The Mortgage Centre/IDMI

The Mortgage Centre/IDMI Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from The Mortgage Centre/IDMI, Loan service, 7827 Kipling Avenue, Woodbridge, ON.

05/04/2017

to provide you with social media content for your clients by The Mortgage Centre

02/28/2014

Fixed Rate or Variable Rate


The decision to choose a fixed or variable rate is not always an easy one. It should depend on your tolerance for risk as well as your ability to withstand increases in mortgage payments. You can sometimes expect a financial reward for going with the variable rate, although the precise magnitude will ebb and flow depending on the economic environment.

Fixed rate mortgages often appeal to clients who want stability in their payments, manage a tight monthly budget, or are generally more conservative. For example, young couples with large mortgages relative to their income might be better off opting for the peace of mind that a fixed-rate brings.

A variable rate mortgage often allows the borrower to take advantage of lower rates -- the interest rate is calculated on an ongoing basis at a lenders’ prime rate minus a set percentage. For example, if the prime mortgage rate is 5.5 percent, the holder of a prime minus 0.5 percent mortgage would pay a 5.00 percent variable interest rate.

As a consumer, the best option is to have a candid discussion with your mortgage professional to ensure you have a full understanding of the risks and rewards of each type of mortgage.

02/11/2014

VENTAJAS DE TOMAR LOS SERVICIOS DE UN ASESOR DE HIPOTECAS

1. Nuestro trabajo es el de encontrar el interés mas bajo para la hipoteca de su casa. Tenemos contacto con varias instituciones financieras que nos ofrecen una variedad de opciones para de esta manera escoger la que mejor se adapte a sus necesidades.

2. Ofrecemos un servicio personalizado y la disponibilidad de hacer una cita con usted en la comodidad de su casa u oficina.

3. Una vez toma los servicios de un asesor hipotecario nos haremos cargo de todos los detalles de financiación de la hipoteca, desde la pre-calificación del préstamo hasta el cierre de la compra.

4. Es muy importante tener la asesoría de una persona que este informada y al día con los cambios constantes del mercado y los requisitos de CMHC. (Canadian Mortgage and Housing Corporation) y GE. La compra de su casa es una de las inversiones mas importantes de su vida. Conozca, planifique y evite sorpresas.

01/28/2014

Why should you shop your renewal? Well, by shopping your renewal you can get a better rate (especially if your current credit situation has improved for the better since you first took your initial mortgage); a lower rate saves you thousands on interest over the life of the mortgage and saves you money each month – money you can put to other uses, like your savings, investments or another property!

So the next time you get your renewal do yourself a favor and call a mortgage professional. Remember they are there to assist you in every aspect of your mortgage. Not sure how they can help – just ask! A good mortgage professional will take the time to educate you and get you the best deal.

10/02/2013

No espere mas obtenga su hipoteca antes que los intereses sigan subiendo.

10/02/2013

Hasta ahora, las hipotecas de tipo variable en Canadá, que están vinculadas a la tasa de referencia del Banco Central del país, todavía permanecen a niveles mínimos. Pero se espera que esas tasas comiencen a aumentar a partir del próximo año, con lo cual será más costoso tener un techo propio. Un detalle: el precio promedio de un apartamento en Canadá es de unos 248.000 dólares. Y una casa pequeña cuesta unos 386.000 dólares.

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7827 Kipling Avenue
Woodbridge, ON
L4L1Z4

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