Scott Lutz, Scott Lutz Insurance Services Inc.

Scott Lutz, Scott Lutz Insurance Services Inc. Investments. Insurance. Advice. All in one place. Driven by our co-operative values, we put people – like you – first. And that’s not about to change.

As a leading Canadian financial services co-operative, Co-operators offers multi-line insurance and wealth products, services, and advice to build financial strength and security. We provide financial solutions and security through property and casualty (P&C) insurance, life insurance, wealth management, institutional asset management and brokerage operations. Our personalized, easy-to-understand

investing solutions are designed to help you meet your needs today and your goals for tomorrow. For more than 75 years, we’ve been helping Canadians protect themselves and their loved ones. A strong financial foundation includes reliable coverage when you need it most. Can’t decide between a TFSA and an RRSP? Not sure what the right long-term plan is for you? We provide straightforward, judgement-free advice, no matter where you are on your personal financial path.

See the full picture of your investments. A total portfolio approach helps ensure everything you own is working together...
08/28/2026

See the full picture of your investments. A total portfolio approach helps ensure everything you own is working together, not in silos, so you can move forward with clarity. Want to understand how your portfolio stacks up? Let’s connect.

Ready to feel more in control of your finances? Let’s start the conversation. Connect with us to book an appointment.
08/18/2026

Ready to feel more in control of your finances? Let’s start the conversation. Connect with us to book an appointment.

Hail can strike with little warning. These simple steps can help protect your home and vehicles when severe weather roll...
08/13/2026

Hail can strike with little warning. These simple steps can help protect your home and vehicles when severe weather rolls in. Spread the word. Share this post with friends and family before the next storm and help keep their property protected. Get more tips on protecting your home and vehicles from hail: https://bit.ly/4gs9RvX

This month we’re showcasing our business insurance client Kinetic Auto Service, a female-led automotive shop in Regina, ...
08/05/2026

This month we’re showcasing our business insurance client Kinetic Auto Service, a female-led automotive shop in Regina, Saskatchewan.​

Kinetic Auto, and its owner Erin Vaughan, are reshaping the industry through their innovative practices and inclusive culture. Only 23.6%* of automotive repair workers are female, so their business stands out as a welcoming environment for women looking to learn the tools of the trade. ​
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We’re always happy to support businesses like Kinetic Auto that are driving positive change in their community. ​

Thanks to our advisor, Erin Caleval, for highlighting this business client.

* https://bit.ly/4q2VaCP

Secure your long-term guarantees. Reach out to your financial representative for trustworthy advice tailored to your lon...
07/31/2026

Secure your long-term guarantees. Reach out to your financial representative for trustworthy advice tailored to your long-term goals.

Disclaimer: Co-operators does not provide tax advice. Tax benefits may vary and are not guaranteed.

Moving into a new place? Here’s something many people don’t know. If you rent, your landlord’s insurance does not cover ...
07/31/2026

Moving into a new place? Here’s something many people don’t know. If you rent, your landlord’s insurance does not cover you. You need tenant insurance to protect your belongings and liability. If you own, a home insurance policy adds protection for the home itself, your property and detached structures. Learn more about tenant and home insurance: https://bit.ly/4boJp3t

Life changes, and your plans should keep up. Taking time to think ahead can help simplify things for those you love and ...
07/29/2026

Life changes, and your plans should keep up. Taking time to think ahead can help simplify things for those you love and give you confidence along the way. Reach out to us to learn more.

⏰ We’re halfway through the year—a natural point to revisit your portfolio.A mid-year check-in helps ensure everything i...
07/24/2026

⏰ We’re halfway through the year—a natural point to revisit your portfolio.

A mid-year check-in helps ensure everything is still working as it should:
• Confirm your investments remain aligned with your evolving goals
• Make proactive adjustments instead of reactive decisions
• Stay focused on long-term progress, not short-term distractions

These moments of pause are often what keep a plan on track.

Let’s connect to set up a mid-year investment review.

Being a small business owner means wearing many hats and dealing with the unexpected along the way. If you got a bingo f...
07/23/2026

Being a small business owner means wearing many hats and dealing with the unexpected along the way. If you got a bingo fast, you definitely know small business life. We get it – and we’ve got your back with business insurance you can count on. How many squares did you check off? Tell us in the comments.

07/11/2026

True or False: You need to be wealthy to have an estate plan.

Address

38A John Street PO Box 357
Yarmouth, NS
B5A4B3

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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