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Ghinko, ActivSpaces Buea, Buea (2026)

22/01/2024

🚀 Breaking Boundaries in Finance with Ghinko! 🌐💰

Over the weekend, we encountered a common frustration – the need for urgent payments. 💳💼 Our client sought rapid solutions, exploring options like Western Union, MoneyGram, and Worldremit for their same-day clearance which always worked out but for some reason, he needed to use PayPal. Now it's no strange thing for banks, with their 3-5 day processing, that's a no-no.

Enter PayPal, an attempt that echoed the all-too-familiar struggle: hurdles and transaction failures. When managing money, timely access is paramount, and obstacles like these can be a real headache.

🌟 Introducing Ghinko: Your Global Financial Game Changer!

We are thrilled to announce that our global services are stepping into the spotlight with Ghinko. 🌍💼 From lightning-fast financial transactions to complete client account control and cutting-edge personal finance management, Ghinko is not just an app – it's a global financial superpower and your go-to alternate banking solution for everyday use.

💡What Sets Ghinko Apart:
- Instant financial transactions
- Unified payment system
- Full client account control
- Universal financial solution
- Personal finance management services
- Etc.

Our waitlist closes in a few weeks. Join us on this exciting journey as we revolutionize the way you experience financial freedom. 🚀💸

Visit www.ghinko.com

31/12/2023

🎉Happy New Year 2024; The Dawn of Inclusive Technology.🚀🚀

As part of an ecosystem of carefully designed technologically designed and innovative solutions with the singular purpose for global inclusivity, it is amazing the metamorphic stages we've been through as a team, and startup venture.

2023 marked the end of an era, while the oath ahead of us is unknown, the past years have resulted in us having the skills to easily navigate, and morph through circumstances to be established as the singular global alternate banking and unified payment solution of the internet.

Our team, supporters, and backers have been an incredible inspiration and we appreciate everyone who has made Ghinko and our partner projects a resilient success.

Now we enter operational phases, serving the people we have been designed to serve, to make lives better, and richer, and to grant global access to a world of possibilities.
We hope that we are accepted and you'llchoosee us as your official financial tool and partner as a global

Happy New Year, See you in a few weeks.

25/12/2023

🎄🌟 The Gift of Financial Transformation is Coming! 🚀🎅

Get ready, because Ghinko is about to change the game in global financial transactions with its Instant Processing Solution! 🌐

🚀 In just a few short weeks, Ghinko will be launching its revolutionary platform, bringing seamless, instant financial transactions to every corner of the globe for individuals, and businesses. No more borders, no more restrictions – just pure financial empowerment for all, a Universal Financial Inclusion! 💪

💚 This Christmas, let's celebrate the upcoming launch of Ghinko and the incredible possibilities it will bring for individuals, businesses, and economies worldwide. Together, we'll create a future where financial transactions are effortless, inclusive, and transformative. 🌟

🎉 Join our waitlist and stand a chance to earn a surprise at www.ghinko.com 🎄🎉

23/12/2023

🌍 Unlocking Global Commerce: The Power of Alternate Payment Methods (APMs) 💳

🤔 Did you know that over 55% of global e-commerce customers rely on Alternate Payment Methods (APMs) for their purchases? Surprising, right?

🛍️ But here's the clincher: 50% of repeat customers abandon their orders if their preferred APM isn't available. Imagine the impact on sales and customer retention!

💡 What if every customer had access to a unified, seamless payment option? Think about the potential! Everyone has access to a global payment and financial tool that processes instant transactions.

✅ APMs are more than just payment methods; they're the lifeline of commerce, especially when venturing into new markets, and regions, or aiming to boost sales and customer satisfaction.

🚀 Here's a 3-step guide to get started:

1️⃣ Understand Customer Preferences: Study preferred payment methods in target markets and their relation to customer behavior.

2️⃣ Prioritize Integration: Select and integrate payment methods based on customer preferences, from most used to least used.

3️⃣ Monitor and Adapt: Integrate chosen APMs and constantly monitor results. Adjust preferences based on customer usage patterns for optimal results.

🔗 Join our unified global payment, alternate banking, and financial solution Ghinko to pay and process payments worldwide 🌐

Join our waitlist: https://ghinko.com

Will you like to share your thoughts on APMs and their impact on commerce! 🚀

20/11/2023

You can't be rich with cryptocurrency?

One of the reoccurring things you'll see from crypto enthusiasts, service providers, and holders is that it ain't too late to get started with crypto especially , and that's true, but just how true is it?

If you're into crypto, how much will someone make if they put $5K into Bitcoin today in say 3 years?

Let's break it down to $5000 = 0.13 BTC right now, which is an impossible amount for an average African to start with.

But If you invest $5,000 into Bitcoin today at the current price of $37,191 and the price of Bitcoin reaches $100,000 in 3 years, here's a simple calculation to estimate your potential profit:

Investment Amount: $5,000
Bitcoin Price Increase: $100,000 - $37,191 = $62,809

Potential Profit = Investment Amount x Bitcoin Price Increase
Potential Profit = $5,000 x $62,809 = $314,045 😎

Therefore, if Bitcoin reaches $100,000 in 3 years, your potential profit from a $5,000 investment could be approximately $314,045. However, please remember that this is a hypothetical calculation and the actual outcome may vary based on market conditions and other factors.

Someone check if my math is correct abeg 😂😂😂

But there are other ways to get rich with other than Bitcoin. These are called and some of them are responsible for most of the crypto multimillionaires you see and hear about.

Here are 5 ways to earn crypto, even Bitcoin without buying it with your money

◇ Join crypto airdrops and faucets
◇ Complete online tasks
◇ Crypto mining
◇ Offer services and get paid in crypto
◇ Launch your cryptocurrency 😎

What do you think, what was your first cryptocurrency, or which cryptocurrency would you want to own first?

04/11/2023

Hello everyone,

Patience with us by now has been a skill for you and we appreciate your staying with us this far. What we needed was time to not repeat past mistakes, but to achieve our goals and offer the world what we promised all those years ago. A Instant financial solution that will connect anyone, from anywhere.

A big change has occurred and sorry to say ZuumPay is no more. After months of continuous market research and continuous iterations, we are excited to say we have upgraded to Ghinko, a unified global payment and alternate banking solution.

Now you don't even need a traditional bank account to access or manage your money, you can spend and control your money globally and in any currency. No queues, no high fees, instant transactions within a secured global financial network.

While we will be sharing with you some great updates and full functionalities of the new system, Ghinko is now the third financial system in the world after the banks and blockchain.

Register here to be one of the first people to use Ghinko this holidays and stand a chance to win amazing rewards on launch day.

Register here: https://www.ghinko.com

29/10/2023

What is the Value of Cash in an Economy
Using cash 💸 as a payment option during transactions has the singular value of anonymity.

When completing a transaction with cash, there's no middleman to record, store, and monitor that transaction. You just pay and move on.

Using credit or debit cards on the other hand means that your transaction record and information is shared between the bank, the credit card company, and the payment processor that facilitates your payment.

E-wallets are so far the best payment option in the 21st-century commerce space. But what happens when you use traditional e-wallets like Google Pay, Apple Pay, CashApp, etc?

Your transaction data and information will then be shared with more parties;
1. The 2 banks 🏦 that act as issuers and acquirers
2. The credit card 💳 scheme e.g Visa or Mastercard that transmits the data of transaction
3. The payment gateway or processor e.g stripe, flutterwave that processes the information
4. The e-wallet (Cash App, Venmo, pay) that interfaces the transaction.

Crypto; this is by far the most closed-loop transaction option in the world and boy is it secure. Apart from the crypto wallet provider that records your transaction, everything is stored on secured blocks

Then you have : Ghinko is operating a stand-alone alternate banking system which means, except if the client votes to use a third-party service, every transaction you perform is between You and Ghinko. No bank, card scheme, or processor collects or stores your data.

Ghinko has a secured ecosystem of well-designed services that collectively serve you the client making sure you have full control of your money, money, account, and data.

29/10/2023

What is easier for you, paying in cash, bank card, or e-wallet?

In most regions of the world especially emerging markets, Paying in cash 💸 is still the cheapest, fastest, and easiest way to make payments "Locally", well that is until you run low on cash or merchants have difficulty giving you a balance each time you pay. Doing cross-border payments on the other is another case altogether with settlements taking days to weeks before clearing, high charges, and limited sources to collect funds.

In our last interactive session between Ghinko and a few merchants, one of the main points brought up was cash was their customer's preferred payment option.

The merchants and local business owners went ahead to make us see why that was hard for them. Some of them do $1,000 - $ 100,000 sales daily and sorting customer balances each time causes some of them to not serve over 17% of their customers; if you're an African business person or any business owner, you can tell that is a lot of money.

If you do a $1000 daily sale and 17% of your customers have to go without you processing their payments, you are letting $170 walk out the door.

Now the most used mobile payment option in most emerging markets is the GSM mobile money 💰.

But both customers and merchants try to avoid this due to double charging and long procedures to process a single payment. Often the customer will have to pay and add the withdrawal amount to the total sum they are paying the merchant plus the transaction fee paid to the mobile money operator.

Sometimes, both customer and merchant use different network providers which comes with its hassle and an even higher transaction fee structure.

Local e-wallet and fintech providers try to simplify the experience by cutting the transaction time per transaction but then, they too charge a fee, the customer still pays transaction fees and so does the merchant

Solving this, we propose Ghinko, a single unified financial network, and instant payment processor. This allows direct payments without any 3rd party involvement.

This means anyone with an active Ghinko account can instantly pay for anything with the single lowest fee structure. But there's more!

Ghinko allows its clients to pay and move money instantly both locally and globally within a secured ecosystem with or without a bank account with no transacting volume limits, and in any currency.

We are connecting emerging markets to the world, creating a global economy with no borders.

25/10/2023

When you want to perform financial transactions, what is your go-to financial tool or service provider for the following;

1. Paying for coffee?

2. Paying a remote worker in a 3rd world region?

3. Paying a business partner a continent away?

4. Budgeting your monthly finance?

5. Paying your bills?

6. Send money to friends?

7. Shop at a supermarket?

8. Check the stock market.

9. Manage your crypto portfolio.

10. Do future savings?

If you use 1 service provider doing all of the above commend my below

If you see 2 apps comment on the 2 below

If you use 3 service providers list them in the comment

And so on.

By the way, join the Ghinko waitlist here and stand a chance to win surprising rewards after the launch of www.ghinko.com

24/10/2023

Is The Finance Industry Evolving?

We have come a long way as a people especially when it comes to commerce. The continued growth and introduction of new markets and increase in consumer demands have pushed the finance industry to evolve alongside it and thus we have seen different stages in evolution when it comes to the financial industry especially when it comes to Payments and Finance.

Granted the payment and Banking sectors in the finance industry have seen very little growth since the great card network scheme was created decades ago.

The idea of what we are trying to realize with Ghinko is to go beyond that traditional method of financing, break down the restrictions, and open the global financial market to everyone.

If you have to use 97% of all active today, they will all require you to either have a bank account, bank card, or GSM mobile money account. But the reality is, when it comes to emerging markets and middle-class families and individuals, accessing and maintaining traditional service accounts is a hassle, and lets face it, you can't go to your bank now especially if you are from a 3rd world region handling a $300 monthly account from your salary and say secure a $1000 loan, not as an individual or a business.

Let's break that circle, give everyone an opportunity to make wealth beyond borders, access global financial services, and increase standards of living, hence .

Follow our page or join our waitlist at www.ghinko.com and be amongst the first to experience a new breeze of borderless financial transactions.

19/10/2023

One of the best definitions of Financial Inclusion (Inclusive Finance) we've seen is one made by the USAID as
Financial Inclusion: when any individual or business can improve their economic empowerment and financial well-being by having access to and being able to effectively use a full suite of financial services (Accounts, Payments, Savings, Credit, Insurance, etc.) that
are affordable, accessible, and secure. We added a little adjustment "within a single platform."

When we designed and pivoted the Ghinko Financial Network from a simple payment application (ZuumPay) after vigorous market research and customer data analysis, we understood that giving ANY individual the right and opportunity to access any financial service and financially communicate, trade, and perform any transaction within a single platform was the singular most important solution not just for emerging markets and individuals underserved and unbanked, but for anyone who wants to transact and spend beyond borders.

We are excited to say we are finally realizing that vision of a Universal Financial Solution as The World Bank called it in their paper "Universal Financial Access 2020 Initiative", with the soft launch of Ghinko.

Join the waitlist from anywhere in the world and be amongst the first to experience a truly borderless financial tool and stand a chance to win 🏆 surprising benefits from owning shares of Ghinko; a Delaware corporation, cash prices, gadgets, and much more.

Register here www.ghinko.com

18/10/2023

As we come close to our launch in a couple of weeks, we were inspired by the Y Combinator Startup school to host a soft launch with a waitlist to register early adopters.
Joinour waitlist and stand a chance to benefit some incredible rewards as one of the first client's of Ghinko
More updates coming soon.

Join here: https://ghinko.com/

Ghinko

22/01/2024

31/12/2023

25/12/2023

23/12/2023

20/11/2023

04/11/2023

29/10/2023

29/10/2023

25/10/2023

24/10/2023

19/10/2023

18/10/2023

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Lundi	09:00 - 17:00
Mardi	09:00 - 17:00
Mercredi	09:00 - 17:00
Jeudi	09:00 - 17:00
Vendredi	09:00 - 17:00
Samedi	08:30 - 15:00