FairCapital

09/09/2026

What happens after coffee leaves the farm?

Recently, our Financial Analyst Carole Gasaro and Senior Analysts Alexandre Guye-Beregeret and Patrick Muvunyi visited a local coffee organization's dry mill in Rwanda as part of our ongoing portfolio monitoring. As the coffee harvest is coming to an end, the mill was completing the final stages of processing.

Beyond observing the activities on the ground, they met with the local team to discuss progress, challenges and opportunities. These visits help us strengthen partnerships, better understand local realities and ensure our financing continues to create lasting impact for smallholder coffee farmers.

Follow us to see how impact investing helps build stronger, more resilient value chains.

02/09/2026

We are happy to announce FairCapital’s first investment in quinoa. The newly financed quinoa organization is a Peruvian exporter of organic and conventional Andean grains and processed fruit products, sourcing raw materials from approximately 2’000 smallholder farmers. The main product is quinoa, followed by chia, cocoa derivates and maca.

Agriculture follows nature’s rhythm, with different crops creating financing needs at different times of the year. By expanding into quinoa we are further diversifying our portfolio while ensuring that capital remains productively invested across agricultural seasons.

26/08/2026

Strong partnerships begin in the field

During a visit to UNOCACE (Unión de Organizaciones Campesinas Cacaoteras) in Ecuador, our Senior Financial Analyst, , met with cooperative leaders and cocoa producers to better understand their achievements, challenges and future ambitions. We look forward to continuing our partnership and creating lasting impact together.

Representing around 2’000 smallholder cocoa farmers, UNOCACE is strengthening resilient livelihoods through sustainable cocoa production, agroforestry, and capacity building. FairCapital has been partnering with UNOCACE since 2020. In 2026 The Fairtrade Consumer Cooperative (Fair2C) made its first investment in the cocoa sector by supporting UNOCACE with an additional credit line.

Do you want to create impact beyond your daily purchases? Become a Fair2C member and support smallholder cooperatives through fair financing.

19/08/2026

Investment opportunity - Coffee Certificate

For qualified investors, the FairCapital Coffee Certificate remains the most accessible entry point into our portfolio, a proven, bankable instrument that delivers both financial returns and measurable social impact.

The FairCapital Coffee Certificate, launched by MTCM Securitization Architects, has just closed another quarter. It has maintained strong portfolio quality throughout the quarter marked by lower coffee export prices and challenging market conditions. The Certificate continued to deliver an attractive net return to investors and tangible impact for smallholder farmers.

Today, we are pleased to share the following update:
• Net performance since inception: 8.15% p.a.
• More than USD 10M in price premiums for smallholder farmers
• 20 organizations across 6 Latin American countries have benefited from FairCapital Coffee Certificate’s financing

Please find the updated FairCapital Coffee Certificate Factsheet for your reference. For more information about our impact in the coffee sector or to learn how to invest in the FairCapital Coffee Certificate (ISIN: CH1351542084), feel free to contact us at [email protected].

12/08/2026

Today, on International Youth Day, we celebrate the next generation of farmers, entrepreneurs, and changemakers who are shaping a more sustainable and resilient food system.

Across Latin America, many young people are choosing to stay in agriculture, not because it is easy, but because they see an opportunity to create lasting impact. With the right access to finance, markets and knowledge, they can transform family farms into thriving businesses while protecting natural resources.

At FairCapital, we believe that investing in Fairtrade-certified farmer organizations is also an investment in youth. Strong cooperatives create opportunities for young people to build careers, develop leadership skills, adopt innovative farming practices, and strengthen the resilience of rural communities.

Join us in financing a more resilient future for agriculture!

05/08/2026

Capital, at the right time, can be just as important as the right price.

Access to working capital is one of the biggest challenges for farmer cooperatives. By providing harvest financing at the right moment, we enable cooperatives to pay farmers upon delivery, preserve traceability, and strengthen long-term relationships throughout the value chain.

For our investors, this means their capital is not only generating a financial return but also helping to address one of the most critical financing challenges faced by smallholder farmer cooperatives.

Thank you, Emma, for recognizing this approach in your article and for contributing to the discussion on how finance can become a stronger driver of sustainable change.

https://www.linkedin.com/posts/farrellemma_sustainablefinance-cocoasupplychain-supplychaingovernance-ugcPost-7454895208552411136-RXyk/utm_source=share&utm_medium=member_desktop&rcm=ACoAAAPTdwYBHP77JUA_lf1xhbW8LkXSALBV76s

In 2024, cocoa prices hit a 50-year high - the farmers didn't see it. In 2025, prices collapsed, and Barry Callebaut lost 15% in a single day. The system failed the farmer on the way up. It is failing the processor on the way down. The governance architecture meant to prevent this is holding at neit...

29/07/2026

Field visits aren't just about checking the numbers, they're about experiencing the reality behind them.

During a field visit to support the renewal of a credit line, our Portfolio Manager Fabián and our Financial Analyst Miguel didn't just review financial statements and discuss export plans, they also stepped into the daily reality of coffee production.
From helping move freshly harvested coffee beans for drying to learning firsthand how much work goes into every harvest, they briefly traded spreadsheets for a rake. Safe to say, they've discovered a new career option... although we'll keep them focused on financing. 😉

These moments are more than just memorable; they deepen our understanding of the challenges and opportunities our producer organizations face. That insight helps us make better financing decisions and build long-term partnerships based on trust, transparency, and shared success.

At FairCapital, we believe responsible investing starts in the field, not just behind a desk.

22/07/2026

At FairCapital, we believe that our greatest asset is our people. As our work continues to expand across Latin America, we're proud to recognize three well-deserved promotions within our investment team. Congratulations Juan Felipe, Beatriz and Miguel! We look forward to achieving many more milestones together!

Juan Felipe Ramírez has been promoted from Financial Analyst to Senior Analyst. Since joining FairCapital in January 2020, Juan Felipe has made significant contributions to numerous due diligence and monitoring processes. He has consistently been ready to support the team whenever needed, stepping in to bridge gaps and working closely with management contributing to strategic projects beyond our regular portfolio management activities. His reliability, versatility, and strong team spirit have been deeply appreciated throughout the years.

Beatriz Arisala has been promoted from Financial Analyst to Senior Analyst. Since joining FairCapital in September 2023, Beatriz has developed a sharp and thoughtful approach to due diligence. She has also played an important role in strengthening our regulatory compliance and in helping us better identify and communicate the social impact generated by our team and portfolio. Her critical spirit, attention to detail, and commitment have brought great value to the organization.

Miguel Amature has been promoted from Junior Financial Analyst to Financial Analyst. Since joining FairCapital in March 2025, Miguel has demonstrated strong commitment, an eagerness to learn, and a consistently positive attitude. He is always willing to support his colleagues, take on new challenges, and assume greater responsibilities. We are delighted to recognize his progress and continued development within the team.

Karen Hincapié, our Junior Financial Analyst is moving to an exciting new chapter after more than a year with FairCapital. Thank you for your hard work, dedication and positive spirit. It has been a pleasure having you as part of our team. We wish you all the very best for the future, lots of success and happiness! You will be missed...

15/07/2026

Honored to be part of Colombia’s impact investing ecosystem

This week, our Financial Analyst Miguel, had the privilege of speaking at the closing event of the Elevara 2025 Cohort in Cali, Colombia, where FairCapital was honored with a recognition for its contribution to strengthening the impact investing ecosystem in the Valle del Cauca region.
During the event, Miguel presented FairCapital's investment model, shared our experience throughout the Elevara program and connected with promising SMEs through investment matchmaking sessions, creating new opportunities for future impact investments.
Thank you to the organizers Departmental Government of Valle del Cauca and Comfandi and the Partners Trulab and Cali Chamber of Commerce for their commitment to strengthening impact investing in the region. We look forward to continuing this journey together.

08/07/2026

We celebrate chocolate today. But the real heroes are the farmers behind it. Today, on World Chocolate Day, we celebrate one of the world’s most beloved foods. Yet every chocolate bar begins long before it reaches the shelf – with the dedication, skill and resilience of smallholder farmers. Despite market volatility, climate challenges and rising production costs, millions of farmers continue to grow the cocoa that makes chocolate possible.

Since 2020, FairCapital has facilitated financing for 23 cocoa organizations across 7 countries, proudly supporting them with tailored financing solutions.

We provide financing that helps export directly to international markets and invest in their future. Because truly great chocolate should not only taste good, it should also create a lasting impact for the people who grow it.

Through the FairCapital Consumer Cooperative (Fair2C), responsible consumers are providing financing to UNOCACE, an Ecuadorian cocoa organization founded in 1999 that bringing together 1’076 members.

On this World Chocolate Day, let’s celebrate the farmers behind every bean and support a cocoa sector that is fair, resilient and sustainable for all.