HAPIC

HAPIC Digital banking ecosystem, aimed to provide high-end financial services for European SME Our core values are transparency, trust and dedication.

HAPIC LTD is a team of professionals aimed to build a next generation B2B digital bank for European SME. HAPIC strives to become a reliable partner for digital and digitizing European businesses, enabling them to operate and manage funds effectively. As entrepreneurs we continuously facing the challenges with financial services providers and witness that European businesses struggle with the same

problems. HAPIC LTD are humans, and as humans we are customer-centric and focused on real businesses' needs. At the same time we are industry experts and safe and reliable as traditional bankers. Our goal is to build B2B ecosystem, gathering together European business community

We aim to not only provide best-in-class solutions but also impact digital banking market, creating inclusive ecosystem for European entrepreneurs of all sizes and industries, to make it safe networking basecamp for business owners, their employees, partner banks and FinTechs.

24/03/2023

Is a new financial scandal brewing, or does know and manage its risks? Revolut reported profitability first (2021) year, but “UK regulators highlighted significant flaws in the auditing of its accounts, including an ‘unacceptably high’ risk of “material misstatement” Financial Tim...

Before we started planning ’s branding, we had an idea to see how our brand logo would look through kids’ eyes 🤓.Last a...
30/01/2023

Before we started planning ’s branding, we had an idea to see how our brand logo would look through kids’ eyes 🤓.

Last autumn our family-team organized two corporate events - Graffiti Parties for Kids. For this we invited the most famous Graffiti Designer in Limassol. The first part was at HAPIC’s office, the second one took place on the street. We respect the look of the city and drew graffiti only on authorized walls that our graffiti designer has access to.

For two hours, designer taught the kids the basics of graffiti design, the main styles, the street art, and the rules of art activity. It turned out that graffiti designers have their own secrets - they never reveal their real names and use only nicknames.

We had an amazing and colorful art parties 🎨, we drew the HAPIC logo and other cool drawings together with kids, ate pizza and danced.

The main values of HAPIC are transparency and trust that's why the first step in branding we made through kids’ eyes - “transparent and trusting”!

And for kids this was a great way to get involved in art and creativity, and they had a blast making their own graffiti art at the event! They were excited to see their own works of art on the wall and loved showing them to their friends. The kids had a lot of fun and they really enjoyed the experience!

In product development HAPIC is aimed to provide best-in-class solutions ensuring faster innovation and efficienc...
20/01/2023



In product development HAPIC is aimed to provide best-in-class solutions ensuring faster innovation and efficiency. Our core values are transparency, trust and dedication. This approach fully reflects the main criteria on which FinTech is based.

𝑨𝒏𝒕𝒐𝒏 𝑲𝒐𝒎𝒖𝒌𝒉𝒊𝒏, 𝑯𝑨𝑷𝑰𝑪 𝑷𝒓𝒐𝒅𝒖𝒄𝒕 𝑴𝒂𝒏𝒂𝒈𝒆𝒓

📎The pandemic crisis has forced various industries to embrace innovation and opened up a realm of amazing possibilities. Being an observer is no longer an option, I think. We need to join forces and work on building a new future for businesses together. Fintechs begin to pervade our lives and are intended to facilitate them.

Customers are looking for improvement of the quality of services when it comes to their banking solutions - transparency, cost, availability, convenience, and trust. These are the key five criteria. Financial institutions need to focus on mobile payments and hassle-free onboarding in order to remain competitive in the ever-changing world.

Digitalization is a major trend that is continuing to grow and will have a significant impact on the future of FinTech. Online access to services, automatic onboarding, credit card issuance, and online AML/KYC checks are important aspects for the future of industry.

Fintechs provide a solution by taking care of both individual business problems and entire business processes, saving time and money. The collaboration between fintech and traditional banks creates a synergistic effect that opens up new opportunities for both parties. Fintechs create innovative solutions and gain access to banking infrastructures, while banks receive a new product and stream of customers.

The future of financial world is in our hands. I truly believe that we can build a world that is more innovative with better solutions supported by technology. This is the time for FinTech lead the way to a better future.📎

𝐖𝐞 𝐛𝐮𝐢𝐥𝐝 𝐭𝐡𝐞 𝐬𝐞𝐭𝐭𝐥𝐞𝐦𝐞𝐧𝐭 𝐛𝐚𝐧𝐤 𝐟𝐨𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬.It's time to tell who we are and what we do.We are launching a digital settlem...
16/01/2023

𝐖𝐞 𝐛𝐮𝐢𝐥𝐝 𝐭𝐡𝐞 𝐬𝐞𝐭𝐭𝐥𝐞𝐦𝐞𝐧𝐭 𝐛𝐚𝐧𝐤 𝐟𝐨𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬.

It's time to tell who we are and what we do.

We are launching a digital settlement bank for B2B and our target audience is technology companies doing business in the EU.

We have started in the middle of last year and have managed to:
✔️Set up a business model and product release milestones;
✔️Do market research and draw the business plan;
✔️Start developing the acquiring processing;
✔️Submit EMI license application to the Central Bank;
✔️Build a core business team: C-level executives, software developers, key personnel who are essential to submit the documents for a license and develop technological and operational processes;
✔️Build an operational-legal infrastructure.

Our service will be based on 2 flagship products: Acquiring and Settlement. For the second half of the year, we plan to launch MVP processing, start serving pilot customers as a third party provider and collaborate with different partners in order to streamline the operational processes of the newly launched settlement bank.

We do not plan to work in a B2C model.

Here are our focus, task and plan:
✔️to become a convenient bank for business;
✔️to create a convenient settlement product for SME;
✔️to make it possible for B2B customers to accept online payments (acquiring);
✔️to issue bank cards for our clients, founders, employees and their families.

Address

30 Arsinoes Street, Lillytos Building, 3rd Floor
Limassol
3021

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