PelMon Insurance

PelMon Insurance Helping you protect what you earn and build what lasts.

08/10/2026

Business owners, your TFSA grows tax-free. But it caps out at $7,000 a year.

For a real business, that’s not enough.

Here’s what most incorporated business owners are never told: your corporation can grow money the same way. Tax-free. No cap. Accessible whenever you need it.

And the CRA doesn’t count it as passive income, so your small business deduction stays intact. No clawback. No surprise tax bill.

This strategy has existed for decades. Most accountants don’t set it up because it falls outside their licensing, think family doctor versus surgeon.

If your corporation keeps $35K or more after expenses, it’s worth finding out if this applies to you.

Click “Link in Bio” to see how we can help reduce your tax bill.

Helping you protect what you earn and build what lasts.Book a free consultation to get started.
08/05/2026

Helping you protect what you earn and build what lasts.

Book a free consultation to get started.

Your 40s are your most important financial decade. And they are also when the most common mistakes get made.Here are fiv...
07/07/2026

Your 40s are your most important financial decade. And they are also when the most common mistakes get made.

Here are five we see consistently with Canadian clients - and what to do about each one.

01. Prioritising your children's education savings over your own retirement.
You can borrow for tuition. No one lends you money for retirement. Fund your RRSP first.
Your children will benefit from your financial security too.

02. Carrying inadequate or lapsed life insurance coverage.
The policy you took out at 30 may no longer reflect your life. A growing family, a larger mortgage, a business - when did you last review your coverage?

03. Not having a will or powers of attorney in place.
More than half of Canadians do not have a current will. In your 40s, with dependants and growing assets, this is not something you can keep deferring.

04. Underestimating the impact of inflation on your retirement savings.
At 3% annual inflation, the purchasing power of your savings is cut in half in roughly 24 years. Your investment strategy must account for this - not just for growth, but for real purchasing power.

05. Delaying a professional financial review.
Most Canadians have never had a comprehensive financial review. In your 40s, with 15 to 25 years until retirement, a single conversation can meaningfully change your financial trajectory.

(204) 590-5272 | pelmon.ca

Protect. Plan. Build.

07/01/2026

🇨🇦 Happy Canada Day!

Today, we celebrate the values that make Canada strong—opportunity, resilience, and community.

At PelMon, we’re proud to help Canadians build, protect, and preserve their financial future with confidence, so they can focus on what matters most.

As you celebrate with family and friends, we wish you a safe, joyful, and memorable Canada Day.

Happy Canada Day from all of us at PelMon Wealth Management. 🍁

Most Canadians have never calculated the answer. That is not a failure. It is just a starting point.Drop your answer in ...
06/16/2026

Most Canadians have never calculated the answer.
That is not a failure. It is just a starting point.

Drop your answer in the comments or book a free financial review.

(204) 590 - 5272 | Pelmon.ca

06/05/2026

$803 - Average CPP

$1.7 million - The average amount a Canadian needs to retire comfortably

27% - The peculiar of Canadian families with no life insurance.

If any of those numbers made you feel uncomfortable - that is the conversation we need to have.

Book a free review - Link in bio.

06/02/2026

No judgement. No pressure.
We review your current position, identify the gaps, explain your options in plain language, and build a strategy together.

It starts with one conversation - and it is free.

05/29/2026

Most people set up their life insurance once and never look at it again.

But your life has not stayed the same since then — and neither should your coverage.

Marriage. Children. A new business. A promotion. A mortgage. Every major milestone changes what the people who depend on you actually need from your policy.

The question is not whether you have life insurance. The question is whether the coverage you have still reflects the life you are living today.
If you cannot remember the last time you reviewed your policy — that is your answer.

Book a free consultation. We will review your current coverage, identify the gaps, and make sure your plan still does what you originally intended it to do.

(204) 590-5272 | pelmon.ca

Protect. Plan. Build.

Most Canadians know they need insurance — but many don’t fully understand which type protects what.From protecting your ...
05/26/2026

Most Canadians know they need insurance — but many don’t fully understand which type protects what.

From protecting your income to building long-term financial security, these 5 financial protection products each serve a different purpose.

Swipe through for a simple breakdown of:

• Term Life Insurance
• Whole Life Insurance
• Universal Life Insurance
• Critical Illness Insurance
• Disability Insurance

Understanding the right protection strategy could
make a major difference for you and your family.

05/22/2026

Three words. One Philosophy.

Before you can build wealth, you have to protect what you already have.

Before you invest, you need a plan.

This is how we approach every client relationship-in order, without skipping steps.

Where are you in the process?

Book a free consultation and let us find out together.

Address

Winnipeg, MB

Telephone

+12045905272

Website

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