yes

yes® is an open banking ecosystem offering PSD2 services free of charge to relying parties such as online shops, insurance or telecom companies. In addition relying parties can request premium services like verified identity information or qualified electronic signatures (QES). Online banking customers simply use their existing login to verify their identity, pay or sign documents at the relying p

arties websites or apps—without registration. These ‘active banks’ transmit account information, identities and payments directly to the relying party. In addition they make money by providing premium services beyond PSD2 such as additional account history, verified date of birth and identity information or payment guarantees. yes.com offers four free building blocks to create this ecosystem:
* The neutral yes® Button based on the EU wordmark „YES“
* The Account Chooser and Service Discovery which links users to their bank
* The yes® Specifications that seamlessly connect banks and relying parties
* The trust framework for banks, relying parties and service providers

yes.com doesn’t receive any personal data from bank customers. As a neutral platform yes® is agnostic to payment methods or QES providers but keen to help establish standards that facilitate trusted online relationships. yes® launches in summer of 2019 in Germany and works on expanding to other countries to give banks a neutral solution across borders. Contact us. You are excited about what we do? Then contact us! [email protected]