01/03/2021
๐ง๐ถ๐บ๐ฒ ๐๐ผ ๐ฟ๐ฒ๐๐ถ๐ฒ๐ ๐๐ผ๐๐ฟ ๐ฐ๐ฎ๐๐ต ๐ต๐ผ๐น๐ฑ๐ถ๐ป๐ด๐
Holding money in cash may have seemed like the safest bet during the turbulent markets we saw at the start of the pandemic, but if you hold a significant amount in cash, you could well be losing money in real terms, as it may be earning less than the rate of inflation.
๐๐โ๐ ๐๐ถ๐บ๐ฒ ๐๐ผ ๐ฐ๐ผ๐ป๐๐ถ๐ฑ๐ฒ๐ฟ ๐ต๐ผ๐ ๐บ๐๐ฐ๐ต ๐ฏ๐ฒ๐๐๐ฒ๐ฟ ๐ผ๐ณ๐ณ ๐๐ผ๐ ๐ฐ๐ผ๐๐น๐ฑ ๐ฏ๐ฒ.
It makes sense to hold six months of your salary in cash for emergencies and short-term expenses, but anything over that may work better for you invested in a selection of different assets that can deliver better long-term returns.
If the turbulent markets have left you nervous, investing in several small doses or โdrip-feedingโ, instead of investing one large sum, might be an option to consider while markets are volatile. This gives you the best opportunity to take advantage of depressed share prices, while also smoothing out the returns, so that you enjoy a less volatile ride.
๐๐ฒ๐โ๐ ๐๐ฎ๐น๐ธ ๐๐ผ ๐ฒ๐ป๐๐๐ฟ๐ฒ ๐๐ผ๐๐ฟ ๐ถ๐ป๐๐ฒ๐๐๐บ๐ฒ๐ป๐ ๐ฝ๐ผ๐ฟ๐๐ณ๐ผ๐น๐ถ๐ผ ๐ถ๐ ๐ฎ๐น๐ถ๐ด๐ป๐ฒ๐ฑ ๐๐ถ๐๐ต ๐๐ผ๐๐ฟ ๐น๐ผ๐ป๐ด-๐๐ฒ๐ฟ๐บ ๐ด๐ผ๐ฎ๐น๐.
Send me an email so that we can arrange a conversation over the phone or online about your investment plans. In the meantime, visit Quilter Internationalโs support hub with guides and tools to help you ahead of our meeting. https://www.quilterinternational.com/support-and-help/investing-in-uncertain-times/
Your Feedback is welcome and valued.
๐ ๐ฎ๐ฟ๐ถ๐ผ๐ ๐ง๐ต๐ฒ๐ผ๐ฐ๐ต๐ฎ๐ฟ๐ถ๐ฑ๐ฒ๐ MSc, MBA
Director - Cert ICCS, CYSEC
Email: [email protected]
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DISCLAIMER: An investor may get back less than the amount invested. Information on past performance, where given, is not necessarily a guide to future performance.
At times like this it can be worthwhile to think about the principles and safeguards you rely on - especially the importance of taking expert financial advice.
