Pacheco Insurance Services

11/06/2026

In class today! 📚

There is always something new to learn, review, or refresh. Today I’m spending time learning more about the federal employee marketplace so I can continue being a better resource for the people I help.

I never want to be the agent who “thinks they know enough.” My clients deserve better than that. 💙✨

11/06/2026

A lot of people focus on how much they earn.

But keeping more of what you earn matters too.

Without planning, taxes can take a bigger bite out of long-term financial goals than expected.

Do you ever think about how taxes impact your future plans?

09/06/2026

High-interest debt can quietly hold people back longer than they realize.

It’s not always the original balance, it’s the interest that keeps growing in the background.

Paying it down can free up money for savings and future goals.

Do you feel like debt is helping you move forward, or holding you back?

08/06/2026

When you work for yourself, nobody hands you a benefits packet. Health coverage is just one more thing on your plate, and it's usually the one that keeps getting pushed to next month.

I talk to a lot of freelancers and contractors who've been quoted prices that make no sense for one person. There's another way to do this. You can see any doctor, you're not boxed into a network, and you don't have to wait for some enrollment window to start.

If you've been winging it, let's talk it through. (720) 879-1296

05/06/2026

A lot of the families who sit down with me think they're out of options for healthcare. No Social Security number, so they assume the door is closed.

It isn't. There's an alternative I can walk you through that doesn't require U.S. citizenship. With an ITIN and a valid ID, you can see any doctor you want and pay a monthly amount that fits a real budget.

If someone you love has been going without, call me. I'll explain how it works in plain Spanish or English, no rush and no pressure to sign anything.

(720) 879-1296

04/06/2026

Putting everything in one place can create unnecessary risk.

Different types of investments and financial strategies perform differently over time.

Diversification helps create balance and protection.

Do you feel like your finances are diversified, or mostly in one place?

02/06/2026

02/06/2026

Compounding is one of the most powerful tools in long-term financial growth.

Your money starts earning money and then those earnings start earning too.

The earlier you start, the more powerful compounding becomes.

Do you wish schools taught more about this stuff?

30/05/2026

Okay friends, I need your help! 🗽
We’re planning a trip to New York, and I’m trying to make the most of our time in the Manhattan area.
For those of you who have been or if you live there, what is one thing you would absolutely do again?
A restaurant, show, view, walk, hidden gem, touristy thing that was actually worth it. I’m open to all the ideas!
Bonus points if it’s something fun to do with adult kids. 😊
Drop your best recommendation below. I’m taking notes! 👇

29/05/2026

🚨 Need health coverage by June 1st?

If you’re uninsured, recently canceled your plan, or your monthly payment is just too high, reach out to me ASAP.

There may be another option available, but we only have a few days left if you want a June 1st start date.

Message me or call me, and I’ll explain it over the phone.