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ExpatInvest Get your RMB working for you. ExpatInvest provides access to simple and transparent local capital market investments for expatriates in China.

28/08/2026

📈 China's banking sector breaks through market headwinds as CITIC Bank reaches an all-time high.

Key facts:
- China CITIC Bank's A+H share market cap surpasses ¥450 billion RMB.
- Q2 2024 commercial bank net interest margin rises to 1.41%, up 1 basis point from Q1.
- This is the first quarter-on-quarter NIM increase since Q1 2022, ending a 4-year downtrend.
- Gains also recorded at Chongqing Rural Commercial Bank, Bank of Xiamen, Bank of Suzhou, and Bank of Shanghai.

Read More:
- Eastmoney Choice Data: https://choice.eastmoney.com/
- China CITIC Bank Investor Relations: https://www.citicbank.com/
- National Financial Regulatory Administration: http://www.cbirc.gov.cn/english/main/index.html
- Eastmoney Finance NIM Analysis: https://finance.eastmoney.com/a/202408213163351234.html
- Original article: https://freshfromchina.com/chinas-banking-sector-breaks-through-market-headwinds-citic-bank-hits-record-highs/

26/08/2026

By late 2023 the Shanghai STAR Market stood at 550 listed companies and $911 billion in market cap.

That made it the 20th largest exchange in the world after just four years of trading.

It was roughly the size of Brazil’s entire stock market. And 13.8 percent of the Shanghai Stock Exchange’s total value came from this single board.

For expat investors eyeing exposure to China’s hard tech and biotech sectors, the STAR Market remains the primary venue for registration-based IPOs and national strategy-aligned companies.

Full snapshot: https://expatinvestchina.com/our-guide-to-the-shanghai-star-market/

24/08/2026

📉 Six Walnuts stock crashes limit down after ¥1.6B RMB semiconductor bet

Yangyuan Drinks hit limit down shortly after market open.

The company invested ¥1.6 billion RMB in Yangtze Memory Technology for a 0.99% stake.

H1 2026 financials:
Revenue +41.97% to ¥3.50 billion RMB
Net profit +14.80%

Read More:
https://freshfromchina.com/six-walnuts-stock-crashes-to-limit-down-what-happened-to-yangyuan-drinks/
https://www.cs.com.cn/
https://finance.eastmoney.com/a/202608233850395010.html

22/08/2026

700,000 residency permits were issued in China in 2023 alone.

The single most important tax lever for expats holding one of those permits is the extension of Benefits-in-kind deductions through December 31, 2027. This policy allows you to deduct housing, language training, and children's tuition expenses directly from your taxable income.

These deductions can drop you into a lower tax bracket entirely.

The golden rule from the guide: If these benefits are not in your contract, get them added immediately. Talk to your HR officer or lawyer.

Read the full tax roundup:
https://expatinvestchina.com/foreigners-in-china-the-income-tax-roundup/

21/08/2026

📊 Data Point: Retail investor retreat vs. institutional re-entry in China's chemical sector.

A major divergence in investor behavior around Satellite Chemical 卫星化学.

Key facts from Q2 reporting:

- "Super Retail Investor" Luo Zhanghua reduced his holdings by over 61% or 27.41 million shares.

- The Bill & Melinda Gates Foundation Trust re-entered as a top ten shareholder with 20.11 million shares.

- China's Basic Pension Fund and National Social Security Fund also cut positions, reducing by a combined 11.4 million shares.

- Meanwhile, the broader chemical sector saw a 25.97% quarter-on-quarter decrease in active equity fund holdings.

- Yet 5 new chemical-themed ETFs launched since July with ¥1.1 billion RMB in total issuance scale.

Read More:
https://freshfromchina.com/inside-the-retail-investor-exodus-from-satellite-chemical-why-the-gates-foundation-is-quietly-buying/

References:
https://www.cnstock.com/
http://www.satellite-chem.com/
https://www.gatesfoundation.org/
https://www.glsc.com.cn/

18/08/2026

📊 China's A-share market cap ranking reshuffled: Changxin Technology hits ¥4 trillion RMB.

📈 Changxin Technology now the highest-valued listed company on China's A-share market, surpassing Tencent and 2.5 times larger than Kweichow Moutai.

💴 MSCI China All Shares Index inclusion on August 10, 2026 triggered significant passive capital flows from international funds.

🚀 IPO debut on July 27, 2026 saw a 471.59% opening day surge with single-day turnover exceeding ¥100 billion RMB.

Read More:
https://freshfromchina.com/changxin-technology-becomes-chinas-new-king-of-stocks-as-market-cap-hits-%c2%a54-trillion-rmb/

18/08/2026

As of May 2015, China’s deposit insurance scheme covered up to 500,000 RMB per depositor.

That’s about $80,000 USD. Lower than the FDIC’s $250,000 but nearly identical to Europe’s €100,000 standard and higher than most Asian peers.

For expat investors holding cash in Chinese banks, this explicit cap is only half the story. The implicit guarantee from near-total government ownership of major banks added a second layer of protection.

The full breakdown and a 31-country comparison chart are in the original post.

Read here: https://expatinvestchina.com/does-china-have-deposit-insurance/

15/08/2026

🇨🇳 China's July 2026 Financial Data: A Quality-Over-Speed Shift Reshaping Credit Markets

RMB loans decreased by ¥340 billion RMB $47.6 billion USD in July, the first negative turn in two months. This reflects banks deliberately prioritizing loan quality over volume.

Non-bank financial institutions saw a strong inflow of ¥5.76 trillion RMB $806 billion USD for the first seven months of 2026. Household deposits migrated away from traditional banking with a net outflow of ¥630 billion RMB $88.2 billion USD in July alone.

Interest rates for new corporate loans hit record lows, slightly below 3.0% in July, approximately 0.2 percentage points lower than the previous year.

Despite weak overall loan demand, credit is being strategically reallocated toward underserved sectors. Inclusive small and micro loans grew at 9.0% year-on-year, and medium-to-long-term loans for the service sector excluding real estate grew at 9.3% year-on-year.

Total Social Financing stock reached ¥463.27 trillion RMB $64.86 trillion USD, a 7.4% year-on-year increase.

References:
https://freshfromchina.com/chinas-july-2026-financial-data-the-quality-over-speed-lending-shift-thats-reshaping-credit-markets/

14/08/2026

As of late 2023, the Shenzhen Stock Exchange stood at 4.38 trillion USD in market cap and ranked 6th globally.

It reached that position in only 33 years. For context, the NYSE began in 1792 and the London Stock Exchange in 1801.

The exchange hosted 2,883 listed companies, 664 funds, and 13,451 bonds. Manufacturing represented over two-thirds of total market value.

For expat investors, this is where China's growth capital lives. The ChiNext board alone housed 1,337 tech companies, modeled on Nasdaq.

Get the full structural guide: https://expatinvestchina.com/guide-to-the-shenzhen-stock-exchange/

12/08/2026

📈 China CRO Rally: ¥11.08B RMB Net Profit + Up to 1,377% Earnings Growth

WuXi AppTec reported H1 2026 net profit of ¥11.08 billion RMB, a 29.43% year-on-year increase.

Joinn Laboratories expects first-half earnings growth between 884.9% and 1,377.4% year-on-year.

The global CRO market is forecast to reach $122.6 billion USD by 2026, with a CAGR of 10.3% from 2023 to 2026.

Read More:
https://freshfromchina.com/cro-stock-market-rally-why-chinese-contract-research-organizations-are-surging-in-2026/
https://finance.eastmoney.com/a/202608103836733941.html
https://www.wuxiapptec.com/
http://www.pharmaron.com/
https://www.asymchem.com/

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