Mortgage and Insurance Planning by Melody

Mortgage and Insurance Planning by Melody It is a priviledge to serve my fellow immigrants of 🇨🇦where financial planning is considered utmost

Out in the market very very soon📣343 Peguis St, Winnipeg MBMessage me for price and other details👍
09/05/2026

Out in the market very very soon📣

343 Peguis St, Winnipeg MB
Message me for price and other details👍

09/05/2026

Celebrating my 8th year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

🥰

09/02/2026

We have maintained the policy interest rate at 2.25%.

The continuing conflict in the Middle East is keeping energy prices high. As well, new US tariffs and Canadian counter-measures were announced following the breakdown of trade talks between Canada and the United States. Both situations remain fluid.

Against this background, the Governing Council decided to leave the policy rate unchanged. We will assess the sustainability of the economic rebound and the outlook for inflation, and we are prepared to adjust monetary policy as needed. We remain committed to maintaining Canadians’ confidence in price stability through this period of global upheaval.

Read the Governor’s full statement: https://bit.ly/4x4mz9q

09/02/2026
09/01/2026

BoC next interest rate decision set on Sept 2.

Ctto

08/30/2026

2% stress test gone on renewal making it easier to shop for rates

Ctto

08/28/2026

🇨🇦 CANADA IS ABOUT TO DO SOMETHING NO CANADIAN PRIME MINISTER HAS DONE BEFORE

On September 17, Prime Minister Mark Carney will stand before the European Parliament in Strasbourg and address the elected representatives of 27 European nations.

The day before, he will sit in that same chamber as a guest of honour for the State of the European Union address — the annual speech in which European Commission President Ursula von der Leyen sets out the direction of the entire bloc.

That guest-of-honour seat usually goes to civil society figures. This year it goes to Canada.

Here is why that matters more than it might first appear.

📌 THE TIMING

The invitation was confirmed just days after trade negotiations between Ottawa and Washington broke down at the eleventh hour. For a country that has historically sent roughly three-quarters of its exports to a single market, that is not a small moment. It is a reminder of what happens when one relationship carries that much weight.

Carney's answer has been consistent: build more doors.

📌 CANADA HAS ALREADY OPENED ONE

In February 2026, Canada became the first non-European country ever to join SAFE — the European Union's Security Action for Europe programme, a €150 billion instrument that helps European governments finance and purchase defence equipment together.

Read that again. First non-European country. Ever.

And Canada did not join on ordinary terms. Under standard SAFE rules, suppliers from outside the EU are capped at 35% of the value of any system purchased. Canada negotiated an exemption allowing Canadian content of up to 80%.

That places Canadian firms — in mu*****ns, drones, shipbuilding, aerospace, advanced materials — on close to the same footing as European companies bidding for European contracts. For Canadian workers and Canadian industry, that is access to a market that simply did not exist two years ago.

📌 THIS IS BIGGER THAN DEFENCE

Ottawa and Brussels are now working through critical minerals, energy, digital technology and more resilient supply chains.

The fit is obvious. Canada has what Europe is short of: nickel, cobalt, lithium, uranium, potash, natural gas and hydroelectric power, alongside a highly skilled workforce. Europe has capital, contracts and roughly 450 million consumers.

The commercial relationship is already substantial. In 2025, two-way Canada–EU trade in goods and services reached $178.6 billion, making the European Union Canada's second-largest trading partner and its second-largest source of foreign direct investment. Canadian affiliates of EU companies support around 447,000 jobs here at home.

📌 THE IDEA BEHIND IT

Carney has argued that middle powers do better working with one another than competing for the attention of larger ones.

Canada alone is one of the ten largest economies on earth. Canada working alongside Europe sits inside one of the largest economic blocs in the world. Strasbourg is where that argument gets made in public, in front of the people who would have to agree to it.

📌 AND IT DOES NOT STOP THERE

A full Canada–EU summit is already scheduled for October 29 and 30 — this time on Canadian soil.

So September is not a ceremony. It is the opening of a very busy autumn.

Canada has spent most of its modern history as a country with one enormous neighbour and one enormous market. What is being built this fall is quieter and far less glamorous than a headline: it is the slow work of becoming a country with options.

That is worth understanding. And it is happening right now.

08/25/2026

Costly overthinking when we time the market.

CTTO

08/23/2026

Address

Winnipeg, MB

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

Telephone

+12045838829

Alerts

Be the first to know and let us send you an email when Mortgage and Insurance Planning by Melody posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mortgage and Insurance Planning by Melody:

Shortcuts

Share