Investment/Tax advice for Expats in Switzerland

22/11/2025

The 2025 Swiss tax year is nearly at an end, which means now is the perfect time to make sure you’re not leaving any tax savings on the table.

We have created a quick,⏰30-second questionnaire to help you identify exactly how you can maximise your tax relief before 31 December.

Once complete, we will send you a personalised report with clear steps to help you reduce your 2025 tax bill.

If you’re based in Switzerland 🇨🇭 and want to make the most of your allowances and pay less taxes, give this a try.

Take 60 seconds to answer just 10 simple questions and we’ll email you your personalised report and explain how you can reduce your taxes.

08/07/2025

🌍 The Importance of Portability: Why Your Assets Should Travel as Easily as You Do

Life doesn’t always stand still — and neither should your financial plans.

Whether it’s a career opportunity abroad, a dream of retiring in the sun, or simply a change in personal circumstances, many of us find ourselves moving across borders at some point. But have you ever considered what happens to your investments when you do?

👉 This is where portability becomes crucial.

When your assets are held in a jurisdiction that allows you to keep them — no matter where you live — you gain freedom, control, and peace of mind.

✅ Flexibility: You won’t need to liquidate or restructure your holdings every time you move. Your investments continue working for you uninterrupted, aligned with your long-term goals.

✅ Tax efficiency: Certain jurisdictions make it easier to manage tax obligations globally, helping you avoid unnecessary complexity and unexpected costs.

✅ Currency options: Being able to hold assets in different currencies (or easily convert them) helps you protect your wealth against exchange rate fluctuations.

✅ Smoother retirement planning: A portable investment structure means you can plan with confidence, knowing your retirement income won’t be tied to one country’s system or rules.

In a world that’s more mobile than ever, ensuring your investments can move with you is no longer a luxury — it’s a necessity.

💬 Have you reviewed how portable your investments really are? If not, now might be the perfect time.

14/06/2025

https://www.facebook.com/share/p/16c4Zjj8Ro/?mibextid=wwXIfr

Still Have Old UK Pensions Scattered Across Providers?

It might be time to bring them together — and align them with your life today.

If you’re living abroad with multiple legacy UK pensions, consolidation can offer a smarter, simpler way to manage your retirement savings.

Here’s why reviewing and consolidating your pensions could make a big difference:

🔄 Simplify Your Financial Life
Juggling several pension providers can be confusing and time-consuming. Consolidating brings everything under one roof, making it easier to track performance and plan ahead.

💸 Save on Fees
Some older pensions have high or hidden charges. A consolidated, modern plan often comes with lower, more transparent fees, meaning more of your money stays invested.

📊 Improve Investment Performance
Many legacy pensions are sitting in outdated or overly cautious investments. With the right strategy, you could benefit from a more tailored and actively managed approach.

💱 Reduce Currency Risk
Receiving a pension in GBP while living in a non-GBP country exposes you to exchange rate fluctuations. Consolidation can allow you to hold your pension in the currency of your choice — helping to stabilise income and support local planning.

🌍 Align with Local Regulations & Goals
With the right structure, you can make sure your pension setup reflects where you live now — not just where you were when you started saving.

⸻

The bottom line?
Your pensions should reflect your current lifestyle, location, and financial goals — not stay frozen in the past.

📩 If you’re an expat and want a clearer, more efficient pension strategy, we’re here to help.

22/04/2024

Now that was easily the hardest thing I have ever done. With cramp at mile 10 it was a hard slog till the end 🏁. My family in full support and the fact I am raising money for such a great charity gave me the mental strength to dig deep and keep going.

A huge thank you to everyone who has supported my effort so far, it really means a great deal to me. Thanks to you all I have now raised just over £2.000 now for Macmillan Cancer Support and am nearly at my target.

If you were waiting for the blood sweat and tears before making a donation now is the time 🤣. It’s safe to say my legs are broken haha.

Please help me smash 💥 my £2,500 target as every penny will enable Macmillan to continue their amazing work.

Thank you in advance 🙏

https://2024tcslondonmarathon.enthuse.com/pf/steven-petts

14/04/2024

With just one week to go until the TCS London Marathon I went out for a gentle 10k today.

I am running for Macmillan Cancer Support to raise much needed awareness and funds. They have been a great help to my family and this is just a way of thanking them.

I am still short of my £2,500 🎯. If you can spare a small donation 💰 your help and support would be greatly appreciated. Link below 👇

https://2024tcslondonmarathon.enthuse.com/pf/steven-petts

Thank you everyone 🙏🥰💚

08/04/2024

Less than 2 weeks to go now till the big day TCS London Marathon. I have one final long run planned for tomorrow (18 miles) and then will rest and just do the odd 5-10k.

A huge thank you to everyone who has sponsored me and donated money to Macmillan Cancer Support 🙏. It really means a lot.

I still have a long way to go with my fundraising target 🎯, so if you can spare some change any size donation is welcome (no matter how big or small) and will go along way to helping Macmillan.

My fundraising page is below 👇 and you can read about why I have decided to take on this challenge and more importantly make a donation.

Many thanks 🙏 🤩

https://2024tcslondonmarathon.enthuse.com/pf/steven-petts

Hello everyone, I am delighted to have been selected to run for MacMillan Cancer Support in next year’s London Marathon 2024. As well as trying to lose a few pounds there is an extremely meaningful re

02/04/2024

Managed to make up for no long run over the weekend. Completed a 15 mile rather hilly course today. I am hoping the flat TCS London Marathon will be easier on me 😂.

I am running in memory of my mum 😇 who we lost to cancer nearly 8 years ago and miss dearly. Also I am supporting my dad who is currently doing great with his own battle 💪.

I am raising much needed money and awareness for Macmillan Cancer Support who do a fantastic job supporting patients and their families 💚. Please take a few minutes to make a donation 💰. No donation is too small as every penny will make a huge difference to their charity.

Thank you everyone 🥰❤️ link below 👇 ⬇️

https://2024tcslondonmarathon.enthuse.com/pf/steven-petts?utm_source=share&utm_medium=whatsapp

11/02/2024

10 weeks to go and I completed my longest run so far, just shy of 10 miles 💪.

I am running to help raise much needed funds for Macmillan Cancer Support, and in loving memory of my Mum - Carol Petts.

If you can spare a few💰(no matter how big or small) your support would be greatly appreciated. Thank you 🙏

Hello everyone, I am delighted to have been selected to run for MacMillan Cancer Support in next year’s London Marathon 2024. As well as trying to lose a few pounds there is an extremely meaningful re

01/02/2024

Register for our webinar and find out how to mitigate taxes, maximise growth on your savings and avoid forced heirship.

Find out how to plan and save for your retirement/succession in the most tax efficient manner.

28/01/2024

🚨Calling all fronteliers 🚨

Register for our webinar and find out how to mitigate taxes, maximise growth on your savings and avoid forced heirship.

Find out how to plan and save for your retirement/succession in the most tax efficient manner.

23/01/2024

Don't miss out on our lunch time webinar tomorrow at 12:30 CET.

Register and secure your space now and we will send you your login details.

Having a plan and investment strategy in place is essential to financial freedom. Register for our webinar and learn how to generate sustainable returns.

17/01/2024

Find out how our clients benefit from secure and stable returns above international bank rates and plan for their financial freedom.

Register for our FREE upcoming webinar on Wednesday 24th January @ 12:30 CET.

Having a plan and investment strategy in place is essential to financial freedom. Register for our webinar and learn how to generate sustainable returns.