29/06/2026
Moving to Cyprus? Here's the insurance you may need before and after your relocation.
Whether you're moving to Cyprus for work, retirement, to start a business, or simply for a better lifestyle, it's important to understand which insurance policies are mandatory and which are recommended to protect yourself and your family.
📌 Mandatory Insurance
🛂 Health Insurance for Immigration
For many residency applications, private health insurance is required as part of the immigration process. Depending on your permit, your policy may include:
✔️ Hospitalisation (inpatient care)
✔️ Emergency medical treatment
✔️ Outpatient cover
✔️ Doctor visits & diagnostics
✔️ Repatriation (where required)
🚗 Motor Insurance
If you own or drive a vehicle in Cyprus, you must have at least Third-Party Motor Insurance by law.
💡 For greater peace of mind, many drivers choose Comprehensive Motor Insurance, which offers wider protection for your own vehicle, theft, fire, accidental damage, and more.
👥 Employers' Liability Insurance
If you're employing staff in Cyprus, Employers' Liability Insurance is a legal requirement. It protects employees in the event of workplace accidents or occupational illnesses, and employers must ensure the policy remains active and renewed.
💼 Professional Indemnity Insurance
Certain regulated professions, such as lawyers, accountants, architects, engineers, and insurance intermediaries, are legally required to maintain Professional Indemnity Insurance.
🛡️ Other Insurance Worth Considering
Although not legally required, many expats also choose to protect what matters most with:
🏠 Home & Contents Insurance
❤️ Life Insurance
🩹 Personal Accident & Income Protection
✈️ Travel Insurance
🏢 Business Insurance
⚖️ Public Liability Insurance
💻 Cyber Insurance
Moving to a new country is exciting—but having the right insurance in place can save you time, money, and stress if the unexpected happens.
If you're planning your move to Cyprus or have recently relocated, we'd be happy to help you understand your options and find the right cover for your needs.
📩 Get in touch with the Aplassure team for expert advice.