Clayton Robinson - Mortgage Agent

01/17/2023

Renovating to raise the value of your home? Here are the top renovations that can increase your home's price:

1. Updating the kitchen
2. Adding a bathroom
3. Finishing the basement
4. Landscaping the yard
5. Adding a deck or patio

Investing in these renovations can not only increase the value of your home but also make it more attractive to potential buyers. So, get to work and start boosting that housing price!"

01/08/2023

When it comes to closing costs in Canada, a general rule of thumb is to budget for 1.5-4% of the purchase price of the home. This can vary depending on a number of factors, such as the location of the property and the specific costs involved in your transaction. It's important to work with your real estate agent and lender to get a clear understanding of all the costs you'll need to pay at closing.

01/01/2023

Wishing you a joyful new year!

12/25/2022

From my family to yours, Merry Christmas! 🎄

12/19/2022

Consolidating your mortgage debt can save you money by allowing you to secure a lower interest rate and potentially reduce your monthly payments. It can also simplify your finances by combining multiple mortgage payments into one. Talk to your lender about the best options for consolidating your mortgage debt. As interest rates continue to climb, you may want to see your options in the new year.

12/17/2022

How do I get a better rate than what the bank gave me?

If you’ve been prequalified or have an approval with another institution call me and let’s see if we can get you the rate of 4.84%!

12/14/2022

Getting pre-approved for a mortgage before you start your house hunt ensures that you know exactly how much you can afford and helps you narrow your search to only those homes within your budget. Plus, it shows sellers that you're a serious buyer and may give you an edge in a competitive market. Want to know how much you are pre-approved for? Let's get in touch!

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12/12/2022

A mortgage calculator can
-Give you its best estimate. There are tons of variables included in getting approved for a mortgage.
-It might persuade you to negotiate a better interest rate.
- It may mention to you to give a larger down payment.

It can't:
-Tell you exactly how much each payment will be, there are simply too many variables.
-It can not give you the exact amount of additional expenses that will be built into your monthly payment.
-The interest rate you put in is not guaranteed to be the interest rate you are approved for.
- It can't tell you the best mortgage for you based on multiple banks.

If you have any questions, let's get in touch and discuss your options.

12/06/2022

You actually don't need to put 20% down for your downpayment. There are reasons to put this amount down but you are only required to put 5% down. Interested in seeing your option when home shopping? Let's get in contact!

12/05/2022

Very excited to speak at this event!

This Thursday, December 8th, from 10:15am-11:45am, Clayton Robinson - Mortgage Agent from Anthem Mortgage Group will talking about Commerical Mortgages. DM to come as a guest!

12/01/2022

My number one job is to get you the mortgage that works best for YOU. I am not one bank and I always look for the best mortgage that will save you money and give you peace of mind.

11/27/2022

Working with big banks can be costing you EVERY MONTH.

If you work with me, you are getting several different mortgage options. When you are working with a big bank, you are just getting their options.

Have an upcoming renewal with a big bank and want to see your options? Let’s talk about your options: https://www.mortgageweb.ca/claytonrobinson/MortgageApplication/en-US/Style3