Heartland Mutual - Tim Howard, Agent

05/20/2026

No idea where time has gone. 20 years ago I started in the world of insurance with Oxford Mutual / Heartland Mutual Insurance. My dad as my mentor showing me the way. Miss ya every day Dad! While insurance might not be the glamorous exciting career choice it’s been good to me. Making so many amazing friends and creating some long lasting relationships with insureds. I’ve always tried to say things as I see it. Not one to sugar coat things. Cheers to all of you that I’ve met along the way!

04/27/2026

Just a few years ago…..

04/23/2026

Yesterday our office celebrated Earth Day! We’ve made a lot of changes in our office, the big one going almost paperless! Wild to think how much paper used to be filed here. A shout out on the recycle bin im holding to the old Oxford Mutual days. Cheers

03/28/2026

Wild that this was 6 years ago. Almost 20 years ago I started in the insurance industry. Miss ya dad, best teacher ever!

03/11/2026

Very important you review you water backup and overland water coverage.

02/12/2026

Great day at the Advisory office in Thamesford! We had a pot luck and watched some the Canada men’s hockey! Great win!

02/05/2026

Our agent office is gearing up for the Olympics!!!! Go Canada!!!! Bring home some medals!!!!

01/30/2026

Our friends at Thamesford's Heartland Farm Mutual and Tim Howard presented us with a $5,000 corporate donation to help support our transitional housing programs. This donation will be invested to help people move towards a better future by providing safe, affordable, and supportive housing. Thanks for being part of the United Way Oxford family and supporting our community!

01/19/2026

Drive safe out there. They’re calling for blizzard conditions in certain pockets. Make sure if you’re on the roads you have an emergency car kit and take your time.

💨❄️ Southern Ontario Plunges Into the Deep Freeze With Dangerous Blizzard Conditions on Monday

📅 Monday, January 19 - Tuesday, January 20, 2026

⤵️ VIEW THE FULL FORECAST:
https://instantweatherinc.com/article/ontario/2026/1/19/blizzard

- Brennen

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01/14/2026

Today was a good day. Starting the new year off right by giving back. Was fortunate to see United Way Oxford selected as an IHeart recipient. Amanda came to our office today to pick up a cheque for $5000. These funds will be directed to their Woodstock Transitional Housing Program. Thanks to United Way Oxford for all the amazing work you do in our community.