FairCapital

15/10/2026

International Day of Rural Women

Today we recognize the contribution, knowledge and leadership of rural women and the role they play in shaping more sustainable and resilient agricultural communities. From farming and harvesting to leading cooperatives and strengthening their communities, rural women play a vital role in resilient agricultural value chains.

To all rural women: thank you for the work you do every day!

07/10/2026

Fair2C Impact Report 2025/2026

We are proud to share the latest Fair2C Impact Report, highlighting how Fair2C connects responsible investors with smallholder farmers. Fair2C brings Fairtrade consumers and certified producers closer together, turning shared values into action, while contributing to the UN Sustainable Development Goals (SDGs).

Impact Fiscal Year 2025/2026 ✨
💰 USD 3.1 million disbursed to 12 farmer cooperatives
👩‍🌾 10’000+ smallholder farmers supported across Latin America
📦 53,6 containers of coffee and cacao pre-financed for export
🌱 USD 435’360 in Fairtrade Premiums generated from financed exports
🌳 Organic & regenerative practices promoted across our portfolio

Behind these numbers are stories of farmers, cooperatives and communities. By becoming a Fair2C member, you help to provide the working capital that makes more resilient agricultural supply chains possible. Join the Fair2C community and be part of this impact.

📖 Find the full Impact Report here: https://www.fair2c.ch/documentation

01/10/2026

🌍☕ Today is International Coffee Day, an occasion to look at the work behind each cup.

- Around 125 million people depend on coffee farming for their livelihoods.
- Most of the world's coffee comes from about 12.5 million farms, 95% of them smallholdings under 5 hectares. Many of these smallholder farmers lack access to finance, markets and the means to adapt to climate change.
- Prices remain volatile: arabica traded between USD 2.4 and 4.2 per pound over the past 12 months, after dropping below USD 0.90 in 2019. Producers are the least equipped to absorb these swings.

At FairCapital, we see coffee as a clear case for impact-oriented investment. Strengthening value chains and giving producer organizations access to capital on fair terms matter both for livelihoods and for long-term supply security.

What can YOU do? 🙌🏼

➡️ Buy certified coffee. Producer organisations receive at least a minimum price that covers their production costs (rising to USD 2.00 per pound for washed arabica from 1 December), plus a Fairtrade premium of USD 0.20 per pound to invest in their development.

➡️ Become a member of the FairCapital Consumer Cooperative (Fair2C), which supports Fairtrade-certified farmer organizations with financing solutions and helps raise awareness for products with the Fairtrade Max Havelaar mark. Find out more on www.fair2c.ch! Qualified investors can also contact FairCapital for further investment opportunities.

09/09/2026

What happens after coffee leaves the farm?

Recently, our Financial Analyst Carole Gasaro and Senior Analysts Alexandre Guye-Beregeret and Patrick Muvunyi visited a local coffee organization's dry mill in Rwanda as part of our ongoing portfolio monitoring. As the coffee harvest is coming to an end, the mill was completing the final stages of processing.

Beyond observing the activities on the ground, they met with the local team to discuss progress, challenges and opportunities. These visits help us strengthen partnerships, better understand local realities and ensure our financing continues to create lasting impact for smallholder coffee farmers.

Follow us to see how impact investing helps build stronger, more resilient value chains.

02/09/2026

We are happy to announce FairCapital’s first investment in quinoa. The newly financed quinoa organization is a Peruvian exporter of organic and conventional Andean grains and processed fruit products, sourcing raw materials from approximately 2’000 smallholder farmers. The main product is quinoa, followed by chia, cocoa derivates and maca.

Agriculture follows nature’s rhythm, with different crops creating financing needs at different times of the year. By expanding into quinoa we are further diversifying our portfolio while ensuring that capital remains productively invested across agricultural seasons.

26/08/2026

Strong partnerships begin in the field

During a visit to UNOCACE (Unión de Organizaciones Campesinas Cacaoteras) in Ecuador, our Senior Financial Analyst, , met with cooperative leaders and cocoa producers to better understand their achievements, challenges and future ambitions. We look forward to continuing our partnership and creating lasting impact together.

Representing around 2’000 smallholder cocoa farmers, UNOCACE is strengthening resilient livelihoods through sustainable cocoa production, agroforestry, and capacity building. FairCapital has been partnering with UNOCACE since 2020. In 2026 The Fairtrade Consumer Cooperative (Fair2C) made its first investment in the cocoa sector by supporting UNOCACE with an additional credit line.

Do you want to create impact beyond your daily purchases? Become a Fair2C member and support smallholder cooperatives through fair financing.

19/08/2026

Investment opportunity - Coffee Certificate

For qualified investors, the FairCapital Coffee Certificate remains the most accessible entry point into our portfolio, a proven, bankable instrument that delivers both financial returns and measurable social impact.

The FairCapital Coffee Certificate, launched by MTCM Securitization Architects, has just closed another quarter. It has maintained strong portfolio quality throughout the quarter marked by lower coffee export prices and challenging market conditions. The Certificate continued to deliver an attractive net return to investors and tangible impact for smallholder farmers.

Today, we are pleased to share the following update:
• Net performance since inception: 8.15% p.a.
• More than USD 10M in price premiums for smallholder farmers
• 20 organizations across 6 Latin American countries have benefited from FairCapital Coffee Certificate’s financing

Please find the updated FairCapital Coffee Certificate Factsheet for your reference. For more information about our impact in the coffee sector or to learn how to invest in the FairCapital Coffee Certificate (ISIN: CH1351542084), feel free to contact us at [email protected].

12/08/2026

Today, on International Youth Day, we celebrate the next generation of farmers, entrepreneurs, and changemakers who are shaping a more sustainable and resilient food system.

Across Latin America, many young people are choosing to stay in agriculture, not because it is easy, but because they see an opportunity to create lasting impact. With the right access to finance, markets and knowledge, they can transform family farms into thriving businesses while protecting natural resources.

At FairCapital, we believe that investing in Fairtrade-certified farmer organizations is also an investment in youth. Strong cooperatives create opportunities for young people to build careers, develop leadership skills, adopt innovative farming practices, and strengthen the resilience of rural communities.

Join us in financing a more resilient future for agriculture!

05/08/2026

Capital, at the right time, can be just as important as the right price.

Access to working capital is one of the biggest challenges for farmer cooperatives. By providing harvest financing at the right moment, we enable cooperatives to pay farmers upon delivery, preserve traceability, and strengthen long-term relationships throughout the value chain.

For our investors, this means their capital is not only generating a financial return but also helping to address one of the most critical financing challenges faced by smallholder farmer cooperatives.

Thank you, Emma, for recognizing this approach in your article and for contributing to the discussion on how finance can become a stronger driver of sustainable change.

https://www.linkedin.com/posts/farrellemma_sustainablefinance-cocoasupplychain-supplychaingovernance-ugcPost-7454895208552411136-RXyk/utm_source=share&utm_medium=member_desktop&rcm=ACoAAAPTdwYBHP77JUA_lf1xhbW8LkXSALBV76s

In 2024, cocoa prices hit a 50-year high - the farmers didn't see it. In 2025, prices collapsed, and Barry Callebaut lost 15% in a single day. The system failed the farmer on the way up. It is failing the processor on the way down. The governance architecture meant to prevent this is holding at neit...

29/07/2026

Field visits aren't just about checking the numbers, they're about experiencing the reality behind them.

During a field visit to support the renewal of a credit line, our Portfolio Manager Fabián and our Financial Analyst Miguel didn't just review financial statements and discuss export plans, they also stepped into the daily reality of coffee production.
From helping move freshly harvested coffee beans for drying to learning firsthand how much work goes into every harvest, they briefly traded spreadsheets for a rake. Safe to say, they've discovered a new career option... although we'll keep them focused on financing. 😉

These moments are more than just memorable; they deepen our understanding of the challenges and opportunities our producer organizations face. That insight helps us make better financing decisions and build long-term partnerships based on trust, transparency, and shared success.

At FairCapital, we believe responsible investing starts in the field, not just behind a desk.