth investors to diversify portfolios and hedge against inflation. But characteristics such as illiquidity, time-consuming manual processes and a lack of transparency can make these assets more cumbersome than mainstream ones.

25/05/2023

The multinational pharmaceutical company Merck is making a move to strengthen their position in the field of immunology by purchasing Prometheus Biosciences for a handsome sum of 10.8 billion.

It will be interesting to see the development of this pharma giant’s promising experimental treatment for ulcerative colitis and Crohn’s disease.

Read more about the exciting science coming out of the recent acquisition here: https://bit.ly/41Jh3K7

24/05/2023

Welcome to Wall Street without the walls🧱

Regardless of the stock price, you can own fractions of your favourite companies for only £10, with ultra-low commissions.

And, with fractional shares, you can split your investments among several stocks to achieve a more diversified portfolio and put small cash balances to work quickly to maximise your returns!

See how RIZEAPP can help you diversify here: https://bit.ly/3Ac06MI

23/05/2023

Being busy is part of life, but as a result, many of us are always searching for the next life hack to save us some time. But an improved life doesn’t have to be made up of a million hacks. Maybe try some small habitual changes that have the potential to make a big impact.

Check out this article put together by experts in their fields advising on how to make your life a little better: https://bit.ly/43IzoJ0

Treat sleep like it’s a friend, make a single-item to-do list, and other unexpected ways to improve your life.

18/05/2023

Netflix's recently announced earnings showed mixed results, ‘with the company beating analysts' estimates for earnings and subscriber growth, but falling short on guidance'.

But as the streaming market grows ever more competitive, will Netflix be able to continue to grow their subscriber base and revenue?

Find out more here: https://bit.ly/3oqQPh2

*The content of this page is for general information purposes only and does not constitute financial advice. Past performance is not indicative of future results.
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17/05/2023

Need another reason to open an account with RIZEAPP?

How about some free money? Get €5 deposited to your RIZEAPP account upon completing your registration! 💥Money in the bank🏦

Find out more: https://bit.ly/3orHaH7

16/05/2023

Maintaining a healthy work-life balance is essential for both your personal and professional wellbeing.

Striking the right balance of time and energy between work and your personal life can lead to increased job satisfaction, better overall health, improved relationships, and higher productivity. Yet, so many of us struggle to achieve it.

If you’re one of the many struggling to get there, whether you’re a manager or an employee, here are some helpful tips for you: https://bit.ly/3MUtoXy