April Ann Santos - Mortgage Professional

05/29/2026

Great day at the Mortgage Symposium in Winnipeg! 📚✨

05/29/2026

Attended the Mortgage Symposium in Winnipeg today and had a great experience learning from industry leaders and connecting with other professionals in the mortgage space.

Continuing education and staying informed on market trends are important parts of providing the best possible guidance and support to my clients. I’m excited to share the knowledge and insights I gained with my clients, friends, and family.

Feeling stuck with your mortgage because of high interest rates?

You may have more options than you think. Whether you’re renewing, refinancing, purchasing, or simply looking for guidance, I’m here to help review your situation and find a solution that works best for you.

Let’s explore your options together — feel free to reach out anytime!

05/22/2026

Banks are often more conservative on refinance appraisals — which can impact how much equity you can access. Having the right mortgage strategy matters.

If you’re looking to refinance your property and need more equity than what the bank is offering, working with the right lender can make a big difference. In many cases, there may be options available to access more equity than what was initially offered through the bank.

When finances are already tight, it’s important to create a complete debt consolidation plan instead of paying off only some balances and leaving the rest behind.

Not all debt is created equal. High-interest credit cards, payday loans, and unsecured debt are often considered “bad debt” because they can keep you stuck financially. Refinancing can sometimes help convert that into lower-interest, more manageable debt tied to an appreciating asset — your home.

If you’ve been thinking about refinancing but feel the bank’s numbers are limiting your options, let’s talk. You may be surprised at the solutions available and how much equity may be accessible with the right strategy. 🏡

Call or message me!

April Santos
Mortgage Professional
Fi-Nest Mortgage, Inc.
(204) 599-4287

05/20/2026

05/20/2026

🏡 OPEN HOUSE THIS SATURDAY!

Join us at 8 Chadwick Crescent on Saturday, May 23 from 2PM–4PM! Offered at $394,900 with offers anytime ✨

This beautiful home features 4 bedrooms, 2 full bathrooms, a fully finished basement, spacious rec room with mini bar, huge deck, hot tub area, and plenty of parking — perfect for families and entertaining! 🌿🍹

I’ll be there on Saturday for quick mortgage pre-approvals if you’re thinking about buying or just want to know your options 😊

Contact:
Janet Del Rosario
Century 21 Advanced Realty
📞 204-998-5578

05/06/2026

📣 New listing + Open House this weekend!

🏡 90 George Reshaur Bay
🏦 $499,900

I’ll be at the open house Saturday from 2–4 PM—come by, say hi, and take a look! 😊

💼 I can also help you get pre-approved right on the spot if you’re curious about your budget or planning to buy.

Also open Sunday 2–4 PM if you can’t make Saturday.

📍 Canterbury Park
🛏️ 5 bed | 🛁 3 bath

Message me anytime if you want more details!

05/03/2026

Everyone thinks you need 5–20% saved to buy a home… and that’s not always true 👀

There are ways to get into a home with little to no money upfront depending on your situation:

✔️ Using borrowed down payment (if your income supports it)
✔️ Gifted down payment options
✔️ Programs that reduce upfront costs
✔️ Rent-to-own options for those not quite mortgage-ready

BUT—this isn’t for everyone, and it has to be structured properly.

If you’re curious what you’d qualify for, message me and I’ll break it down for you.

Happy house hunting everyone!

April Santos
Mortgage Professional
(204) 599-4287